SUPV vs BBD

For growth investors, Banco Bradesco S.

A. (BBD) is the stronger pick with 37. 1% revenue growth year-over-year, versus 13. 7% for Grupo Supervielle S. A. (SUPV). Banco Bradesco S. A. (BBD) offers the better valuation at 8. 5x trailing P/E (1. 4x forward), making it the more compelling value choice. Analysts rate Banco Bradesco S. A. (BBD) a "Hold" — based on 15 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

On forward P/E, Grupo Supervielle S.

A. is actually cheaper at 0. 0x — notably different from the trailing picture, reflecting expected earnings growth.

Over the past 5 years, Grupo Supervielle S.

A. (SUPV) delivered a total return of +399. 6%, compared to +15. 5% for Banco Bradesco S. A. (BBD). Over 10 years, the gap is even starker: BBD returned +57. 1% versus SUPV's -18. 9%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

By beta (market sensitivity over 5 years), Banco Bradesco S.

A. (BBD) is the lower-risk stock at 1. 15β versus Grupo Supervielle S. A. 's 2. 51β — meaning SUPV is approximately 118% more volatile than BBD relative to the S&P 500. On balance sheet safety, Grupo Supervielle S. A. (SUPV) carries a lower debt/equity ratio of 104% versus 4% for Banco Bradesco S. A. — giving it more financial flexibility in a downturn.

By revenue growth (latest reported year), Banco Bradesco S.

A. (BBD) is pulling ahead at 37. 1% versus 13. 7% for Grupo Supervielle S. A. (SUPV). On earnings-per-share growth, the picture is similar: Banco Bradesco S. A. grew EPS 34. 4% year-over-year, compared to -145. 9% for Grupo Supervielle S. A.. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

Banco Bradesco S.

A. (BBD) is the more profitable company, earning 6. 8% net margin versus -2. 4% for Grupo Supervielle S. A. — meaning it keeps 6. 8% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: BBD leads at -1. 1% versus -4. 8% for SUPV. At the gross margin level — before operating expenses — SUPV leads at 39. 5%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

On forward earnings alone, Grupo Supervielle S.

A. (SUPV) trades at 0. 0x forward P/E versus 1. 4x for Banco Bradesco S. A. — 1. 4x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for BBD: -14. 4% to $3. 20.

All stocks in this comparison pay dividends.

Banco Bradesco S. A. (BBD) offers the highest yield at 6. 0%, versus 3. 7% for Grupo Supervielle S. A. (SUPV).

For long-horizon retirement investors, Banco Bradesco S.

A. (BBD) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 1. 15), 6. 0% yield). Grupo Supervielle S. A. (SUPV) carries a higher beta of 2. 51 — meaning larger drawdowns in market downturns, which matters significantly when you cannot wait years for a recovery. Both have compounded well over 10 years (BBD: +57. 1%, SUPV: -18. 9%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.

In terms of investment character: SUPV is a small-cap income-oriented stock; BBD is a mid-cap high-growth stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.