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5 / 10Stock Comparison
TRUP vs PETS vs CHWY vs WOOF vs FRPT
Revenue, margins, valuation, and 5-year total return — side by side.
Medical - Pharmaceuticals
Specialty Retail
Specialty Retail
Packaged Foods
TRUP vs PETS vs CHWY vs WOOF vs FRPT — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | |||||
|---|---|---|---|---|---|
| Industry | Insurance - Specialty | Medical - Pharmaceuticals | Specialty Retail | Specialty Retail | Packaged Foods |
| Market Cap | $1.11B | $48M | $9.80B | $752M | $2.74B |
| Revenue (TTM) | $1.48B | $195M | $12.35B | $5.96B | $1.14B |
| Net Income (TTM) | $26M | $-55M | $151M | $9M | $200M |
| Gross Margin | 38.6% | 29.9% | 29.5% | 38.7% | 38.9% |
| Operating Margin | 1.3% | -11.1% | 1.3% | 2.0% | 8.8% |
| Forward P/E | 49.5x | — | 27.0x | 18.8x | 41.1x |
| Total Debt | $112M | $996K | $502M | $1.37B | $560M |
| Cash & Equiv. | $138M | $55M | $596M | $257M | $278M |
TRUP vs PETS vs CHWY vs WOOF vs FRPT — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | Jan 21 | May 26 | Return |
|---|---|---|---|
| Trupanion, Inc. (TRUP) | 100 | 22.8 | -77.2% |
| PetMed Express, Inc. (PETS) | 100 | 6.0 | -94.0% |
| Chewy, Inc. (CHWY) | 100 | 23.2 | -76.8% |
| Petco Health and We… (WOOF) | 100 | 10.6 | -89.4% |
| Freshpet, Inc. (FRPT) | 100 | 40.1 | -59.9% |
Price return only. Dividends and distributions are not included.
Quick Verdict: TRUP vs PETS vs CHWY vs WOOF vs FRPT
Each card shows where this stock fits in a portfolio — not just who wins on paper.
TRUP is the clearest fit if your priority is income & stability.
- Dividend streak 1 yrs, beta 0.97
PETS ranks third and is worth considering specifically for dividends.
- 0.4% yield; the other 4 pay no meaningful dividend
CHWY is the clearest fit if your priority is stability.
- Beta 0.70 vs PETS's 1.25
WOOF is the #2 pick in this set and the best alternative if value and momentum is your priority.
- Lower P/E (18.8x vs 41.1x)
- -14.1% vs TRUP's -42.6%
FRPT carries the broadest edge in this set and is the clearest fit for growth exposure and long-term compounding.
- Rev growth 13.0%, EPS growth 183.9%, 3Y rev CAGR 22.8%
- 5.2% 10Y total return vs CHWY's -32.4%
- Lower volatility, beta 0.91, Low D/E 46.3%, current ratio 5.54x
- Beta 0.91, current ratio 5.54x
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 13.0% revenue growth vs PETS's -17.2% | |
| Value | Lower P/E (18.8x vs 41.1x) | |
| Quality / Margins | 17.6% margin vs PETS's -28.2% | |
| Stability / Safety | Beta 0.70 vs PETS's 1.25 | |
| Dividends | 0.4% yield; the other 4 pay no meaningful dividend | |
| Momentum (1Y) | -14.1% vs TRUP's -42.6% | |
| Efficiency (ROA) | 11.4% ROA vs PETS's -54.9%, ROIC 5.3% vs -3.1% |
TRUP vs PETS vs CHWY vs WOOF vs FRPT — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
Segment breakdown not available.
TRUP vs PETS vs CHWY vs WOOF vs FRPT — Financial Metrics
Side-by-side numbers across 5 stocks — who leads on profitability, valuation, growth, and risk.
Who Leads Where
FRPT leads in 1 of 6 categories
CHWY leads 1 • TRUP leads 1 • PETS leads 0 • WOOF leads 0 • 3 tied
Explore the data ↓Income & Cash Flow (Last 12 Months)
FRPT leads this category, winning 6 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
CHWY is the larger business by revenue, generating $12.3B annually — 63.3x PETS's $195M. FRPT is the more profitable business, keeping 17.6% of every revenue dollar as net income compared to PETS's -28.2%. On growth, FRPT holds the edge at +13.1% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | |||||
|---|---|---|---|---|---|
| RevenueTrailing 12 months | $1.5B | $195M | $12.3B | $6.0B | $1.1B |
| EBITDAEarnings before interest/tax | $35M | -$14M | $313M | $317M | $165M |
| Net IncomeAfter-tax profit | $26M | -$55M | $151M | $9M | $200M |
| Free Cash FlowCash after capex | $75M | -$34M | $463M | $286M | $223M |
| Gross MarginGross profit ÷ Revenue | +38.6% | +29.9% | +29.5% | +38.7% | +38.9% |
| Operating MarginEBIT ÷ Revenue | +1.3% | -11.1% | +1.3% | +2.0% | +8.8% |
| Net MarginNet income ÷ Revenue | +1.7% | -28.2% | +1.2% | +0.2% | +17.6% |
| FCF MarginFCF ÷ Revenue | +5.1% | -17.4% | +3.8% | +4.8% | +19.6% |
| Rev. Growth (YoY)Latest quarter vs prior year | +12.3% | -25.5% | +8.6% | -2.4% | +13.1% |
| EPS Growth (YoY)Latest quarter vs prior year | +4.2% | -4.7% | -79.4% | +81.6% | +4.5% |
Valuation Metrics
Evenly matched — PETS and WOOF each lead in 3 of 6 comparable metrics.
Valuation Metrics
At 21.2x trailing earnings, FRPT trades at a 76% valuation discount to WOOF's 86.8x P/E. On an enterprise value basis, WOOF's 5.9x EV/EBITDA is more attractive than CHWY's 42.8x.
| Metric | |||||
|---|---|---|---|---|---|
| Market CapShares × price | $1.1B | $48M | $9.8B | $752M | $2.7B |
| Enterprise ValueMkt cap + debt − cash | $1.1B | -$5M | $9.7B | $1.9B | $3.0B |
| Trailing P/EPrice ÷ TTM EPS | 56.87x | -7.67x | 25.99x | 86.75x | 21.16x |
| Forward P/EPrice ÷ next-FY EPS est. | 49.53x | — | 27.02x | 18.76x | 41.11x |
| PEG RatioP/E ÷ EPS growth rate | — | — | — | — | — |
| EV / EBITDAEnterprise value multiple | 28.68x | -0.98x | 42.76x | 5.89x | 16.62x |
| Price / SalesMarket cap ÷ Revenue | 0.77x | 0.21x | 0.83x | 0.13x | 2.49x |
| Price / BookPrice ÷ Book value/share | 2.90x | 0.56x | 38.99x | 0.68x | 2.59x |
| Price / FCFMarket cap ÷ FCF | 14.75x | — | 21.67x | 2.39x | 221.45x |
Profitability & Efficiency
CHWY leads this category, winning 6 of 9 comparable metrics.
Profitability & Efficiency
CHWY delivers a 38.8% return on equity — every $100 of shareholder capital generates $39 in annual profit, vs $-128 for PETS. PETS carries lower financial leverage with a 0.01x debt-to-equity ratio, signaling a more conservative balance sheet compared to CHWY's 1.92x. On the Piotroski fundamental quality scale (0–9), CHWY scores 7/9 vs PETS's 5/9, reflecting strong financial health.
| Metric | |||||
|---|---|---|---|---|---|
| ROE (TTM)Return on equity | +6.9% | -127.8% | +38.8% | +0.8% | +17.0% |
| ROA (TTM)Return on assets | +2.9% | -54.9% | +4.8% | +0.2% | +11.4% |
| ROICReturn on invested capital | +5.1% | -3.1% | +28.0% | +2.9% | +5.3% |
| ROCEReturn on capital employed | +4.6% | -1.7% | +12.0% | +3.0% | +6.0% |
| Piotroski ScoreFundamental quality 0–9 | 6 | 5 | 7 | 7 | 6 |
| Debt / EquityFinancial leverage | 0.29x | 0.01x | 1.92x | 1.18x | 0.46x |
| Net DebtTotal debt minus cash | -$26M | -$54M | -$93M | $1.1B | $282M |
| Cash & Equiv.Liquid assets | $138M | $55M | $596M | $257M | $278M |
| Total DebtShort + long-term debt | $112M | $996,000 | $502M | $1.4B | $560M |
| Interest CoverageEBIT ÷ Interest expense | 2.74x | -73.26x | 35.37x | 0.95x | 13.29x |
Total Returns (Dividends Reinvested)
Evenly matched — TRUP and WOOF each lead in 2 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in CHWY five years ago would be worth $3,332 today (with dividends reinvested), compared to $1,154 for WOOF. Over the past 12 months, WOOF leads with a -14.1% total return vs TRUP's -42.6%. The 3-year compound annual growth rate (CAGR) favors TRUP at 0.1% vs PETS's -42.0% — a key indicator of consistent wealth creation.
| Metric | |||||
|---|---|---|---|---|---|
| YTD ReturnYear-to-date | -31.2% | -30.3% | -29.4% | -3.5% | -7.1% |
| 1-Year ReturnPast 12 months | -42.6% | -36.5% | -38.3% | -14.1% | -31.1% |
| 3-Year ReturnCumulative with dividends | +0.2% | -80.5% | -29.2% | -73.0% | -17.4% |
| 5-Year ReturnCumulative with dividends | -69.3% | -82.1% | -66.7% | -88.5% | -68.4% |
| 10-Year ReturnCumulative with dividends | +68.9% | -47.8% | -32.4% | -90.6% | +517.3% |
| CAGR (3Y)Annualised 3-year return | +0.1% | -42.0% | -10.9% | -35.4% | -6.2% |
Risk & Volatility
Evenly matched — CHWY and FRPT each lead in 1 of 2 comparable metrics.
Risk & Volatility
CHWY is the less volatile stock with a 0.70 beta — it tends to amplify market swings less than PETS's 1.25 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. FRPT currently trades 62.2% from its 52-week high vs TRUP's 44.2% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | |||||
|---|---|---|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.97x | 1.25x | 0.70x | 0.92x | 0.91x |
| 52-Week HighHighest price in past year | $57.89 | $4.32 | $48.62 | $4.51 | $89.80 |
| 52-Week LowLowest price in past year | $23.80 | $1.57 | $22.74 | $2.24 | $46.76 |
| % of 52W HighCurrent price vs 52-week peak | +44.2% | +53.2% | +48.7% | +61.0% | +62.2% |
| RSI (14)Momentum oscillator 0–100 | 43.7 | 47.7 | 41.4 | 42.5 | 29.1 |
| Avg Volume (50D)Average daily shares traded | 367K | 81K | 7.7M | 2.6M | 1.5M |
Analyst Outlook
TRUP leads this category, winning 1 of 1 comparable metric.
Analyst Outlook
Analyst consensus: TRUP as "Buy", CHWY as "Buy", WOOF as "Hold", FRPT as "Buy". Consensus price targets imply 76.3% upside for CHWY (target: $42) vs 30.5% for WOOF (target: $4). PETS is the only dividend payer here at 0.38% yield — a key consideration for income-focused portfolios.
| Metric | |||||
|---|---|---|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Buy | — | Buy | Hold | Buy |
| Price TargetConsensus 12-month target | $38.00 | — | $41.71 | $3.59 | $73.42 |
| # AnalystsCovering analysts | 15 | — | 38 | 25 | 29 |
| Dividend YieldAnnual dividend ÷ price | — | +0.4% | — | — | — |
| Dividend StreakConsecutive years of raises | 1 | 0 | — | — | — |
| Dividend / ShareAnnual DPS | — | $0.01 | — | — | — |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | 0.0% | +9.6% | 0.0% | 0.0% |
FRPT leads in 1 of 6 categories (Income & Cash Flow). CHWY leads in 1 (Profitability & Efficiency). 3 tied.
TRUP vs PETS vs CHWY vs WOOF vs FRPT: Key Questions Answered
10 questions · data-driven answers · updated daily
01Is TRUP or PETS or CHWY or WOOF or FRPT a better buy right now?
For growth investors, Freshpet, Inc.
(FRPT) is the stronger pick with 13. 0% revenue growth year-over-year, versus -17. 2% for PetMed Express, Inc. (PETS). Freshpet, Inc. (FRPT) offers the better valuation at 21. 2x trailing P/E (41. 1x forward), making it the more compelling value choice. Analysts rate Trupanion, Inc. (TRUP) a "Buy" — based on 15 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — TRUP or PETS or CHWY or WOOF or FRPT?
On trailing P/E, Freshpet, Inc.
(FRPT) is the cheapest at 21. 2x versus Petco Health and Wellness Company, Inc. at 86. 8x. On forward P/E, Petco Health and Wellness Company, Inc. is actually cheaper at 18. 8x — notably different from the trailing picture, reflecting expected earnings growth.
03Which is the better long-term investment — TRUP or PETS or CHWY or WOOF or FRPT?
Over the past 5 years, Chewy, Inc.
(CHWY) delivered a total return of -66. 7%, compared to -88. 5% for Petco Health and Wellness Company, Inc. (WOOF). Over 10 years, the gap is even starker: FRPT returned +517. 3% versus WOOF's -90. 6%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — TRUP or PETS or CHWY or WOOF or FRPT?
By beta (market sensitivity over 5 years), Chewy, Inc.
(CHWY) is the lower-risk stock at 0. 70β versus PetMed Express, Inc. 's 1. 25β — meaning PETS is approximately 77% more volatile than CHWY relative to the S&P 500. On balance sheet safety, PetMed Express, Inc. (PETS) carries a lower debt/equity ratio of 1% versus 192% for Chewy, Inc. — giving it more financial flexibility in a downturn.
05Which is growing faster — TRUP or PETS or CHWY or WOOF or FRPT?
By revenue growth (latest reported year), Freshpet, Inc.
(FRPT) is pulling ahead at 13. 0% versus -17. 2% for PetMed Express, Inc. (PETS). On earnings-per-share growth, the picture is similar: Chewy, Inc. grew EPS 893. 4% year-over-year, compared to 18. 9% for PetMed Express, Inc.. Over a 3-year CAGR, FRPT leads at 22. 8% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — TRUP or PETS or CHWY or WOOF or FRPT?
Freshpet, Inc.
(FRPT) is the more profitable company, earning 12. 6% net margin versus -2. 8% for PetMed Express, Inc. — meaning it keeps 12. 6% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: FRPT leads at 8. 6% versus -0. 7% for PETS. At the gross margin level — before operating expenses — WOOF leads at 38. 7%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is TRUP or PETS or CHWY or WOOF or FRPT more undervalued right now?
On forward earnings alone, Petco Health and Wellness Company, Inc.
(WOOF) trades at 18. 8x forward P/E versus 49. 5x for Trupanion, Inc. — 30. 8x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for CHWY: 76. 3% to $41. 71.
08Which pays a better dividend — TRUP or PETS or CHWY or WOOF or FRPT?
In this comparison, PETS (0.
4% yield) pays a dividend. TRUP, CHWY, WOOF, FRPT do not pay a meaningful dividend and should not be held primarily for income.
09Is TRUP or PETS or CHWY or WOOF or FRPT better for a retirement portfolio?
For long-horizon retirement investors, Freshpet, Inc.
(FRPT) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 91), +517. 3% 10Y return). Both have compounded well over 10 years (FRPT: +517. 3%, PETS: -47. 8%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between TRUP and PETS and CHWY and WOOF and FRPT?
These companies operate in different sectors (TRUP (Financial Services) and PETS (Healthcare) and CHWY (Consumer Cyclical) and WOOF (Consumer Cyclical) and FRPT (Consumer Defensive)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.
These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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