UHAL vs CUBE

For growth investors, CubeSmart (CUBE) is the stronger pick with 5.

3% revenue growth year-over-year, versus 3. 6% for U-Haul Holding Company (UHAL). CubeSmart (CUBE) offers the better valuation at 27. 7x trailing P/E (28. 6x forward), making it the more compelling value choice. Analysts rate U-Haul Holding Company (UHAL) a "Buy" — based on 2 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

On trailing P/E, CubeSmart (CUBE) is the cheapest at 27.

7x versus U-Haul Holding Company at 31. 3x. On forward P/E, CubeSmart is actually cheaper at 28. 6x.

Over the past 5 years, CubeSmart (CUBE) delivered a total return of +17.

2%, compared to -16. 1% for U-Haul Holding Company (UHAL). Over 10 years, the gap is even starker: CUBE returned +74. 9% versus UHAL's +49. 4%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

By beta (market sensitivity over 5 years), CubeSmart (CUBE) is the lower-risk stock at 0.

52β versus U-Haul Holding Company's 1. 01β — meaning UHAL is approximately 92% more volatile than CUBE relative to the S&P 500. On balance sheet safety, U-Haul Holding Company (UHAL) carries a lower debt/equity ratio of 97% versus 127% for CubeSmart — giving it more financial flexibility in a downturn.

By revenue growth (latest reported year), CubeSmart (CUBE) is pulling ahead at 5.

3% versus 3. 6% for U-Haul Holding Company (UHAL). On earnings-per-share growth, the picture is similar: CubeSmart grew EPS -15. 1% year-over-year, compared to -44. 5% for U-Haul Holding Company. Over a 3-year CAGR, CUBE leads at 3. 6% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

CubeSmart (CUBE) is the more profitable company, earning 29.

7% net margin versus 5. 7% for U-Haul Holding Company — meaning it keeps 29. 7% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: CUBE leads at 40. 0% versus 12. 3% for UHAL. At the gross margin level — before operating expenses — UHAL leads at 85. 9%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

On forward earnings alone, CubeSmart (CUBE) trades at 28.

6x forward P/E versus 138. 7x for U-Haul Holding Company — 110. 1x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for UHAL: 51. 5% to $80. 00.

All stocks in this comparison pay dividends.

CubeSmart (CUBE) offers the highest yield at 5. 1%, versus 0. 3% for U-Haul Holding Company (UHAL).

For long-horizon retirement investors, CubeSmart (CUBE) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0.

52), 5. 1% yield). Both have compounded well over 10 years (CUBE: +74. 9%, UHAL: +49. 4%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

These companies operate in different sectors (UHAL (Industrials) and CUBE (Real Estate)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.

In terms of investment character: UHAL is a small-cap quality compounder stock; CUBE is a small-cap income-oriented stock. CUBE pays a dividend while UHAL does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.