Banks - Regional
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Side-by-side financial analysisStock Comparison
SRBK vs ICE
Revenue, margins, valuation, and 5-year total return — side by side.
Financial - Data & Stock Exchanges
SRBK vs ICE — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||
|---|---|---|
| Industry | Banks - Regional | Financial - Data & Stock Exchanges |
| Market Cap | $141M | $75.83B |
| Revenue (TTM) | $51M | $12.64B |
| Net Income (TTM) | $4M | $3.30B |
| Gross Margin | 65.0% | 61.9% |
| Operating Margin | 10.0% | 38.7% |
| Forward P/E | 53.8x | 16.5x |
| Total Debt | $33M | $20.28B |
| Cash & Equiv. | $58M | $837M |
SRBK vs ICE — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | Sep 23 | Jun 26 | Return |
|---|---|---|---|
| SR Bancorp, Inc. Co… (SRBK) | 100 | 217.3 | +117.3% |
| Intercontinental Ex… (ICE) | 100 | 121.7 | +21.7% |
Price return only. Dividends and distributions are not included.
Quick Verdict: SRBK vs ICE
Each card shows where this stock fits in a portfolio — not just who wins on paper.
SRBK is the clearest fit if your priority is growth exposure and sleep-well-at-night.
- Rev growth 30.4%, EPS growth 138.4%
- Lower volatility, beta 0.35, Low D/E 17.1%, current ratio 0.07x
- 30.4% NII/revenue growth vs ICE's 7.5%
ICE carries the broadest edge in this set and is the clearest fit for income & stability and long-term compounding.
- Dividend streak 13 yrs, beta 0.38, yield 1.4%
- 192.5% 10Y total return vs SRBK's 105.6%
- Beta 0.38, yield 1.4%, current ratio 1.02x
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 30.4% NII/revenue growth vs ICE's 7.5% | |
| Value | Lower P/E (16.5x vs 53.8x) | |
| Quality / Margins | Efficiency ratio 0.2% vs SRBK's 0.5% (lower = leaner) | |
| Stability / Safety | Beta 0.35 vs ICE's 0.38, lower leverage | |
| Dividends | 1.4% yield, 13-year raise streak, vs SRBK's 0.3% | |
| Momentum (1Y) | +46.0% vs ICE's -24.4% | |
| Efficiency (ROA) | Efficiency ratio 0.2% vs SRBK's 0.5% |
SRBK vs ICE — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
Segment breakdown not available.
SRBK vs ICE — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
Income & Cash Flow (Last 12 Months)
ICE leads this category, winning 4 of 5 comparable metrics.
Income & Cash Flow (Last 12 Months)
ICE is the larger business by revenue, generating $12.6B annually — 247.8x SRBK's $51M. ICE is the more profitable business, keeping 26.1% of every revenue dollar as net income compared to SRBK's 8.4%.
| Metric | ||
|---|---|---|
| RevenueTrailing 12 months | $51M | $12.6B |
| EBITDAEarnings before interest/tax | $7M | $6.5B |
| Net IncomeAfter-tax profit | $4M | $3.3B |
| Free Cash FlowCash after capex | $9M | $4.3B |
| Gross MarginGross profit ÷ Revenue | +65.0% | +61.9% |
| Operating MarginEBIT ÷ Revenue | +10.0% | +38.7% |
| Net MarginNet income ÷ Revenue | +8.4% | +26.1% |
| FCF MarginFCF ÷ Revenue | +17.4% | +33.9% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | — |
| EPS Growth (YoY)Latest quarter vs prior year | -8.3% | +23.1% |
Valuation Metrics
Evenly matched — SRBK and ICE each lead in 3 of 6 comparable metrics.
Valuation Metrics
At 23.2x trailing earnings, ICE trades at a 25% valuation discount to SRBK's 30.9x P/E. On an enterprise value basis, SRBK's 13.7x EV/EBITDA is more attractive than ICE's 14.8x.
| Metric | ||
|---|---|---|
| Market CapShares × price | $141M | $75.8B |
| Enterprise ValueMkt cap + debt − cash | $116M | $95.3B |
| Trailing P/EPrice ÷ TTM EPS | 30.87x | 23.20x |
| Forward P/EPrice ÷ next-FY EPS est. | 53.85x | 16.52x |
| PEG RatioP/E ÷ EPS growth rate | — | 2.61x |
| EV / EBITDAEnterprise value multiple | 13.74x | 14.76x |
| Price / SalesMarket cap ÷ Revenue | 2.82x | 6.00x |
| Price / BookPrice ÷ Book value/share | 0.82x | 2.64x |
| Price / FCFMarket cap ÷ FCF | 33.31x | 17.68x |
Profitability & Efficiency
ICE leads this category, winning 6 of 9 comparable metrics.
Profitability & Efficiency
ICE delivers a 11.6% return on equity — every $100 of shareholder capital generates $12 in annual profit, vs $2 for SRBK. SRBK carries lower financial leverage with a 0.17x debt-to-equity ratio, signaling a more conservative balance sheet compared to ICE's 0.70x. On the Piotroski fundamental quality scale (0–9), ICE scores 9/9 vs SRBK's 6/9, reflecting strong financial health.
| Metric | ||
|---|---|---|
| ROE (TTM)Return on equity | +2.2% | +11.6% |
| ROA (TTM)Return on assets | +0.4% | +2.3% |
| ROICReturn on invested capital | +2.1% | +7.5% |
| ROCEReturn on capital employed | +2.7% | +9.5% |
| Piotroski ScoreFundamental quality 0–9 | 6 | 9 |
| Debt / EquityFinancial leverage | 0.17x | 0.70x |
| Net DebtTotal debt minus cash | -$25M | $19.4B |
| Cash & Equiv.Liquid assets | $58M | $837M |
| Total DebtShort + long-term debt | $33M | $20.3B |
| Interest CoverageEBIT ÷ Interest expense | 0.29x | 6.53x |
Total Returns (Dividends Reinvested)
SRBK leads this category, winning 5 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in SRBK five years ago would be worth $20,560 today (with dividends reinvested), compared to $12,637 for ICE. Over the past 12 months, SRBK leads with a +46.0% total return vs ICE's -24.4%. The 3-year compound annual growth rate (CAGR) favors SRBK at 27.2% vs ICE's 7.5% — a key indicator of consistent wealth creation.
| Metric | ||
|---|---|---|
| YTD ReturnYear-to-date | +18.9% | -15.7% |
| 1-Year ReturnPast 12 months | +46.0% | -24.4% |
| 3-Year ReturnCumulative with dividends | +105.6% | +24.3% |
| 5-Year ReturnCumulative with dividends | +105.6% | +26.4% |
| 10-Year ReturnCumulative with dividends | +105.6% | +192.5% |
| CAGR (3Y)Annualised 3-year return | +27.2% | +7.5% |
Risk & Volatility
SRBK leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
SRBK is the less volatile stock with a 0.35 beta — it tends to amplify market swings less than ICE's 0.38 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. SRBK currently trades 96.0% from its 52-week high vs ICE's 70.7% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ||
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.35x | 0.38x |
| 52-Week HighHighest price in past year | $19.61 | $189.35 |
| 52-Week LowLowest price in past year | $12.81 | $132.84 |
| % of 52W HighCurrent price vs 52-week peak | +96.0% | +70.7% |
| RSI (14)Momentum oscillator 0–100 | 58.7 | 29.6 |
| Avg Volume (50D)Average daily shares traded | 52K | 3.3M |
Analyst Outlook
ICE leads this category, winning 2 of 2 comparable metrics.
Analyst Outlook
For income investors, ICE offers the higher dividend yield at 1.45% vs SRBK's 0.28%.
| Metric | ||
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | — | Buy |
| Price TargetConsensus 12-month target | — | $194.00 |
| # AnalystsCovering analysts | — | 36 |
| Dividend YieldAnnual dividend ÷ price | +0.3% | +1.4% |
| Dividend StreakConsecutive years of raises | 1 | 13 |
| Dividend / ShareAnnual DPS | $0.05 | $1.93 |
| Buyback YieldShare repurchases ÷ mkt cap | +8.0% | +1.8% |
ICE leads in 3 of 6 categories (Income & Cash Flow, Profitability & Efficiency). SRBK leads in 2 (Total Returns, Risk & Volatility). 1 tied.
SRBK vs ICE: Frequently Asked Questions
10 questions · data-driven answers · updated daily
01Is SRBK or ICE a better buy right now?
For growth investors, SR Bancorp, Inc.
Common stock (SRBK) is the stronger pick with 30. 4% revenue growth year-over-year, versus 7. 5% for Intercontinental Exchange, Inc. (ICE). Intercontinental Exchange, Inc. (ICE) offers the better valuation at 23. 2x trailing P/E (16. 5x forward), making it the more compelling value choice. Analysts rate Intercontinental Exchange, Inc. (ICE) a "Buy" — based on 36 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — SRBK or ICE?
On trailing P/E, Intercontinental Exchange, Inc.
(ICE) is the cheapest at 23. 2x versus SR Bancorp, Inc. Common stock at 30. 9x. On forward P/E, Intercontinental Exchange, Inc. is actually cheaper at 16. 5x.
03Which is the better long-term investment — SRBK or ICE?
Over the past 5 years, SR Bancorp, Inc.
Common stock (SRBK) delivered a total return of +105. 6%, compared to +26. 4% for Intercontinental Exchange, Inc. (ICE). Over 10 years, the gap is even starker: ICE returned +192. 5% versus SRBK's +105. 6%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — SRBK or ICE?
By beta (market sensitivity over 5 years), SR Bancorp, Inc.
Common stock (SRBK) is the lower-risk stock at 0. 35β versus Intercontinental Exchange, Inc. 's 0. 38β — meaning ICE is approximately 9% more volatile than SRBK relative to the S&P 500. On balance sheet safety, SR Bancorp, Inc. Common stock (SRBK) carries a lower debt/equity ratio of 17% versus 70% for Intercontinental Exchange, Inc. — giving it more financial flexibility in a downturn.
05Which is growing faster — SRBK or ICE?
By revenue growth (latest reported year), SR Bancorp, Inc.
Common stock (SRBK) is pulling ahead at 30. 4% versus 7. 5% for Intercontinental Exchange, Inc. (ICE). On earnings-per-share growth, the picture is similar: SR Bancorp, Inc. Common stock grew EPS 138. 4% year-over-year, compared to 20. 7% for Intercontinental Exchange, Inc.. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — SRBK or ICE?
Intercontinental Exchange, Inc.
(ICE) is the more profitable company, earning 26. 1% net margin versus 10. 3% for SR Bancorp, Inc. Common stock — meaning it keeps 26. 1% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: ICE leads at 38. 7% versus 12. 2% for SRBK. At the gross margin level — before operating expenses — SRBK leads at 66. 3%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is SRBK or ICE more undervalued right now?
On forward earnings alone, Intercontinental Exchange, Inc.
(ICE) trades at 16. 5x forward P/E versus 53. 8x for SR Bancorp, Inc. Common stock — 37. 3x cheaper on a one-year earnings basis.
08Which pays a better dividend — SRBK or ICE?
All stocks in this comparison pay dividends.
Intercontinental Exchange, Inc. (ICE) offers the highest yield at 1. 4%, versus 0. 3% for SR Bancorp, Inc. Common stock (SRBK).
09Is SRBK or ICE better for a retirement portfolio?
For long-horizon retirement investors, Intercontinental Exchange, Inc.
(ICE) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 38), 1. 4% yield, +192. 5% 10Y return). Both have compounded well over 10 years (ICE: +192. 5%, SRBK: +105. 6%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between SRBK and ICE?
Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
In terms of investment character: SRBK is a small-cap high-growth stock; ICE is a mid-cap quality compounder stock. ICE pays a dividend while SRBK does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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