Insurance - Property & Casualty
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SLDE vs ALL vs TRV vs CB
Revenue, margins, valuation, and 5-year total return — side by side.
Insurance - Property & Casualty
Insurance - Property & Casualty
Insurance - Property & Casualty
SLDE vs ALL vs TRV vs CB — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||||
|---|---|---|---|---|
| Industry | Insurance - Property & Casualty | Insurance - Property & Casualty | Insurance - Property & Casualty | Insurance - Property & Casualty |
| Market Cap | $2.11B | $54.87B | $64.45B | $124.73B |
| Revenue (TTM) | $1.26B | $67.14B | $48.83B | $59.77B |
| Net Income (TTM) | $491M | $12.14B | $6.29B | $10.31B |
| Gross Margin | 81.5% | 39.8% | 36.9% | 29.4% |
| Operating Margin | 51.5% | 23.3% | 16.0% | 21.8% |
| Forward P/E | 5.2x | 7.4x | 10.6x | 11.8x |
| Total Debt | $0.00 | $7.49B | $9.27B | $22.19B |
| Cash & Equiv. | — | $678M | $842M | $2.47B |
SLDE vs ALL vs TRV vs CB — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | Jun 25 | May 26 | Return |
|---|---|---|---|
| Slide Insurance Hol… (SLDE) | 100 | 85.2 | -14.8% |
| The Allstate Corpor… (ALL) | 100 | 105.9 | +5.9% |
| The Travelers Compa… (TRV) | 100 | 111.4 | +11.4% |
| Chubb Limited (CB) | 100 | 110.3 | +10.3% |
Price return only. Dividends and distributions are not included.
Quick Verdict: SLDE vs ALL vs TRV vs CB
Each card shows where this stock fits in a portfolio — not just who wins on paper.
SLDE carries the broadest edge in this set and is the clearest fit for growth exposure.
- Rev growth 36.5%, EPS growth 108.7%, 3Y rev CAGR 68.3%
- 36.5% revenue growth vs ALL's 4.6%
- Lower P/E (5.2x vs 10.6x)
- Combined ratio 0.5 vs TRV's 0.8 (lower = better underwriting)
ALL is the #2 pick in this set and the best alternative if income & stability and sleep-well-at-night is your priority.
- Dividend streak 12 yrs, beta 0.11, yield 1.8%
- Lower volatility, beta 0.11, Low D/E 24.5%, current ratio 0.37x
- PEG 0.43 vs TRV's 0.50
- Beta 0.11, yield 1.8%, current ratio 0.37x
TRV is the clearest fit if your priority is long-term compounding.
- 200.7% 10Y total return vs ALL's 258.0%
CB is the clearest fit if your priority is momentum.
- +12.0% vs SLDE's -8.8%
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 36.5% revenue growth vs ALL's 4.6% | |
| Value | Lower P/E (5.2x vs 10.6x) | |
| Quality / Margins | Combined ratio 0.5 vs TRV's 0.8 (lower = better underwriting) | |
| Stability / Safety | Beta 0.11 vs SLDE's 0.57 | |
| Dividends | 1.8% yield, 12-year raise streak, vs TRV's 1.4%, (1 stock pays no dividend) | |
| Momentum (1Y) | +12.0% vs SLDE's -8.8% | |
| Efficiency (ROA) | 23.9% ROA vs CB's 4.0% |
SLDE vs ALL vs TRV vs CB — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
Segment breakdown not available.
SLDE vs ALL vs TRV vs CB — Financial Metrics
Side-by-side numbers across 4 stocks — who leads on profitability, valuation, growth, and risk.
Who Leads Where
SLDE leads in 3 of 6 categories
ALL leads 1 • TRV leads 0 • CB leads 0 • 2 tied
Explore the data ↓Income & Cash Flow (Last 12 Months)
SLDE leads this category, winning 5 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
ALL is the larger business by revenue, generating $67.1B annually — 53.1x SLDE's $1.3B. SLDE is the more profitable business, keeping 38.9% of every revenue dollar as net income compared to TRV's 12.9%. On growth, SLDE holds the edge at +38.2% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | ||||
|---|---|---|---|---|
| RevenueTrailing 12 months | $1.3B | $67.1B | $48.8B | $59.8B |
| EBITDAEarnings before interest/tax | $645M | $16.0B | $8.5B | $13.3B |
| Net IncomeAfter-tax profit | $491M | $12.1B | $6.3B | $10.3B |
| Free Cash FlowCash after capex | $987M | $11.5B | $7.9B | $13.5B |
| Gross MarginGross profit ÷ Revenue | +81.5% | +39.8% | +36.9% | +29.4% |
| Operating MarginEBIT ÷ Revenue | +51.5% | +23.3% | +16.0% | +21.8% |
| Net MarginNet income ÷ Revenue | +38.9% | +18.1% | +12.9% | +17.2% |
| FCF MarginFCF ÷ Revenue | +78.1% | +17.2% | +16.2% | +22.6% |
| Rev. Growth (YoY)Latest quarter vs prior year | +38.2% | +4.2% | +3.5% | +7.9% |
| EPS Growth (YoY)Latest quarter vs prior year | +37.8% | +3.4% | +23.4% | +28.0% |
Valuation Metrics
SLDE leads this category, winning 4 of 7 comparable metrics.
Valuation Metrics
At 5.5x trailing earnings, SLDE trades at a 56% valuation discount to CB's 12.4x P/E. Adjusting for growth (PEG ratio), ALL offers better value at 0.33x vs TRV's 0.51x — a lower PEG means you pay less per unit of expected earnings growth.
| Metric | ||||
|---|---|---|---|---|
| Market CapShares × price | $2.1B | $54.9B | $64.4B | $124.7B |
| Enterprise ValueMkt cap + debt − cash | $2.1B | $61.7B | $72.9B | $144.4B |
| Trailing P/EPrice ÷ TTM EPS | 5.49x | 5.58x | 10.87x | 12.42x |
| Forward P/EPrice ÷ next-FY EPS est. | 5.22x | 7.40x | 10.64x | 11.80x |
| PEG RatioP/E ÷ EPS growth rate | — | 0.33x | 0.51x | 0.46x |
| EV / EBITDAEnterprise value multiple | 3.60x | 4.52x | 8.60x | 10.82x |
| Price / SalesMarket cap ÷ Revenue | 1.83x | 0.83x | 1.32x | 2.09x |
| Price / BookPrice ÷ Book value/share | — | 1.84x | 2.06x | 1.59x |
| Price / FCFMarket cap ÷ FCF | 2.66x | 5.55x | — | 8.58x |
Profitability & Efficiency
SLDE leads this category, winning 5 of 9 comparable metrics.
Profitability & Efficiency
SLDE delivers a 66.7% return on equity — every $100 of shareholder capital generates $67 in annual profit, vs $14 for CB. ALL carries lower financial leverage with a 0.24x debt-to-equity ratio, signaling a more conservative balance sheet compared to TRV's 0.28x. On the Piotroski fundamental quality scale (0–9), ALL scores 7/9 vs SLDE's 3/9, reflecting strong financial health.
| Metric | ||||
|---|---|---|---|---|
| ROE (TTM)Return on equity | +66.7% | +42.7% | +19.1% | +13.6% |
| ROA (TTM)Return on assets | +23.9% | +10.1% | +4.4% | +4.0% |
| ROICReturn on invested capital | — | +29.8% | +15.3% | +10.8% |
| ROCEReturn on capital employed | — | +29.4% | +8.6% | +5.3% |
| Piotroski ScoreFundamental quality 0–9 | 3 | 7 | 7 | 7 |
| Debt / EquityFinancial leverage | — | 0.24x | 0.28x | 0.28x |
| Net DebtTotal debt minus cash | $0 | $6.8B | $8.4B | $19.7B |
| Cash & Equiv.Liquid assets | — | $678M | $842M | $2.5B |
| Total DebtShort + long-term debt | $0 | $7.5B | $9.3B | $22.2B |
| Interest CoverageEBIT ÷ Interest expense | 184.25x | 40.22x | 19.34x | 18.07x |
Total Returns (Dividends Reinvested)
ALL leads this category, winning 4 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in TRV five years ago would be worth $19,662 today (with dividends reinvested), compared to $9,116 for SLDE. Over the past 12 months, CB leads with a +12.0% total return vs SLDE's -8.8%. The 3-year compound annual growth rate (CAGR) favors ALL at 24.6% vs SLDE's -3.0% — a key indicator of consistent wealth creation.
| Metric | ||||
|---|---|---|---|---|
| YTD ReturnYear-to-date | -0.5% | +5.1% | +4.9% | +3.4% |
| 1-Year ReturnPast 12 months | -8.8% | +7.2% | +11.7% | +12.0% |
| 3-Year ReturnCumulative with dividends | -8.8% | +93.4% | +70.1% | +65.6% |
| 5-Year ReturnCumulative with dividends | -8.8% | +72.0% | +96.6% | +93.9% |
| 10-Year ReturnCumulative with dividends | -8.8% | +258.0% | +200.7% | +186.2% |
| CAGR (3Y)Annualised 3-year return | -3.0% | +24.6% | +19.4% | +18.3% |
Risk & Volatility
Evenly matched — ALL and CB each lead in 1 of 2 comparable metrics.
Risk & Volatility
CB is the less volatile stock with a -0.02 beta — it tends to amplify market swings less than SLDE's 0.57 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. ALL currently trades 95.9% from its 52-week high vs SLDE's 71.3% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ||||
|---|---|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.57x | 0.11x | 0.21x | -0.02x |
| 52-Week HighHighest price in past year | $25.90 | $222.22 | $313.12 | $345.67 |
| 52-Week LowLowest price in past year | $12.53 | $188.08 | $249.19 | $264.10 |
| % of 52W HighCurrent price vs 52-week peak | +71.3% | +95.9% | +95.2% | +92.5% |
| RSI (14)Momentum oscillator 0–100 | 55.8 | 49.4 | 46.5 | 42.1 |
| Avg Volume (50D)Average daily shares traded | 2.0M | 1.3M | 1.3M | 1.5M |
Analyst Outlook
Evenly matched — ALL and TRV each lead in 1 of 2 comparable metrics.
Analyst Outlook
Analyst consensus: SLDE as "Buy", ALL as "Buy", TRV as "Hold", CB as "Buy". Consensus price targets imply 40.8% upside for SLDE (target: $26) vs 5.0% for TRV (target: $313). For income investors, ALL offers the higher dividend yield at 1.84% vs CB's 1.19%.
| Metric | ||||
|---|---|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Buy | Buy | Hold | Buy |
| Price TargetConsensus 12-month target | $26.00 | $244.38 | $313.00 | $344.33 |
| # AnalystsCovering analysts | 4 | 44 | 43 | 43 |
| Dividend YieldAnnual dividend ÷ price | — | +1.8% | +1.4% | +1.2% |
| Dividend StreakConsecutive years of raises | — | 12 | 20 | 9 |
| Dividend / ShareAnnual DPS | — | $3.91 | $4.30 | $3.80 |
| Buyback YieldShare repurchases ÷ mkt cap | +1.9% | +2.2% | +4.9% | +3.0% |
SLDE leads in 3 of 6 categories (Income & Cash Flow, Valuation Metrics). ALL leads in 1 (Total Returns). 2 tied.
SLDE vs ALL vs TRV vs CB: Key Questions Answered
10 questions · data-driven answers · updated daily
01Is SLDE or ALL or TRV or CB a better buy right now?
For growth investors, Slide Insurance Holdings, Inc.
Common Stock (SLDE) is the stronger pick with 36. 5% revenue growth year-over-year, versus 4. 6% for The Allstate Corporation (ALL). Slide Insurance Holdings, Inc. Common Stock (SLDE) offers the better valuation at 5. 5x trailing P/E (5. 2x forward), making it the more compelling value choice. Analysts rate Slide Insurance Holdings, Inc. Common Stock (SLDE) a "Buy" — based on 4 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — SLDE or ALL or TRV or CB?
On trailing P/E, Slide Insurance Holdings, Inc.
Common Stock (SLDE) is the cheapest at 5. 5x versus Chubb Limited at 12. 4x. On forward P/E, Slide Insurance Holdings, Inc. Common Stock is actually cheaper at 5. 2x. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: The Allstate Corporation wins at 0. 43x versus The Travelers Companies, Inc. 's 0. 50x — a PEG below 1. 0 traditionally signals the market is underpricing earnings growth.
03Which is the better long-term investment — SLDE or ALL or TRV or CB?
Over the past 5 years, The Travelers Companies, Inc.
(TRV) delivered a total return of +96. 6%, compared to -8. 8% for Slide Insurance Holdings, Inc. Common Stock (SLDE). Over 10 years, the gap is even starker: ALL returned +258. 0% versus SLDE's -8. 8%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — SLDE or ALL or TRV or CB?
By beta (market sensitivity over 5 years), Chubb Limited (CB) is the lower-risk stock at -0.
02β versus Slide Insurance Holdings, Inc. Common Stock's 0. 57β — meaning SLDE is approximately -2929% more volatile than CB relative to the S&P 500. On balance sheet safety, The Allstate Corporation (ALL) carries a lower debt/equity ratio of 24% versus 28% for The Travelers Companies, Inc. — giving it more financial flexibility in a downturn.
05Which is growing faster — SLDE or ALL or TRV or CB?
By revenue growth (latest reported year), Slide Insurance Holdings, Inc.
Common Stock (SLDE) is pulling ahead at 36. 5% versus 4. 6% for The Allstate Corporation (ALL). On earnings-per-share growth, the picture is similar: The Allstate Corporation grew EPS 124. 8% year-over-year, compared to 13. 3% for Chubb Limited. Over a 3-year CAGR, SLDE leads at 68. 3% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — SLDE or ALL or TRV or CB?
Slide Insurance Holdings, Inc.
Common Stock (SLDE) is the more profitable company, earning 38. 4% net margin versus 12. 9% for The Travelers Companies, Inc. — meaning it keeps 38. 4% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: SLDE leads at 51. 0% versus 16. 0% for TRV. At the gross margin level — before operating expenses — SLDE leads at 79. 6%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is SLDE or ALL or TRV or CB more undervalued right now?
The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.
By this metric, The Allstate Corporation (ALL) is the more undervalued stock at a PEG of 0. 43x versus The Travelers Companies, Inc. 's 0. 50x. A PEG below 1. 0 is traditionally considered the threshold for growth-adjusted undervaluation. On forward earnings alone, Slide Insurance Holdings, Inc. Common Stock (SLDE) trades at 5. 2x forward P/E versus 11. 8x for Chubb Limited — 6. 6x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for SLDE: 40. 8% to $26. 00.
08Which pays a better dividend — SLDE or ALL or TRV or CB?
In this comparison, ALL (1.
8% yield), TRV (1. 4% yield), CB (1. 2% yield) pay a dividend. SLDE does not pay a meaningful dividend and should not be held primarily for income.
09Is SLDE or ALL or TRV or CB better for a retirement portfolio?
For long-horizon retirement investors, Chubb Limited (CB) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β -0.
02), 1. 2% yield, +186. 2% 10Y return). Both have compounded well over 10 years (CB: +186. 2%, SLDE: -8. 8%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between SLDE and ALL and TRV and CB?
Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
In terms of investment character: SLDE is a small-cap high-growth stock; ALL is a mid-cap deep-value stock; TRV is a mid-cap deep-value stock; CB is a mid-cap deep-value stock. ALL, TRV, CB pay a dividend while SLDE does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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