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Trupanion, Inc.(TRUP)Earnings, Financials & Key Ratios
TRUP•NASDAQ•Insurance & Managed Care
$24.94
$1.08B mkt cap·55.4× P/E·Price updated May 6, 2026
AboutTrupanion, Inc., together with its subsidiaries, provides medical insurance for cats and dogs on a monthly subscription basis in the United States, Canada, Puerto Rico, and Australia. The company operates in two segments, Subscription Business and Other Business. It serves pet owners and veterinarians. The company was formerly known as Vetinsurance International, Inc. changed its name to Trupanion, Inc. in 2013. The company was founded in 2000 and is headquartered in Seattle, Washington.Show more
- Revenue$1.44B+11.9%
- Combined Ratio98.47%-2.3%
- Net Income$19M+301.7%
- Return on Equity5.5%+278.8%
- Medical Cost Ratio71.49%-17.0%
- Operating Margin1.53%+306.5%
- Net Margin1.35%+280.2%
- ROA2.26%+286.3%
- Equity / Assets41.96%+4.7%
- Book Value per Share8.81+15.0%
- Tangible BV/Share7.36+13.6%
- Debt/Equity0.29-27.0%
TRUP Key Insights
Trupanion, Inc. (TRUP) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
No significant strengths identified
✗Weaknesses
- ✗Weak momentum: RS Rating 13 (bottom 13%)
- ✗Trading more than 30% below 52-week high
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
TRUP Price & Volume
Trupanion, Inc. (TRUP) stock price & volume — 10-year historical chart
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TRUP Growth Metrics
Trupanion, Inc. (TRUP) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years25.63%
5 Years23.45%
3 Years16.72%
TTM12.1%
Profit CAGR
10 Years-
5 Years-
3 Years-
TTM704.97%
EPS CAGR
10 Years-
5 Years-
3 Years-
TTM676.74%
Return on Capital
10 Years-5.21%
5 Years-5.93%
3 Years-2.49%
Last Year4.57%
TRUP Recent Earnings
Trupanion, Inc. (TRUP) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 9/12 qtrs (75%)●Beat Revenue 10/12 qtrs (83%)
Q2 2026Latest
Apr 30, 2026EPS
$0.11
Est $0.07
+57.1%
Revenue
$384M
Est $380M
+1.1%
Q1 2026
Feb 12, 2026EPS
$0.13
Est $0.14
-7.1%
Revenue
$377M
Est $376M
+0.4%
Q4 2025
Nov 6, 2025EPS
$0.13
Est $0.89
-85.4%
Revenue
$367M
Est $362M
+1.5%
Q3 2025
Aug 7, 2025EPS
$0.22
Est $0.03
+833.3%
Revenue
$354M
Est $347M
+2.0%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 30, 2026 | $0.11vs $0.07+57.1% | $384Mvs $380M+1.1% |
| Q1 2026 | Feb 12, 2026 | $0.13vs $0.14-7.1% | $377Mvs $376M+0.4% |
| Q4 2025 | Nov 6, 2025 | $0.13vs $0.89-85.4% | $367Mvs $362M+1.5% |
| Q3 2025 | Aug 7, 2025 | $0.22vs $0.03+833.3% | $354Mvs $347M+2.0% |
Based on last 12 quarters of dataView full earnings history →
TRUP Peer Comparison
Trupanion, Inc. (TRUP) competitors in Specialty Personal and Pet Insurance — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 LMND | 4.07B | 53.00 | -23.04 | 40.15% | -16.92% | -26.52% | 0.34 | |
 HIFS | 632.2M | 289.70 | 22.54 | 14.09% | 12.97% | 9.79% | 1.86% | 3.47 |
 WOOF | 749.14M | 2.74 | 86.44 | -2.53% | 0.15% | 0.79% | 41.92% | 1.18 |
 PETS | 48.55M | 2.31 | -7.70 | -17.19% | -28.22% | -127.77% | 0.01 | |
 PGR | 115.34B | 196.80 | 13.67 | 21.36% | 12.58% | 30.23% | 12.86% | 0.27 |
 HIG | 36.71B | 133.49 | 10.02 | 7.1% | 14.13% | 22.01% | 15.67% | 0.23 |
 KNSL | 7.03B | 303.58 | 14.02 | 18.04% | 27.48% | 28.05% | 14.09% | 0.11 |
 ROOT | 946.86M | 55.05 | 23.73 | 28.95% | 2.45% | 13.08% | 21.81% | 0.70 |
Compare TRUP vs Peers
Trupanion, Inc. (TRUP) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
TRUP Income Statement
Trupanion, Inc. (TRUP) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 242.67M | 303.96M | 383.94M | 502.03M | 698.99M | 905.18M | 1.11B | 1.29B | 1.44B | 1.48B |
| Revenue Growth % | 28.92% | 25.26% | 26.31% | 30.76% | 39.23% | 29.5% | 22.47% | 15.97% | 11.95% | 12.1% |
| Medical Costs & Claims | 199.62M | 252.59M | 319.01M | 420.13M | 594.64M | 782.99M | 977.59M | 1.11B | 1.03B | 909.54M |
| Medical Cost Ratio % | 82.26% | 83.1% | 83.09% | 83.69% | 85.07% | 86.5% | 88.18% | 86.09% | 71.49% | 61.4% |
| Gross Profit | 43.05M▲ 0% | 51.37M▲ 19.3% | 64.92M▲ 26.4% | 81.9M▲ 26.1% | 104.35M▲ 27.4% | 122.19M▲ 17.1% | 131.02M▲ 7.2% | 178.8M▲ 36.5% | 410.33M▲ 129.5% | 571.84M▲ 0% |
| Gross Margin % | 17.74% | 16.9% | 16.91% | 16.31% | 14.93% | 13.5% | 11.82% | 13.91% | 28.51% | 38.6% |
| Gross Profit Growth % | 29.33% | 19.32% | 26.39% | 26.15% | 27.41% | 17.1% | 7.23% | 36.47% | 129.49% | - |
| Operating Expenses | 45.69M | 52.41M | 66.84M | 86.83M | 139.54M | 165.19M | 171.68M | 188.31M | 388.34M | 244.85M |
| OpEx / Revenue % | 18.83% | 17.24% | 17.41% | 17.3% | 19.96% | 18.25% | 15.49% | 14.65% | 26.98% | 16.53% |
| Depreciation & Amortization | 4.23M | 4.51M | 5.63M | 7.07M | 11.96M | 10.92M | 12.47M | 16.47M | 15.84M | 15.75M |
| Combined Ratio % | 101.09% | 100.34% | 100.5% | 100.98% | 105.04% | 104.75% | 103.67% | 100.74% | 98.47% | 77.93% |
| Operating Income | -2.64M▲ 0% | -1.04M▲ 60.4% | -1.92M▼ 83.7% | -4.93M▼ 156.6% | -35.2M▼ 614.3% | -43M▼ 22.2% | -40.66M▲ 5.4% | -9.51M▲ 76.6% | 21.99M▲ 331.2% | 19.24M▲ 0% |
| Operating Margin % | -1.09% | -0.34% | -0.5% | -0.98% | -5.04% | -4.75% | -3.67% | -0.74% | 1.53% | 1.3% |
| Operating Income Growth % | 60.56% | 60.45% | -83.73% | -156.61% | -614.35% | -22.18% | 5.45% | 76.6% | 331.18% | - |
| EBITDA | 1.59M | 3.47M | 3.71M | 2.14M | -23.23M | -32.08M | -28.18M | 6.95M | 37.83M | 34.99M |
| EBITDA Margin % | 0.66% | 1.14% | 0.97% | 0.43% | -3.32% | -3.54% | -2.54% | 0.54% | 2.63% | 2.36% |
| Interest Expense | 533K | 1.2M | 1.35M | 1.38M | 10K | 4.27M | 12.08M | 14.5M | 13.76M | 12.42M |
| Non-Operating Income | -1.24M | -1.31M | -1.63M | -581K | 14K | -3.07M | -7.7M | -14.37M | -13.76M | -19.52M |
| Pretax Income | -1.93M▲ 0% | -934K▲ 51.6% | -1.64M▼ 75.6% | -5.73M▼ 249.2% | -35.22M▼ 515.0% | -44.2M▼ 25.5% | -45.03M▼ 1.9% | -9.64M▲ 78.6% | 21.99M▲ 328.2% | 29.39M▲ 0% |
| Pretax Margin % | -0.8% | -0.31% | -0.43% | -1.14% | -5.04% | -4.88% | -4.06% | -0.75% | 1.53% | 1.98% |
| Income Tax | -428K | -7K | 169K | 113K | 310K | 476K | -342K | -5K | 2.56M | 3.6M |
| Effective Tax Rate % | 22.16% | 0.75% | -10.3% | -1.97% | -0.88% | -1.08% | 0.76% | 0.05% | 11.64% | 12.24% |
| Net Income | -1.5M▲ 0% | -927K▲ 38.3% | -1.81M▼ 95.1% | -5.84M▼ 222.8% | -35.53M▼ 508.4% | -44.67M▼ 25.7% | -44.69M▼ 0.0% | -9.63M▲ 78.4% | 19.43M▲ 301.7% | 25.8M▲ 0% |
| Net Margin % | -0.62% | -0.3% | -0.47% | -1.16% | -5.08% | -4.94% | -4.03% | -0.75% | 1.35% | 1.74% |
| Net Income Growth % | 78.2% | 38.32% | -95.15% | -222.83% | -508.39% | -25.73% | -0.05% | 78.45% | 301.73% | 704.97% |
| EPS (Diluted) | -0.05▲ 0% | -0.03▲ 42.9% | -0.05▼ 80.0% | -0.16▼ 206.5% | -0.89▼ 456.3% | -1.10▼ 23.6% | -1.08▲ 1.8% | -0.23▲ 78.7% | 0.45▲ 295.7% | 0.59▲ 0% |
| EPS Growth % | 78.83% | 42.91% | -80% | -206.51% | -456.25% | -23.6% | 1.82% | 78.7% | 295.65% | 676.74% |
| EPS (Basic) | -0.05 | -0.03 | -0.05 | -0.16 | -0.89 | -1.10 | -1.08 | -0.23 | 0.45 | - |
| Diluted Shares Outstanding | 29.59M | 31.96M | 34.65M | 35.86M | 40.14M | 40.77M | 41.44M | 42.16M | 43.56M | 43.68M |
TRUP Balance Sheet
Trupanion, Inc. (TRUP) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | 105.86M | 207.51M | 257.2M | 498.25M | 562.58M | 671.63M | 782.95M | 806.85M | 915.04M | 921.58M |
| Asset Growth % | 28.56% | 96.02% | 23.95% | 93.72% | 12.91% | 19.38% | 16.57% | 3.05% | 13.41% | 37.85% |
| Total Investment Assets | 40.83M | 58.11M | 74.06M | 95.43M | 133.07M | 164.65M | 142.53M | 147.46M | 233.69M | 4M |
| Long-Term Investments | 3.24M | 3.55M | 4.32M | 5.57M | 7.06M | 7.84M | 12.87M | 373K | 983K | 3.12M |
| Short-Term Investments | 37.59M | 54.56M | 69.73M | 89.86M | 126.01M | 156.8M | 129.67M | 147.09M | 232.71M | 230.21M |
| Total Current Assets | 86.56M | 117.98M | 158.82M | 337.03M | 390.95M | 469.1M | 562.09M | 597.33M | 439.97M | 705.17M |
| Cash & Equivalents | 25.71M | 26.55M | 29.17M | 139.88M | 87.4M | 65.61M | 147.5M | 160.29M | 138.02M | 153.46M |
| Receivables | 20.37M | 31.57M | 54.41M | 99.06M | 165.22M | 232.44M | 267.9M | 274.03M | 301.94M | 1.2B |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 | 14.25M | 17.02M | 15.91M | -232.71M | 16.71M |
| Goodwill & Intangibles | 4.97M | 8.07M | 7.73M | 60.18M | 55.37M | 66.01M | 62.46M | 50.15M | 63.48M | 258.07M |
| Goodwill | 0 | 0 | 0 | 33.05M | 32.71M | 41.98M | 43.71M | 36.97M | 39.38M | 38.62M |
| Intangible Assets | 4.97M | 8.07M | 7.73M | 27.13M | 22.66M | 24.03M | 18.75M | 13.18M | 24.1M | 23.68M |
| PP&E (Net) | 7.87M | 69.8M | 70.37M | 72.6M | 77.95M | 90.7M | 103.65M | 102.19M | 104.84M | 102.61M |
| Other Assets | 3.22M | 8.11M | 15.95M | 22.88M | 31.25M | 37.98M | 41.88M | 56.81M | 305.76M | 50.51M |
| Total Liabilities | 57.42M | 78.34M | 120.44M | 158.31M | 230.38M | 366.33M | 479.23M | 483.58M | 531.11M | 526.76M |
| Total Debt | 9.32M | 12.86M | 26.09M | 0 | 0 | 69.46M | 128.93M | 128.89M | 111.78M | 109.35M |
| Net Debt | -16.38M | -13.69M | -3.08M | -139.88M | -87.4M | 3.85M | -18.57M | -31.41M | -26.24M | -44.11M |
| Long-Term Debt | 9.32M | 12.86M | 26.09M | 0 | 0 | 68.35M | 127.58M | 127.54M | 101.78M | 99.35M |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 1.1M | 1.35M | 1.35M | 10M | 10M |
| Total Current Liabilities | 45.87M | 63.2M | 91.63M | 150.4M | 223.7M | 289.62M | 344.47M | 349.63M | 409.81M | 408.37M |
| Accounts Payable | 2.72M | 2.77M | 4.09M | 6.06M | 8.95M | 9.47M | 10.51M | 11.53M | 16.45M | 12.83M |
| Deferred Revenue | 22.73M | 33.03M | 52.55M | 92.55M | 146.91M | 202.69M | 235.33M | 251.64M | 0 | 286.51M |
| Other Current Liabilities | 12.76M | 16.06M | 21.19M | 28.93M | 39.67M | 43.73M | 63.24M | 85.1M | 383.37M | 99.03M |
| Deferred Taxes | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 6.72M |
| Other Liabilities | 1.23M | 1.27M | 1.61M | 3.21M | 3.86M | 4.97M | 4.49M | 4.48M | 18M | 18.09M |
| Total Equity | 48.43M▲ 0% | 129.17M▲ 166.7% | 136.76M▲ 5.9% | 339.94M▲ 148.6% | 332.2M▼ 2.3% | 305.3M▼ 8.1% | 303.72M▼ 0.5% | 323.27M▲ 6.4% | 383.94M▲ 18.8% | 394.82M▲ 0% |
| Equity Growth % | 8.32% | 166.7% | 5.87% | 148.57% | -2.28% | -8.1% | -0.52% | 6.44% | 18.77% | 68.42% |
| Shareholders Equity | 48.43M | 129.17M | 136.76M | 339.94M | 332.2M | 305.3M | 303.72M | 323.27M | 383.94M | 394.82M |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Retained Earnings | -82.78M | -83.71M | -85.52M | -91.36M | -126.89M | -171.56M | -216.25M | -225.89M | -206.46M | -201.57M |
| Common Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accumulated OCI | -92K | -753K | 250K | 3.07M | 3.08M | -6.3M | 403K | -2.61M | 2.1M | -693K |
| Return on Equity (ROE) | -3.23% | -1.04% | -1.36% | -2.45% | -10.57% | -14.01% | -14.68% | -3.07% | 5.5% | 6.87% |
| Return on Assets (ROA) | -1.6% | -0.59% | -0.78% | -1.55% | -6.7% | -7.24% | -6.15% | -1.21% | 2.26% | 2.89% |
| Equity / Assets | 45.75% | 62.25% | 53.17% | 68.23% | 59.05% | 45.46% | 38.79% | 40.07% | 41.96% | 42.84% |
| Debt / Equity | 0.19x | 0.10x | 0.19x | - | - | 0.23x | 0.42x | 0.40x | 0.29x | 0.29x |
| Book Value per Share | 1.64 | 4.04 | 3.95 | 9.48 | 8.28 | 7.49 | 7.33 | 7.67 | 8.81 | 9.04 |
| Tangible BV per Share | 1.47 | 3.79 | 3.72 | 7.80 | 6.90 | 5.87 | 5.82 | 6.48 | 7.36 | 7.61 |
TRUP Cash Flow Statement
Trupanion, Inc. (TRUP) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 9.67M | 12.68M | 16.16M | 21.54M | 7.46M | -8M | 18.64M | 48.29M | 89.49M | 89.49M |
| Operating CF Growth % | 93.09% | 31.18% | 27.42% | 33.34% | -65.38% | -207.27% | 332.98% | 159.08% | 85.33% | 225.19% |
| Operating CF / Revenue % | 3.98% | 4.17% | 4.21% | 4.29% | 1.07% | -0.88% | 1.68% | 3.76% | 6.22% | 6.04% |
| Net Income | -1.5M | -927K | -1.81M | -5.84M | -35.53M | -44.67M | -44.69M | -9.63M | 19.43M | 25.8M |
| Depreciation & Amortization | 4.23M | 4.51M | 5.63M | 7.07M | 11.96M | 10.92M | 12.47M | 16.47M | 15.84M | 15.75M |
| Stock-Based Compensation | 3.42M | 4.78M | 6.85M | 8.91M | 28.23M | 33.39M | 33.16M | 33.43M | 38.31M | 37.48M |
| Deferred Taxes | -1.04M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Cash Items | -383K | -240K | 105K | 153K | -1.93M | 1.05M | 1.35M | 3.55M | -4.56M | 11.51M |
| Working Capital Changes | 4.94M | 4.56M | 5.38M | 11.25M | 4.72M | -8.69M | 16.35M | 4.47M | 20.46M | -2.42M |
| Cash from Investing | -13.06M | -81.45M | -28.01M | -76.75M | -51.91M | -67.52M | 7.64M | -13.46M | -95.89M | -86.8M |
| Capital Expenditures | -3.13M | -59.9M | -5.37M | -7.45M | -12.36M | -17.09M | -18.28M | -9.72M | -14.13M | -13.05M |
| Acquisitions | 1.4M | 2.96M | 0 | -48.13M | 0 | -15.03M | 0 | 0 | 0 | 0 |
| Purchase of Investments | -31.92M | -55.86M | -69.51M | -65.29M | -95.67M | -273.01M | -165.94M | -133.49M | -256.03M | -263.04M |
| Sale/Maturity of Investments | 23.37M | 35.41M | 49.76M | 44.07M | 57.87M | 239.21M | 190.27M | 127.65M | 172.61M | 188.25M |
| Other Investing | -2.78M | -4.07M | -2.89M | 57K | -1.75M | -1.6M | 1.58M | 2.1M | 1.66M | 1.04M |
| Cash from Financing | 5.08M | 71.23M | 14.04M | 170.85M | -1.13M | 60.74M | 59.13M | -3.96M | -22.86M | -25.14M |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Share Repurchases | 0 | 0 | -1.67M | -1.11M | -4.73M | -5.75M | 0 | 0 | 0 | -496K |
| Stock Issued | 2.54M | 69.27M | 2.98M | 198.28M | 3.61M | 2.29M | 2.65M | 752K | 1.69M | 930K |
| Debt Issuance (Net) | 1000K | 1000K | 1000K | -1000K | 0 | 1000K | 1000K | -1000K | -1000K | -3.19M |
| Other Financing | -1.17M | -1.47M | -438K | -78K | 0 | -4.36M | -1.91M | -3.36M | -4.33M | -3.18M |
| Net Change in Cash | 2.07M▲ 0% | 1.65M▼ 20.4% | 2.62M▲ 58.9% | 115.63M▲ 4320.1% | -45.33M▼ 139.2% | -16.23M▲ 64.2% | 85.83M▲ 628.8% | 29.07M▼ 66.1% | -22.27M▼ 176.6% | -22.44M▲ 0% |
| Exchange Rate Effect | 378K | -812K | 423K | -16K | 252K | -1.46M | 424K | -1.81M | 6.99M | 1.39M |
| Cash at Beginning | 24.24M | 26.31M | 27.95M | 30.57M | 146.2M | 100.87M | 84.64M | 170.46M | 160.29M | 171.46M |
| Cash at End | 26.31M | 27.95M | 30.57M | 146.2M | 100.87M | 84.64M | 170.46M | 199.53M | 138.02M | 182.87M |
| Free Cash Flow | 6.54M▲ 0% | -47.22M▼ 822.5% | 10.78M▲ 122.8% | 14.09M▲ 30.7% | -4.9M▼ 134.7% | -25.09M▼ 412.3% | 358K▲ 101.4% | 38.57M▲ 10674.0% | 75.36M▲ 95.4% | 75.07M▲ 0% |
| FCF Growth % | 113.21% | -822.49% | 122.84% | 30.68% | -134.75% | -412.31% | 101.43% | 10674.02% | 95.38% | 41.01% |
| FCF Margin % | 2.69% | -15.53% | 2.81% | 2.81% | -0.7% | -2.77% | 0.03% | 3% | 5.24% | 5.07% |
| FCF per Share | 0.22 | -1.48 | 0.31 | 0.39 | -0.12 | -0.62 | 0.01 | 0.91 | 1.73 | 1.73 |
TRUP Key Ratios
Trupanion, Inc. (TRUP) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Combined Ratio | 101.09% | 100.34% | 100.5% | 100.98% | 105.04% | 104.75% | 103.67% | 100.74% | 98.47% | 77.93% |
| Medical Cost Ratio | 82.26% | 83.1% | 83.09% | 83.69% | 85.07% | 86.5% | 88.18% | 86.09% | 71.49% | 61.4% |
| Return on Equity (ROE) | -3.23% | -1.04% | -1.36% | -2.45% | -10.57% | -14.01% | -14.68% | -3.07% | 5.5% | 6.87% |
| Return on Assets (ROA) | -1.6% | -0.59% | -0.78% | -1.55% | -6.7% | -7.24% | -6.15% | -1.21% | 2.26% | 2.89% |
| Equity / Assets | 45.75% | 62.25% | 53.17% | 68.23% | 59.05% | 45.46% | 38.79% | 40.07% | 41.96% | 42.84% |
| Book Value / Share | 1.64 | 4.04 | 3.95 | 9.48 | 8.28 | 7.49 | 7.33 | 7.67 | 8.81 | 9.04 |
| Debt / Equity | 0.19x | 0.10x | 0.19x | - | - | 0.23x | 0.42x | 0.40x | 0.29x | 0.29x |
| Revenue Growth | 28.92% | 25.26% | 26.31% | 30.76% | 39.23% | 29.5% | 22.47% | 15.97% | 11.95% | 12.1% |
TRUP SEC Filings & Documents
Trupanion, Inc. (TRUP) SEC filings — annual & quarterly reports (10-K, 10-Q)
TRUP Frequently Asked Questions
Trupanion, Inc. (TRUP) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Trupanion, Inc. (TRUP) grew revenue by 11.9% over the past year. This is steady growth.
Yes, Trupanion, Inc. (TRUP) is profitable, generating $25.8M in net income for fiscal year 2025 (1.4% net margin).
Dividend & Returns
Trupanion, Inc. (TRUP) has a return on equity (ROE) of 5.5%. This is below average, suggesting room for improvement.
Industry Metrics
Trupanion, Inc. (TRUP) has a combined ratio of 98.5%. A ratio below 100% indicates underwriting profitability.
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