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LOANManhattan Bridge Capital, Inc.
$3.90$45M
Overview & Tools
OverviewChart Terminal ↗Visualize
Valuation & Forecasts
Valuation ModelsEstimatesDCF Model
Price & Analyst Data
Analyst TargetsPrice History
Financial Statements
Income StatementBalance SheetCash FlowRatios & Margins
Performance
P/E HistoryRevenue HistoryEarnings HistoryDividend HistoryTotal Return
Discovery & Screens
Live BreakoutsStock ScreenerOwnership
LOAN logo

Manhattan Bridge Capital, Inc.

LOAN
NASDAQ · Mortgage REITs
$3.90
At close - Sep 23, 4:00 PM EDT - USD
Market Cap$45M
P/E8.7x
52W High$5.80
Volume25.01K
OverviewTerminalAnalysisFinancialsValuationEarningsBreakoutsOwnership
VCP Research Verdict2026Q1

Debt-Free Balance Sheet Masks Capital Deployment Inefficiency

Manhattan Bridge Capital has transitioned to a debt-free capital structure, evidenced by the reduction of total debt from $31.2 million in 2023Q4 to zero in 2026Q1, which provides a defensive buffer against interest rate volatility. However, the company faces ...

GrowthMixed
ProfitabilityStrong
ValuationExpensive
TechnicalsWeak
Explore valuation models
MARKET ACTION

LOAN price & volume

Price trend, volume and key moving averages

Launch Terminal
Loading chart...
Decision Checklist4 Core Signals

What matters now

The signals most likely to change the investment case.

01

Earnings momentum

3/12 Beats

EPS beat 3 of last 12 quarters

02

Valuation risk

+10% Peers

P/E is 10% above peer median

03

Market leadership

RS 33 · Lag

Laggard (Underperforming 67% of market)

04

Weak Trend

Below 200DMA

Price < 200DMA

Next CatalystEstimated earnings · Oct 23

Market performance

Price History →

Trailing total returns as of 9/24/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).

YTD Return
LOAN-11.02%
S&P 500 (^GSPC)+12.39%
1-Year Return
LOAN-19.30%
S&P 500 (^GSPC)+15.77%
3-Year Return
LOAN+16.48%
S&P 500 (^GSPC)+81.32%
5-Year Return
LOAN-10.73%
S&P 500 (^GSPC)+71.31%
02

Test the fundamentals

Check whether operating performance supports the current valuation.

VALUATION & INTRINSIC VALUE

Valuation Scenarios

Valuation Analysis
Trailing P/E5Y Low
8.7x
Forward P/E
N/A
EV/EBITDA0th %ile
-27.9x
FCF YieldCash Flow
11111.1%

Valuation vs 5-Year History

Multiple Range
Metric
Current
5Y Median
Historical Range
Percentile
P/E
8.7x
11.4x
0th· Low
EV/EBITDA
-27.9x
17.7x
0th· Low
Price/FCF
0.0x
11.9x
0th· Low
Current Multiple
5Y Median (50th %ile)

Intrinsic Value Scenarios

DCF Projection
No DCF Model AvailableIntrinsic value modeling is not supported for this equity.

Growth & profitability

Annual revenue & EPS trend
Revenue
$9M-10.5% YoY
Net income
$5M-8.6% YoY
Free cash flow
$4.93B+99916.4% YoY
Operating margin
58.9%+1.3 pts YoY
ROIC (TTM)-
Avg ROIC 5Y-
ROE (TTM)11.8%
Piotroski Score7 / 9
Financial Statements →
03

Monitor what changed

Recent results and news deserve attention only when they alter the forward view.

OPERATING RESULTS

Recent Earnings

Earnings History
EPS Beat Rate3/12 (25%)
Revenue Beat Rate1/12 (25%)
QuarterEPS (Act vs Est)Revenue (Act vs Est)
Q3 2026Latest
Jul 23, 2026
$0.10-9.1%
vs $0.11
$2M-0.9%
vs $2M
Q2 2026
Apr 16, 2026
$0.11+0.0%
vs $0.11
$2M-0.0%
vs $2M
Q2 2026
Mar 27, 2026
$0.11+10.0%
vs $0.10
$2M-0.3%
vs $2M
Q4 2025
Oct 24, 2025
$0.11-8.3%
vs $0.12
$2M
vs —
Historical baseline: 12 quarters analyzedGAAP / Adjusted
MARKET COVERAGE

Latest News

5 Stories
Defense World·Aug 14, 2026
Financial Review: ARMOUR Residential REIT (NYSE:ARR) & Manhattan Bridge Capital (NASDAQ:LOAN)

Manhattan Bridge Capital (NASDAQ: LOAN - Get Free Report) and ARMOUR Residential REIT (NYSE: ARR - Get Free Report) are both finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their earnings, analyst recommendations, valuation, risk, dividends, institutional ownership and profitability. Analyst Ratings This is a summary

Defense World·Aug 5, 2026
Manhattan Bridge Capital (NASDAQ:LOAN) Share Price Crosses Below Two Hundred Day Moving Average – Should You Sell?

Shares of Manhattan Bridge Capital, Inc (NASDAQ: LOAN - Get Free Report) passed below its 200-day moving average during trading on Tuesday. The stock has a 200-day moving average of $4.38 and traded as low as $4.14. Manhattan Bridge Capital shares last traded at $4.20, with a volume of 28,146 shares. Analysts Set New Price

GlobeNewsWire·Jul 28, 2026
Manhattan Bridge Capital, Inc. Declares Quarterly Dividend

GREAT NECK, N.Y., July 28, 2026 (GLOBE NEWSWIRE) -- Manhattan Bridge Capital, Inc. (NASDAQ:  LO AN ) announced today that its board of directors has declared a quarterly dividend of $0.11 per share to be paid to all shareholders of record on October 8, 2026. The dividend will be paid on October 15, 2026.

GlobeNewsWire·Jul 27, 2026
CALIFORNIA BANCORP REPORTS STRONG SECOND QUARTER EARNINGS, SIGNIFICANT LOAN GROWTH AND IMPROVED CREDIT QUALITY

— Company to increase its quarterly dividend by $0.02 to $0.12 per common share in the third quarter of 2026  San Diego, Calif., July 27, 2026 (GLOBE NEWSWIRE) -- California BanCorp (“us,” “we,” “our,” or the “Company”) (NASDAQ: BCAL), the holding company for California Bank of Commerce, N.A.

Filtered for Manhattan Bridge Capital, Inc.More Headlines
04

Compare before deciding

Benchmark LOAN against direct peers instead of judging its metrics in isolation.

Peers Comparison

Key metrics vs top competitors for Manhattan Bridge Capital, Inc. (LOAN)

Full Screener →
CompanyPriceMarket CapP/E RatioRev Growth (1Y)Net MarginROEDiv Yield
LOAN logoLOANManhattan Bridge Capital, Inc.Current
$3.90$44.57M8.67-10.55%58.88%11.84%11.8%
GPMT logoGPMTGranite Point Mortgage Trust Inc.
$0.84$40.11M-0.72187.77%-69.23%-15.79%—
TPVG logoTPVGTriplePoint Venture Growth BDC Corp.
$4.92$199.75M4.0355.25%45.97%10.97%—
FBRT logoFBRTFranklin BSP Realty Trust, Inc.
$7.46$619.52M11.661.28%15.08%4.25%—
SACH logoSACHSachem Capital Corp.
$0.91$43.81M23.31-18.16%-26.75%-5.37%—
REFI logoREFIChicago Atlantic Real Estate Finance, Inc.
$10.69$227.85M6.3615.18%48.89%9.62%—

Compare LOAN vs Peers

Manhattan Bridge Capital, Inc. (LOAN) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs GPMT

Most directly comparable listed peer for LOAN.

Scale Benchmark

vs RKT

Larger-name benchmark to compare LOAN against a more recognizable public peer.

Peer Set

Compare Top 5

vs GPMT, TPVG, FBRT, SACH

05

Keep researching

Verify the primary filings, follow material updates, and answer the remaining questions.

LOAN SEC Filings & Documents

Manhattan Bridge Capital, Inc. (LOAN) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

Jun 18, 2026·SEC

Material company update

Feb 25, 2026·SEC

Material company update

Dec 16, 2025·SEC

10-K Annual Reports

6
FY 2026

Mar 27, 2026·SEC

FY 2025

Mar 12, 2025·SEC

FY 2024

Mar 11, 2024·SEC

10-Q Quarterly Reports

6
FY 2026

Jul 23, 2026·SEC

FY 2026

Apr 16, 2026·SEC

FY 2025

Oct 24, 2025·SEC

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LOAN Frequently Asked Questions

Manhattan Bridge Capital, Inc. (LOAN) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials
What is Manhattan Bridge Capital, Inc.'s revenue?

Manhattan Bridge Capital, Inc. (LOAN) reported $8.2M in revenue for fiscal year 2025. This represents a 191% increase from $2.8M in 1998.

How fast is Manhattan Bridge Capital, Inc. growing?

Manhattan Bridge Capital, Inc. (LOAN) saw revenue decline by 10.5% over the past year.

Is LOAN profitable?

Yes, Manhattan Bridge Capital, Inc. (LOAN) is profitable, generating $4.8M in net income for fiscal year 2025 (58.9% net margin).

Dividend & Returns
Does LOAN pay dividends?

Yes, Manhattan Bridge Capital, Inc. (LOAN) pays a dividend with a yield of 11.80%. This makes it attractive for income-focused investors.

What is LOAN's return on equity?

Manhattan Bridge Capital, Inc. (LOAN) has a return on equity (ROE) of 11.8%. This is reasonable for most industries.

Industry Metrics
What is Manhattan Bridge Capital, Inc.'s FFO?

Manhattan Bridge Capital, Inc. (LOAN) generated Funds From Operations (FFO) of $4.8M in the trailing twelve months. FFO is the primary profitability metric for REITs.

Is LOAN a good dividend stock?

Manhattan Bridge Capital, Inc. (LOAN) offers a 11.80% dividend yield, which is attractive for income investors. REITs are required to distribute at least 90% of taxable income to shareholders.

What if you invested $1,000 in LOAN back in 1998?

Total return calculator · dividends reinvested · 28+ years of data

See returns →