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6Feb 25, 2026·SEC
Dec 16, 2025·SEC
Nov 26, 2025·SEC
Manhattan Bridge Capital, Inc. (LOAN) fundamental analysis — strengths, weaknesses & financial health based on data analysis
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Manhattan Bridge Capital, Inc. (LOAN) stock price & volume — 10-year historical chart
Manhattan Bridge Capital, Inc. (LOAN) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Manhattan Bridge Capital, Inc. (LOAN) competitors in Small-balance bridge and hard-money lenders — business model, growth, and fundamentals comparison
Manhattan Bridge Capital, Inc. (LOAN) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Manhattan Bridge Capital, Inc. (LOAN) annual income statement — 10-year revenue, gross profit & net income history
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Revenue | 4.69M | 5.53M | 5.71M | 5.66M | 6.82M | 8.58M | 9.83M | 9.69M | 8.67M | 7.95M |
Revenue Growth % | 21.47% | 17.88% | 3.37% | -0.85% | 20.37% | 25.9% | 14.49% | -1.42% | -10.55% | 1.9% |
Property Operating Expenses | 8.3K | 5.42K | 5.16K | 7.01K | 1.05M | 6.81K | 2.53M | 2.32M | 13.22K | 5.98K |
Net Operating Income (NOI) | 4.68M▲ 0% | 5.52M▲ 18.0% | 5.71M▲ 3.4% | 5.66M▼ 0.9% | 5.77M▲ 2.0% | 8.58M▲ 48.6% | 7.3M▼ 14.9% | 7.37M▲ 0.9% | 8.65M▲ 17.4% | 7.95M▲ 0% |
NOI Margin % | 99.82% | 99.9% | 99.91% | 99.88% | 84.67% | 99.92% | 74.3% | 76.05% | 99.85% | 99.92% |
Operating Expenses | 1.23M | 1.32M | 1.21M | 1.45M | -1.35M | 1.55M | 1.83M | 1.78M | 1.8M | 1.79M |
G&A Expenses | 1.23M | 1.32M | 1.2M | 1.43M | 1.35M | 1.55M | 1.83M | 1.78M | 1.81M | 1.79M |
EBITDA | 5.92M | 8.93M | 7.34M | 5.67M | 4.43M | 5.21M | 5.45M | 5.6M | 6.85M | 5.82M |
EBITDA Margin % | 126.24% | 161.52% | 128.43% | 100.1% | 64.92% | 60.75% | 55.42% | 57.76% | 79.09% | 73.14% |
Depreciation & Amortization | 2.46M | 3.02M | 2.84M | 1.44M | 2.27K | 2.31K | 4.06K | 4.87K | 4.98K | 24.43K |
D&A / Revenue % | 52.41% | 54.69% | 49.74% | 25.43% | 0.03% | 0.03% | 0.04% | 0.05% | 0.06% | 0.31% |
Operating Income | 3.46M▲ 0% | 5.9M▲ 70.6% | 4.5M▼ 23.9% | 4.23M▼ 5.9% | 4.42M▲ 4.6% | 5.21M▲ 17.8% | 5.44M▲ 4.4% | 5.59M▲ 2.7% | 6.85M▲ 22.5% | 5.79M▲ 0% |
Operating Margin % | 73.83% | 106.83% | 78.68% | 74.68% | 64.88% | 60.72% | 55.38% | 57.71% | 79.04% | 72.83% |
Interest Expense | 1.23M | 1.7M | 1.64M | 1.36M | 1.05M | 1.82M | 2.53M | 2.34M | 1.76M | 1.3M |
Interest Coverage | 3.81x | 2.47x | 2.75x | 4.10x | 4.23x | 3.85x | 3.15x | 3.38x | 3.91x | - |
Non-Operating Income | -1.21M | 0 | 0 | -1.36M | 0 | -1.82M | -2.53M | 0 | -18K | 1.4M |
Pretax Income | 3.44M▲ 0% | 4.21M▲ 22.2% | 4.5M▲ 6.9% | 4.23M▼ 5.9% | 4.42M▲ 4.6% | 5.21M▲ 17.8% | 5.48M▲ 5.1% | 5.59M▲ 2.1% | 5.11M▼ 8.6% | 5.01M▲ 0% |
Pretax Margin % | 73.4% | 76.09% | 78.68% | 74.68% | 64.88% | 60.72% | 55.73% | 57.71% | 58.99% | 63.03% |
Income Tax | 2.97K | 642 | 572 | 645 | 647 | 650 | 650 | 650 | 1.21K | 1.21K |
Effective Tax Rate % | 0.09% | 0.02% | 0.01% | 0.02% | 0.01% | 0.01% | 0.01% | 0.01% | 0.02% | 0.02% |
Net Income | 3.44M▲ 0% | 4.2M▲ 22.3% | 4.49M▲ 6.9% | 4.23M▼ 5.9% | 4.42M▲ 4.6% | 5.21M▲ 17.8% | 5.48M▲ 5.1% | 5.59M▲ 2.1% | 5.11M▼ 8.6% | 5.01M▲ 0% |
Net Margin % | 73.34% | 76.07% | 78.67% | 74.67% | 64.87% | 60.71% | 55.72% | 57.71% | 58.98% | 63.01% |
Net Income Growth % | 21.2% | 22.27% | 6.9% | -5.9% | 4.59% | 17.82% | 5.07% | 2.1% | -8.58% | -8.67% |
Funds From Operations (FFO) | 5.9M▲ 0% | 7.23M▲ 22.6% | 7.34M▲ 1.5% | 5.67M▼ 22.7% | 4.43M▼ 21.9% | 5.21M▲ 17.8% | 5.48M▲ 5.1% | 5.6M▲ 2.1% | 5.12M▼ 8.6% | 5.1M▲ 0% |
FFO Margin % | 125.75% | 130.76% | 128.42% | 100.09% | 64.91% | 60.74% | 55.76% | 57.76% | 59.03% | 64.14% |
FFO Growth % | 27.3% | 22.57% | 1.51% | -22.72% | -21.94% | 17.82% | 5.11% | 2.11% | -8.58% | -29.01% |
FFO per Share | 0.73 | 0.82 | 0.76 | 0.59 | 0.42 | 0.45 | 0.48 | 0.49 | 0.45 | 0.45 |
FFO Payout Ratio % | 55.78% | 55.33% | 63.2% | 73.08% | 112.76% | 110.23% | 96.86% | 93.52% | 102.85% | 51.57% |
EPS (Diluted) | 0.42▲ 0% | 0.48▲ 14.3% | 0.47▼ 2.1% | 0.44▼ 6.4% | 0.42▼ 4.5% | 0.45▲ 7.1% | 0.48▲ 6.7% | 0.49▲ 2.1% | 0.45▼ 8.2% | 0.44▲ 0% |
EPS Growth % | 13.51% | 14.29% | -2.08% | -6.38% | -4.55% | 7.14% | 6.67% | 2.08% | -8.16% | -6.77% |
EPS (Basic) | 0.42 | 0.48 | 0.47 | 0.44 | 0.42 | 0.45 | 0.48 | 0.49 | 0.45 | - |
Diluted Shares Outstanding | 8.13M | 8.8M | 9.66M | 9.63M | 10.52M | 11.49M | 11.47M | 11.44M | 11.44M | 11.43M |
Manhattan Bridge Capital, Inc. (LOAN) balance sheet — assets, liabilities & shareholders' equity
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Total Assets | 45.9M | 55.9M | 54.44M | 59.84M | 67.21M | 76.28M | 76.43M | 67.93M | 62.35M | 64.26M |
Asset Growth % | 29.9% | 21.8% | -2.61% | 9.92% | 12.3% | 13.5% | 0.2% | -11.13% | -8.21% | -27.44% |
Real Estate & Other Assets | -45.81M | -55.79M | 75.86K | 0 | 75.28K | 67.27K | 91.22K | 78.25K | -100.97M | 0 |
PP&E (Net) | 0 | 0 | 87.75K | 369.7K | 317.08K | 262.22K | 207.36K | 154.04K | 101.23M | 88.02K |
Investment Securities | 15K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1000K | 0 |
Total Current Assets | 45.8M | 55.79M | 54.28M | 958.89K | 66.81M | 75.95M | 6.07M | 67.7M | 1.87M | 62.13M |
Cash & Equivalents | 136.44K | 203.68K | 118.41K | 131.65K | 142.55K | 103.54K | 104.22K | 178.01K | 204.89M | 183.95K |
Receivables | 535.04K | 596.78K | 1000K | 827.24K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K |
Other Current Assets | 45.12M | 54.99M | 676K | 0 | 955.44K | 1.36M | 2.98M | 1.54M | -60.42B | 0 |
Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Total Liabilities | 23.65M | 23.82M | 22.5M | 27.88M | 23.82M | 33.42M | 33.5M | 24.66M | 19.25M | 21.15M |
Total Debt | 22.29M | 22.07M | 20.85M | 26.28M | 21.65M | 31.02M | 31.2M | 22.55M | 17.76M | 0 |
Net Debt | 22.16M | 21.87M | 20.73M | 26.15M | 21.51M | 30.92M | 31.1M | 22.37M | -187.13M | -183.95K |
Long-Term Debt | 22.29M | 22.07M | 20.76M | 25.91M | 21.32M | 30.75M | 30.98M | 22.38M | 17.65M | 0 |
Short-Term Borrowings | 16.91M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 60.93K | 0 |
Capital Lease Obligations | 0 | 0 | 91.03K | 309.58K | 324.25K | 273.49K | 220.53K | 167.12K | 51.15K | 317.08K |
Total Current Liabilities | 18.27M | 23.82M | 1.63M | 20.85M | 2.17M | 2.4M | 1.58M | 2.18M | 60.93K | 0 |
Accounts Payable | 167.56K | 183.72K | 151.82K | 168.94K | 154.17K | 289.87K | 295.29K | 232.24K | 173.25K | 0 |
Deferred Revenue | 298.47K | 404.68K | 0 | 367.64K | 0 | 0 | 0 | 0 | 0 | 0 |
Other Liabilities | -22.29M | -22.07M | 15K | 0 | 0 | 0 | 0 | 0 | 1.49M | 0 |
Total Equity | 44.4M▲ 0% | 53.8M▲ 21.2% | 31.94M▼ 40.6% | 31.96M▲ 0.1% | 43.39M▲ 35.7% | 42.86M▼ 1.2% | 42.93M▲ 0.2% | 43.27M▲ 0.8% | 43.1M▼ 0.4% | 43.11M▲ 0% |
Equity Growth % | 30.58% | 21.17% | -40.63% | 0.07% | 35.73% | -1.2% | 0.16% | 0.77% | -0.38% | -0.22% |
Shareholders Equity | 22.25M | 32.08M | 31.94M | 31.96M | 43.39M | 42.86M | 42.93M | 43.27M | 43.1M | 43.11M |
Minority Interest | 22.16M | 21.72M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Common Stock | 8.32K | 9.87K | 9.88K | 9.88K | 11.76K | 11.76K | 11.76K | 11.76K | 11.76K | 11.76K |
Additional Paid-in Capital | 23.17M | 33.11M | 33.14M | 33.16M | 45.52M | 45.54M | 45.55M | 45.56M | 45.58M | 0 |
Retained Earnings | -387.67K | -448.8K | -590.81K | -403.85K | -1.35M | -1.89M | -1.57M | -1.24M | -1.39M | -1.37M |
Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Return on Assets (ROA) | 8.47% | 8.26% | 8.15% | 7.4% | 6.96% | 7.26% | 7.17% | 7.75% | 7.85% | 7.89% |
Return on Equity (ROE) | 8.77% | 8.56% | 10.48% | 13.24% | 11.74% | 12.09% | 12.77% | 12.97% | 11.84% | 11.59% |
Debt / Assets | 48.57% | 39.49% | 38.3% | 43.92% | 32.21% | 40.67% | 40.82% | 33.19% | 28.49% | 0% |
Debt / Equity | 0.50x | 0.41x | 0.65x | 0.82x | 0.50x | 0.72x | 0.73x | 0.52x | 0.41x | 0.00x |
Net Debt / EBITDA | 3.74x | 2.45x | 2.83x | 4.61x | 4.86x | 5.93x | 5.71x | 4.00x | -27.30x | -0.03x |
Book Value per Share | 5.46 | 6.11 | 3.31 | 3.32 | 4.12 | 3.73 | 3.74 | 3.78 | 3.77 | 3.77 |
Manhattan Bridge Capital, Inc. (LOAN) cash flow — operating, investing & free cash flow history
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Cash from Operations | 3.46M | 4.36M | 4.43M | 4.22M | 4.6M | 5.17M | 5.61M | 4.93M | 4.93B | 4.91M |
Operating CF Growth % | 13.45% | 25.95% | 1.62% | -4.74% | 8.95% | 12.34% | 8.54% | -12.06% | 99843.37% | -6.29% |
Operating CF / Revenue % | 73.84% | 78.9% | 77.57% | 74.53% | 67.46% | 60.19% | 57.07% | 50.9% | 56876.2% | 61.71% |
Net Income | 3.44M | 4.2M | 4.49M | 4.23M | 4.42M | 5.21M | 5.48M | 5.59M | 5.11B | 5.01M |
Depreciation & Amortization | 4.59K | 3.71K | 1.41K | 1.14K | 2.27K | 2.31K | 4.06K | 4.87K | 117.88M | 117.86M |
Stock-Based Compensation | 13.06K | 13.06K | 13.06K | 13.06K | 13.06K | 13.06K | 13.06K | 13.06K | 13.06M | 13.06M |
Other Non-Cash Items | 129.13K | 98.69K | 3.27K | 101.95K | 91.31K | 117.83K | 95.3K | 88.58K | -312.55M | -5.24B |
Working Capital Changes | -143.12K | 40.88K | -190.17K | -124K | 69.4K | -177.95K | 19.87K | -765.59K | -310.63K | -91.89K |
Cash from Investing | -10.37M | -9.71M | 1.37M | -4.61M | -7.62M | -8.77M | 1.43M | 7.55M | 5.31B | 1.7M |
Acquisitions (Net) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Purchase of Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Sale of Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Other Investing | -10.37M | -9.71M | 1.37M | -4.6M | -7.62M | -8.77M | 1.44M | 7.55M | 5.31B | 2.11M |
Cash from Financing | 6.95M | 5.57M | -6.03M | 726.24K | 2.7M | 3.56M | -5.45M | -13.97M | -10.22B | -6.62M |
Dividends Paid | -3.29M | -4M | -4.64M | -4.14M | -4.99M | -5.75M | -5.31M | -5.23M | -5.26M | -5.26M |
Common Dividends | -3.29M | -4M | -4.64M | -4.14M | -4.99M | -5.75M | -5.31M | -5.23M | -5.26M | -2.63M |
Debt Issuance (Net) | 1000K | -292.45K | -1000K | 1000K | -1000K | 1000K | 158.1K | -1000K | -1000K | -1000K |
Share Repurchases | -172.16K | -48.74K | -29.45K | -179.25K | 0 | 0 | -261.67K | -9.8K | -28.56K | -28.56K |
Other Financing | -22.68K | 28.35K | 20.44K | -27.1K | 0 | -35.82K | -38.19K | 0 | -10.21B | 28.35M |
Net Change in Cash | 40.14K▲ 0% | 218.62K▲ 444.6% | -236.65K▼ 208.2% | 340.73K▲ 244.0% | -316.59K▼ 192.9% | -39.01K▲ 87.7% | 1.59M▲ 4172.3% | -1.49M▼ 193.8% | 26.48M▲ 1876.7% | -17.46K▲ 0% |
Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Cash at Beginning | 96.3K | 136.44K | 355.06K | 118.41K | 459.14K | 142.55K | 103.54K | 1.69M | 201.76M | 228.24K |
Cash at End | 136.44K | 355.06K | 118.41K | 459.14K | 142.55K | 103.54K | 1.69M | 201.76K | 228.24M | 205.67K |
Free Cash Flow | 3.46M▲ 0% | 4.36M▲ 26.0% | 4.43M▲ 1.7% | 4.21M▼ 4.9% | 4.6M▲ 9.2% | 5.16M▲ 12.3% | 5.6M▲ 8.5% | 4.93M▼ 12.1% | 4.93B▲ 99916.4% | 4.93B▲ 0% |
FCF Growth % | 13.5% | 25.98% | 1.65% | -4.94% | 9.18% | 12.28% | 8.51% | -12.06% | 99916.38% | 96994.6% |
FCF / Revenue % | 73.81% | 78.88% | 77.57% | 74.37% | 67.46% | 60.16% | 57.01% | 50.86% | 56871.38% | 61965.47% |
Manhattan Bridge Capital, Inc. (LOAN) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
FFO per Share | 0.73 | 0.82 | 0.76 | 0.59 | 0.42 | 0.45 | 0.48 | 0.49 | 0.45 | 0.45 |
FFO Payout Ratio | 55.78% | 55.33% | 63.2% | 73.08% | 112.76% | 110.23% | 96.86% | 93.52% | 102.85% | 51.57% |
NOI Margin | 99.82% | 99.9% | 99.91% | 99.88% | 84.67% | 99.92% | 74.3% | 76.05% | 99.85% | 99.92% |
Net Debt / EBITDA | 3.74x | 2.45x | 2.83x | 4.61x | 4.86x | 5.93x | 5.71x | 4.00x | -27.30x | -0.03x |
Debt / Assets | 48.57% | 39.49% | 38.3% | 43.92% | 32.21% | 40.67% | 40.82% | 33.19% | 28.49% | 0% |
Interest Coverage | 3.81x | 2.47x | 2.75x | 4.10x | 4.23x | 3.85x | 3.15x | 3.38x | 3.91x | - |
Book Value / Share | 5.46 | 6.11 | 3.31 | 3.32 | 4.12 | 3.73 | 3.74 | 3.78 | 3.77 | 3.77 |
Revenue Growth | 21.47% | 17.88% | 3.37% | -0.85% | 20.37% | 25.9% | 14.49% | -1.42% | -10.55% | 1.9% |
Manhattan Bridge Capital, Inc. (LOAN) SEC filings — annual & quarterly reports (10-K, 10-Q)
Feb 25, 2026·SEC
Dec 16, 2025·SEC
Nov 26, 2025·SEC
Manhattan Bridge Capital, Inc. (LOAN) stock FAQ — growth, dividends, profitability & financials explained
Manhattan Bridge Capital, Inc. (LOAN) reported $8.0M in revenue for fiscal year 2025. This represents a 184% increase from $2.8M in 1998.
Manhattan Bridge Capital, Inc. (LOAN) saw revenue decline by 10.6% over the past year.
Yes, Manhattan Bridge Capital, Inc. (LOAN) is profitable, generating $5.0M in net income for fiscal year 2025 (59.0% net margin).
Yes, Manhattan Bridge Capital, Inc. (LOAN) pays a dividend with a yield of 10.50%. This makes it attractive for income-focused investors.
Manhattan Bridge Capital, Inc. (LOAN) has a return on equity (ROE) of 11.8%. This is reasonable for most industries.
Manhattan Bridge Capital, Inc. (LOAN) generated Funds From Operations (FFO) of $5.1M in the trailing twelve months. FFO is the primary profitability metric for REITs.
Manhattan Bridge Capital, Inc. (LOAN) offers a 10.50% dividend yield, which is attractive for income investors. REITs are required to distribute at least 90% of taxable income to shareholders.