SNFCA vs STC vs FAF vs FNF vs MTG

For growth investors, Security National Financial Corporation (SNFCA) is the stronger pick with 42061% revenue growth year-over-year, versus 0.

5% for MGIC Investment Corporation (MTG). Security National Financial Corporation (SNFCA) offers the better valuation at 7. 9x trailing P/E, making it the more compelling value choice. Analysts rate Stewart Information Services Corporation (STC) a "Buy" — based on 8 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

On trailing P/E, Security National Financial Corporation (SNFCA) is the cheapest at 7.

9x versus Fidelity National Financial, Inc. at 22. 7x. On forward P/E, Fidelity National Financial, Inc. is actually cheaper at 8. 7x — notably different from the trailing picture, reflecting expected earnings growth.

Over the past 5 years, MGIC Investment Corporation (MTG) delivered a total return of +101.

0%, compared to +20. 7% for First American Financial Corporation (FAF). Over 10 years, the gap is even starker: MTG returned +335. 5% versus STC's +133. 1%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

By beta (market sensitivity over 5 years), MGIC Investment Corporation (MTG) is the lower-risk stock at 0.

40β versus Stewart Information Services Corporation's 0. 75β — meaning STC is approximately 86% more volatile than MTG relative to the S&P 500. On balance sheet safety, MGIC Investment Corporation (MTG) carries a lower debt/equity ratio of 13% versus 54% for Stewart Information Services Corporation — giving it more financial flexibility in a downturn.

By revenue growth (latest reported year), Security National Financial Corporation (SNFCA) is pulling ahead at 42061% versus 0.

5% for MGIC Investment Corporation (MTG). On earnings-per-share growth, the picture is similar: First American Financial Corporation grew EPS 376. 2% year-over-year, compared to -52. 5% for Fidelity National Financial, Inc.. Over a 3-year CAGR, FNF leads at 8. 2% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

MGIC Investment Corporation (MTG) is the more profitable company, earning 60.

8% net margin versus 4. 0% for Stewart Information Services Corporation — meaning it keeps 60. 8% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: MTG leads at 76. 5% versus 0. 0% for SNFCA. At the gross margin level — before operating expenses — FNF leads at 98. 2%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

On forward earnings alone, Fidelity National Financial, Inc.

(FNF) trades at 8. 7x forward P/E versus 11. 5x for Stewart Information Services Corporation — 2. 8x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for FNF: 33. 3% to $67. 00.

In this comparison, FNF (4.

0% yield), FAF (3. 1% yield), STC (2. 9% yield), MTG (2. 2% yield) pay a dividend. SNFCA does not pay a meaningful dividend and should not be held primarily for income.

For long-horizon retirement investors, MGIC Investment Corporation (MTG) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0.

40), 2. 2% yield, +335. 5% 10Y return). Both have compounded well over 10 years (MTG: +335. 5%, SNFCA: +208. 4%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.

In terms of investment character: SNFCA is a small-cap high-growth stock; STC is a small-cap high-growth stock; FAF is a small-cap high-growth stock; FNF is a mid-cap income-oriented stock; MTG is a small-cap deep-value stock. STC, FAF, FNF, MTG pay a dividend while SNFCA does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.