Insurance - Diversified
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YB vs BABA
Revenue, margins, valuation, and 5-year total return — side by side.
Specialty Retail
YB vs BABA — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||
|---|---|---|
| Industry | Insurance - Diversified | Specialty Retail |
| Market Cap | $116M | $341.64B |
| Revenue (TTM) | $4.09B | $1.01T |
| Net Income (TTM) | $1.26B | $123.35B |
| Gross Margin | 95.8% | 41.2% |
| Operating Margin | 30.1% | 10.9% |
| Forward P/E | 0.5x | 4.1x |
| Total Debt | $19M | $248.49B |
| Cash & Equiv. | $1.90B | $181.73B |
YB vs BABA — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | Apr 25 | May 26 | Return |
|---|---|---|---|
| Yuanbao Inc. Americ… (YB) | 100 | 96.9 | -3.1% |
| Alibaba Group Holdi… (BABA) | 100 | 118.5 | +18.5% |
Price return only. Dividends and distributions are not included.
Quick Verdict: YB vs BABA
Each card shows where this stock fits in a portfolio — not just who wins on paper.
YB carries the broadest edge in this set and is the clearest fit for income & stability and growth exposure.
- beta 1.13
- Rev growth 60.6%, EPS growth 360.0%, 3Y rev CAGR 104.3%
- Lower volatility, beta 1.13, current ratio 2.84x
BABA is the clearest fit if your priority is long-term compounding.
- 84.5% 10Y total return vs YB's -3.1%
- 1.3% yield; 2-year raise streak; the other pay no meaningful dividend
- +12.4% vs YB's +3.8%
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 60.6% revenue growth vs BABA's 5.9% | |
| Value | Lower P/E (0.5x vs 4.1x) | |
| Quality / Margins | 30.9% margin vs BABA's 12.2% | |
| Stability / Safety | Beta 1.13 vs BABA's 1.21 | |
| Dividends | 1.3% yield; 2-year raise streak; the other pay no meaningful dividend | |
| Momentum (1Y) | +12.4% vs YB's +3.8% | |
| Efficiency (ROA) | 35.6% ROA vs BABA's 6.7% |
YB vs BABA — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
Segment breakdown not available.
YB vs BABA — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
Income & Cash Flow (Last 12 Months)
YB leads this category, winning 6 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
BABA is the larger business by revenue, generating $1.01T annually — 247.6x YB's $4.1B. YB is the more profitable business, keeping 30.9% of every revenue dollar as net income compared to BABA's 12.2%. On growth, YB holds the edge at +33.6% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | ||
|---|---|---|
| RevenueTrailing 12 months | $4.1B | $1.01T |
| EBITDAEarnings before interest/tax | $1.2B | $114.6B |
| Net IncomeAfter-tax profit | $1.3B | $123.4B |
| Free Cash FlowCash after capex | $277M | $2.6B |
| Gross MarginGross profit ÷ Revenue | +95.8% | +41.2% |
| Operating MarginEBIT ÷ Revenue | +30.1% | +10.9% |
| Net MarginNet income ÷ Revenue | +30.9% | +12.2% |
| FCF MarginFCF ÷ Revenue | +6.8% | +0.3% |
| Rev. Growth (YoY)Latest quarter vs prior year | +33.6% | +4.8% |
| EPS Growth (YoY)Latest quarter vs prior year | +4.9% | -52.0% |
Valuation Metrics
YB leads this category, winning 5 of 5 comparable metrics.
Valuation Metrics
At 0.9x trailing earnings, YB trades at a 95% valuation discount to BABA's 18.0x P/E.
| Metric | ||
|---|---|---|
| Market CapShares × price | $116M | $341.6B |
| Enterprise ValueMkt cap + debt − cash | -$160M | $351.4B |
| Trailing P/EPrice ÷ TTM EPS | 0.91x | 17.99x |
| Forward P/EPrice ÷ next-FY EPS est. | 0.48x | 4.14x |
| PEG RatioP/E ÷ EPS growth rate | — | — |
| EV / EBITDAEnterprise value multiple | -1.25x | 13.62x |
| Price / SalesMarket cap ÷ Revenue | 0.24x | 2.34x |
| Price / BookPrice ÷ Book value/share | — | 2.13x |
| Price / FCFMarket cap ÷ FCF | 0.66x | 29.80x |
Profitability & Efficiency
YB leads this category, winning 6 of 6 comparable metrics.
Profitability & Efficiency
YB delivers a 189.2% return on equity — every $100 of shareholder capital generates $189 in annual profit, vs $11 for BABA. On the Piotroski fundamental quality scale (0–9), YB scores 8/9 vs BABA's 7/9, reflecting strong financial health.
| Metric | ||
|---|---|---|
| ROE (TTM)Return on equity | +189.2% | +11.2% |
| ROA (TTM)Return on assets | +35.6% | +6.7% |
| ROICReturn on invested capital | — | +9.6% |
| ROCEReturn on capital employed | +63.0% | +10.4% |
| Piotroski ScoreFundamental quality 0–9 | 8 | 7 |
| Debt / EquityFinancial leverage | — | 0.23x |
| Net DebtTotal debt minus cash | -$1.9B | $66.8B |
| Cash & Equiv.Liquid assets | $1.9B | $181.7B |
| Total DebtShort + long-term debt | $19M | $248.5B |
| Interest CoverageEBIT ÷ Interest expense | — | 15.74x |
Total Returns (Dividends Reinvested)
BABA leads this category, winning 5 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in YB five years ago would be worth $9,687 today (with dividends reinvested), compared to $6,453 for BABA. Over the past 12 months, BABA leads with a +12.4% total return vs YB's +3.8%. The 3-year compound annual growth rate (CAGR) favors BABA at 20.6% vs YB's -1.1% — a key indicator of consistent wealth creation.
| Metric | ||
|---|---|---|
| YTD ReturnYear-to-date | -22.7% | -9.2% |
| 1-Year ReturnPast 12 months | +3.8% | +12.4% |
| 3-Year ReturnCumulative with dividends | -3.1% | +75.4% |
| 5-Year ReturnCumulative with dividends | -3.1% | -35.5% |
| 10-Year ReturnCumulative with dividends | -3.1% | +84.5% |
| CAGR (3Y)Annualised 3-year return | -1.1% | +20.6% |
Risk & Volatility
Evenly matched — YB and BABA each lead in 1 of 2 comparable metrics.
Risk & Volatility
YB is the less volatile stock with a 1.13 beta — it tends to amplify market swings less than BABA's 1.21 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. BABA currently trades 73.4% from its 52-week high vs YB's 49.9% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ||
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 1.13x | 1.21x |
| 52-Week HighHighest price in past year | $31.00 | $192.67 |
| 52-Week LowLowest price in past year | $14.04 | $103.71 |
| % of 52W HighCurrent price vs 52-week peak | +49.9% | +73.4% |
| RSI (14)Momentum oscillator 0–100 | 35.2 | 49.5 |
| Avg Volume (50D)Average daily shares traded | 42K | 10.3M |
Analyst Outlook
Insufficient data to determine a leader in this category.
Analyst Outlook
BABA is the only dividend payer here at 1.26% yield — a key consideration for income-focused portfolios.
| Metric | ||
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | — | Buy |
| Price TargetConsensus 12-month target | — | $194.23 |
| # AnalystsCovering analysts | — | 59 |
| Dividend YieldAnnual dividend ÷ price | — | +1.3% |
| Dividend StreakConsecutive years of raises | — | 2 |
| Dividend / ShareAnnual DPS | — | $12.14 |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | +3.8% |
YB leads in 3 of 6 categories (Income & Cash Flow, Valuation Metrics). BABA leads in 1 (Total Returns). 1 tied.
YB vs BABA: Frequently Asked Questions
10 questions · data-driven answers · updated daily
01Is YB or BABA a better buy right now?
For growth investors, Yuanbao Inc.
American Depositary Shares (YB) is the stronger pick with 60. 6% revenue growth year-over-year, versus 5. 9% for Alibaba Group Holding Limited (BABA). Yuanbao Inc. American Depositary Shares (YB) offers the better valuation at 0. 9x trailing P/E (0. 5x forward), making it the more compelling value choice. Analysts rate Alibaba Group Holding Limited (BABA) a "Buy" — based on 59 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — YB or BABA?
On trailing P/E, Yuanbao Inc.
American Depositary Shares (YB) is the cheapest at 0. 9x versus Alibaba Group Holding Limited at 18. 0x. On forward P/E, Yuanbao Inc. American Depositary Shares is actually cheaper at 0. 5x.
03Which is the better long-term investment — YB or BABA?
Over the past 5 years, Yuanbao Inc.
American Depositary Shares (YB) delivered a total return of -3. 1%, compared to -35. 5% for Alibaba Group Holding Limited (BABA). Over 10 years, the gap is even starker: BABA returned +84. 5% versus YB's -3. 1%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — YB or BABA?
By beta (market sensitivity over 5 years), Yuanbao Inc.
American Depositary Shares (YB) is the lower-risk stock at 1. 13β versus Alibaba Group Holding Limited's 1. 21β — meaning BABA is approximately 7% more volatile than YB relative to the S&P 500.
05Which is growing faster — YB or BABA?
By revenue growth (latest reported year), Yuanbao Inc.
American Depositary Shares (YB) is pulling ahead at 60. 6% versus 5. 9% for Alibaba Group Holding Limited (BABA). On earnings-per-share growth, the picture is similar: Yuanbao Inc. American Depositary Shares grew EPS 360. 0% year-over-year, compared to 70. 9% for Alibaba Group Holding Limited. Over a 3-year CAGR, YB leads at 104. 3% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — YB or BABA?
Yuanbao Inc.
American Depositary Shares (YB) is the more profitable company, earning 26. 4% net margin versus 13. 1% for Alibaba Group Holding Limited — meaning it keeps 26. 4% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: YB leads at 26. 1% versus 14. 1% for BABA. At the gross margin level — before operating expenses — YB leads at 94. 9%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is YB or BABA more undervalued right now?
On forward earnings alone, Yuanbao Inc.
American Depositary Shares (YB) trades at 0. 5x forward P/E versus 4. 1x for Alibaba Group Holding Limited — 3. 7x cheaper on a one-year earnings basis.
08Which pays a better dividend — YB or BABA?
In this comparison, BABA (1.
3% yield) pays a dividend. YB does not pay a meaningful dividend and should not be held primarily for income.
09Is YB or BABA better for a retirement portfolio?
For long-horizon retirement investors, Alibaba Group Holding Limited (BABA) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 1.
21), 1. 3% yield). Both have compounded well over 10 years (BABA: +84. 5%, YB: -3. 1%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between YB and BABA?
These companies operate in different sectors (YB (Financial Services) and BABA (Consumer Cyclical)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.
In terms of investment character: YB is a small-cap high-growth stock; BABA is a large-cap deep-value stock. BABA pays a dividend while YB does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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