TTEC vs CNDT

For growth investors, TTEC Holdings, Inc.

(TTEC) is the stronger pick with -3. 2% revenue growth year-over-year, versus -9. 4% for Conduent Incorporated (CNDT). Analysts rate TTEC Holdings, Inc. (TTEC) a "Hold" — based on 14 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

Over the past 5 years, Conduent Incorporated (CNDT) delivered a total return of -76.

1%, compared to -94. 5% for TTEC Holdings, Inc. (TTEC). Over 10 years, the gap is even starker: TTEC returned -61. 8% versus CNDT's -89. 1%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

By beta (market sensitivity over 5 years), Conduent Incorporated (CNDT) is the lower-risk stock at 1.

72β versus TTEC Holdings, Inc. 's 1. 84β — meaning TTEC is approximately 7% more volatile than CNDT relative to the S&P 500. On balance sheet safety, Conduent Incorporated (CNDT) carries a lower debt/equity ratio of 95% versus 8% for TTEC Holdings, Inc. — giving it more financial flexibility in a downturn.

By revenue growth (latest reported year), TTEC Holdings, Inc.

(TTEC) is pulling ahead at -3. 2% versus -9. 4% for Conduent Incorporated (CNDT). On earnings-per-share growth, the picture is similar: TTEC Holdings, Inc. grew EPS 40. 8% year-over-year, compared to -151. 1% for Conduent Incorporated. Over a 3-year CAGR, TTEC leads at -4. 4% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

Conduent Incorporated (CNDT) is the more profitable company, earning -5.

6% net margin versus -9. 0% for TTEC Holdings, Inc. — meaning it keeps -5. 6% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: CNDT leads at 4. 5% versus -5. 5% for TTEC. At the gross margin level — before operating expenses — CNDT leads at 18. 1%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

In this comparison, CNDT (3.

6% yield) pays a dividend. TTEC does not pay a meaningful dividend and should not be held primarily for income.

For long-horizon retirement investors, Conduent Incorporated (CNDT) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (3.

6% yield). TTEC Holdings, Inc. (TTEC) carries a higher beta of 1. 84 — meaning larger drawdowns in market downturns, which matters significantly when you cannot wait years for a recovery. Both have compounded well over 10 years (CNDT: -89. 1%, TTEC: -61. 8%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

Both stocks operate in the Technology sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.

In terms of investment character: TTEC is a small-cap quality compounder stock; CNDT is a small-cap income-oriented stock. CNDT pays a dividend while TTEC does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.