SFB vs HLI vs EVR vs SF vs RJF

For growth investors, Evercore Inc.

(EVR) is the stronger pick with 29. 5% revenue growth year-over-year, versus 6. 7% for Stifel Financial Corporation 5. 20% Senior Notes due 2047 (SFB). Stifel Financial Corporation 5. 20% Senior Notes due 2047 (SFB) offers the better valuation at 3. 5x trailing P/E (3. 1x forward), making it the more compelling value choice. Analysts rate Houlihan Lokey, Inc. (HLI) a "Buy" — based on 15 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

On trailing P/E, Stifel Financial Corporation 5.

20% Senior Notes due 2047 (SFB) is the cheapest at 3. 5x versus Houlihan Lokey, Inc. at 26. 4x. On forward P/E, Stifel Financial Corporation 5. 20% Senior Notes due 2047 is actually cheaper at 3. 1x. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: Stifel Financial Corporation 5. 20% Senior Notes due 2047 wins at 0. 44x versus Stifel Financial Corp. 's 1. 70x — a PEG below 1. 0 traditionally signals the market is underpricing earnings growth.

Over the past 5 years, Houlihan Lokey, Inc.

(HLI) delivered a total return of +141. 5%, compared to +2. 0% for Stifel Financial Corporation 5. 20% Senior Notes due 2047 (SFB). Over 10 years, the gap is even starker: EVR returned +633. 6% versus SFB's +25. 7%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

By beta (market sensitivity over 5 years), Stifel Financial Corporation 5.

20% Senior Notes due 2047 (SFB) is the lower-risk stock at 0. 66β versus Evercore Inc. 's 1. 88β — meaning EVR is approximately 183% more volatile than SFB relative to the S&P 500. On balance sheet safety, Houlihan Lokey, Inc. (HLI) carries a lower debt/equity ratio of 20% versus 50% for Evercore Inc. — giving it more financial flexibility in a downturn.

By revenue growth (latest reported year), Evercore Inc.

(EVR) is pulling ahead at 29. 5% versus 6. 7% for Stifel Financial Corporation 5. 20% Senior Notes due 2047 (SFB). On earnings-per-share growth, the picture is similar: Evercore Inc. grew EPS 54. 7% year-over-year, compared to -6. 1% for Stifel Financial Corporation 5. 20% Senior Notes due 2047. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

Houlihan Lokey, Inc.

(HLI) is the more profitable company, earning 16. 7% net margin versus 10. 8% for Stifel Financial Corporation 5. 20% Senior Notes due 2047 — meaning it keeps 16. 7% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: RJF leads at 28. 7% versus 13. 8% for SF. At the gross margin level — before operating expenses — EVR leads at 99. 4%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.

By this metric, Stifel Financial Corporation 5. 20% Senior Notes due 2047 (SFB) is the more undervalued stock at a PEG of 0. 44x versus Stifel Financial Corp. 's 1. 70x. A PEG below 1. 0 is traditionally considered the threshold for growth-adjusted undervaluation. On forward earnings alone, Stifel Financial Corporation 5. 20% Senior Notes due 2047 (SFB) trades at 3. 1x forward P/E versus 19. 8x for Houlihan Lokey, Inc. — 16. 7x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for SF: 22. 7% to $93. 44.

In this comparison, SF (2.

5% yield), HLI (1. 6% yield), RJF (1. 3% yield), EVR (1. 0% yield) pay a dividend. SFB does not pay a meaningful dividend and should not be held primarily for income.

For long-horizon retirement investors, Houlihan Lokey, Inc.

(HLI) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 87), 1. 6% yield, +601. 0% 10Y return). Evercore Inc. (EVR) carries a higher beta of 1. 88 — meaning larger drawdowns in market downturns, which matters significantly when you cannot wait years for a recovery. Both have compounded well over 10 years (HLI: +601. 0%, EVR: +633. 6%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.

In terms of investment character: SFB is a small-cap deep-value stock; HLI is a mid-cap high-growth stock; EVR is a mid-cap high-growth stock; SF is a mid-cap deep-value stock; RJF is a mid-cap deep-value stock. HLI, EVR, SF, RJF pay a dividend while SFB does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.