Apparel - Retail
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ZUMZ vs ANF
Revenue, margins, valuation, and 5-year total return — side by side.
Apparel - Retail
ZUMZ vs ANF — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||
|---|---|---|
| Industry | Apparel - Retail | Apparel - Retail |
| Market Cap | $424M | $3.64B |
| Revenue (TTM) | $929M | $5.27B |
| Net Income (TTM) | $13M | $507M |
| Gross Margin | 35.8% | 58.6% |
| Operating Margin | 1.8% | 13.4% |
| Forward P/E | 31.2x | 8.1x |
| Total Debt | $199M | $1.17B |
| Cash & Equiv. | $128M | $760M |
ZUMZ vs ANF — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | May 20 | May 26 | Return |
|---|---|---|---|
| Zumiez Inc. (ZUMZ) | 100 | 102.5 | +2.5% |
| Abercrombie & Fitch… (ANF) | 100 | 683.0 | +583.0% |
Price return only. Dividends and distributions are not included.
Quick Verdict: ZUMZ vs ANF
Each card shows where this stock fits in a portfolio — not just who wins on paper.
ZUMZ is the clearest fit if your priority is sleep-well-at-night.
- Lower volatility, beta 1.87, Low D/E 61.5%, current ratio 2.01x
- +114.2% vs ANF's +14.1%
ANF carries the broadest edge in this set and is the clearest fit for income & stability and growth exposure.
- Dividend streak 0 yrs, beta 1.42
- Rev growth 6.4%, EPS growth -2.2%, 3Y rev CAGR 12.5%
- 229.6% 10Y total return vs ZUMZ's 61.3%
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 6.4% revenue growth vs ZUMZ's 4.5% | |
| Value | Lower P/E (8.1x vs 31.2x) | |
| Quality / Margins | 9.6% margin vs ZUMZ's 1.4% | |
| Stability / Safety | Beta 1.42 vs ZUMZ's 1.87 | |
| Dividends | Tie | Neither stock pays a meaningful dividend |
| Momentum (1Y) | +114.2% vs ANF's +14.1% | |
| Efficiency (ROA) | 15.1% ROA vs ZUMZ's 2.5%, ROIC 31.4% vs 3.1% |
ZUMZ vs ANF — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
Segment breakdown not available.
ZUMZ vs ANF — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
Income & Cash Flow (Last 12 Months)
ANF leads this category, winning 5 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
ANF is the larger business by revenue, generating $5.3B annually — 5.7x ZUMZ's $929M. ANF is the more profitable business, keeping 9.6% of every revenue dollar as net income compared to ZUMZ's 1.4%.
| Metric | ||
|---|---|---|
| RevenueTrailing 12 months | $929M | $5.3B |
| EBITDAEarnings before interest/tax | $44M | $862M |
| Net IncomeAfter-tax profit | $13M | $507M |
| Free Cash FlowCash after capex | $51M | $378M |
| Gross MarginGross profit ÷ Revenue | +35.8% | +58.6% |
| Operating MarginEBIT ÷ Revenue | +1.8% | +13.4% |
| Net MarginNet income ÷ Revenue | +1.4% | +9.6% |
| FCF MarginFCF ÷ Revenue | +5.5% | +7.2% |
| Rev. Growth (YoY)Latest quarter vs prior year | +4.4% | +5.4% |
| EPS Growth (YoY)Latest quarter vs prior year | +38.5% | +3.1% |
Valuation Metrics
Evenly matched — ZUMZ and ANF each lead in 3 of 6 comparable metrics.
Valuation Metrics
At 7.6x trailing earnings, ANF trades at a 76% valuation discount to ZUMZ's 32.0x P/E. On an enterprise value basis, ANF's 4.7x EV/EBITDA is more attractive than ZUMZ's 29.1x.
| Metric | ||
|---|---|---|
| Market CapShares × price | $424M | $3.6B |
| Enterprise ValueMkt cap + debt − cash | $495M | $4.0B |
| Trailing P/EPrice ÷ TTM EPS | 32.01x | 7.59x |
| Forward P/EPrice ÷ next-FY EPS est. | 31.25x | 8.07x |
| PEG RatioP/E ÷ EPS growth rate | — | — |
| EV / EBITDAEnterprise value multiple | 29.06x | 4.72x |
| Price / SalesMarket cap ÷ Revenue | 0.46x | 0.69x |
| Price / BookPrice ÷ Book value/share | 1.33x | 2.71x |
| Price / FCFMarket cap ÷ FCF | 7.81x | 9.62x |
Profitability & Efficiency
Evenly matched — ZUMZ and ANF each lead in 4 of 8 comparable metrics.
Profitability & Efficiency
ANF delivers a 38.5% return on equity — every $100 of shareholder capital generates $39 in annual profit, vs $4 for ZUMZ. ZUMZ carries lower financial leverage with a 0.61x debt-to-equity ratio, signaling a more conservative balance sheet compared to ANF's 0.82x. On the Piotroski fundamental quality scale (0–9), ZUMZ scores 7/9 vs ANF's 5/9, reflecting strong financial health.
| Metric | ||
|---|---|---|
| ROE (TTM)Return on equity | +4.4% | +38.5% |
| ROA (TTM)Return on assets | +2.5% | +15.1% |
| ROICReturn on invested capital | +3.1% | +31.4% |
| ROCEReturn on capital employed | +5.5% | +30.5% |
| Piotroski ScoreFundamental quality 0–9 | 7 | 5 |
| Debt / EquityFinancial leverage | 0.61x | 0.82x |
| Net DebtTotal debt minus cash | $71M | $409M |
| Cash & Equiv.Liquid assets | $128M | $760M |
| Total DebtShort + long-term debt | $199M | $1.2B |
| Interest CoverageEBIT ÷ Interest expense | — | 302.38x |
Total Returns (Dividends Reinvested)
ANF leads this category, winning 4 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in ANF five years ago would be worth $19,540 today (with dividends reinvested), compared to $5,482 for ZUMZ. Over the past 12 months, ZUMZ leads with a +114.2% total return vs ANF's +14.1%. The 3-year compound annual growth rate (CAGR) favors ANF at 50.5% vs ZUMZ's 14.7% — a key indicator of consistent wealth creation.
| Metric | ||
|---|---|---|
| YTD ReturnYear-to-date | -3.6% | -35.9% |
| 1-Year ReturnPast 12 months | +114.2% | +14.1% |
| 3-Year ReturnCumulative with dividends | +51.1% | +240.8% |
| 5-Year ReturnCumulative with dividends | -45.2% | +95.4% |
| 10-Year ReturnCumulative with dividends | +61.3% | +229.6% |
| CAGR (3Y)Annualised 3-year return | +14.7% | +50.5% |
Risk & Volatility
Evenly matched — ZUMZ and ANF each lead in 1 of 2 comparable metrics.
Risk & Volatility
ANF is the less volatile stock with a 1.42 beta — it tends to amplify market swings less than ZUMZ's 1.87 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. ZUMZ currently trades 78.8% from its 52-week high vs ANF's 59.6% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ||
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 1.87x | 1.42x |
| 52-Week HighHighest price in past year | $31.70 | $133.11 |
| 52-Week LowLowest price in past year | $11.41 | $65.45 |
| % of 52W HighCurrent price vs 52-week peak | +78.8% | +59.6% |
| RSI (14)Momentum oscillator 0–100 | 50.3 | 30.9 |
| Avg Volume (50D)Average daily shares traded | 152K | 1.2M |
Analyst Outlook
Insufficient data to determine a leader in this category.
Analyst Outlook
Wall Street rates ZUMZ as "Hold" and ANF as "Hold". Consensus price targets imply 52.2% upside for ANF (target: $121) vs -21.9% for ZUMZ (target: $20).
| Metric | ||
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Hold | Hold |
| Price TargetConsensus 12-month target | $19.50 | $120.80 |
| # AnalystsCovering analysts | 33 | 55 |
| Dividend YieldAnnual dividend ÷ price | — | — |
| Dividend StreakConsecutive years of raises | — | 0 |
| Dividend / ShareAnnual DPS | — | — |
| Buyback YieldShare repurchases ÷ mkt cap | +9.0% | +12.4% |
ANF leads in 2 of 6 categories — strongest in Income & Cash Flow and Total Returns. 3 categories are tied.
ZUMZ vs ANF: Frequently Asked Questions
10 questions · data-driven answers · updated daily
01Is ZUMZ or ANF a better buy right now?
For growth investors, Abercrombie & Fitch Co.
(ANF) is the stronger pick with 6. 4% revenue growth year-over-year, versus 4. 5% for Zumiez Inc. (ZUMZ). Abercrombie & Fitch Co. (ANF) offers the better valuation at 7. 6x trailing P/E (8. 1x forward), making it the more compelling value choice. Analysts rate Zumiez Inc. (ZUMZ) a "Hold" — based on 33 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — ZUMZ or ANF?
On trailing P/E, Abercrombie & Fitch Co.
(ANF) is the cheapest at 7. 6x versus Zumiez Inc. at 32. 0x. On forward P/E, Abercrombie & Fitch Co. is actually cheaper at 8. 1x.
03Which is the better long-term investment — ZUMZ or ANF?
Over the past 5 years, Abercrombie & Fitch Co.
(ANF) delivered a total return of +95. 4%, compared to -45. 2% for Zumiez Inc. (ZUMZ). Over 10 years, the gap is even starker: ANF returned +229. 6% versus ZUMZ's +61. 3%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — ZUMZ or ANF?
By beta (market sensitivity over 5 years), Abercrombie & Fitch Co.
(ANF) is the lower-risk stock at 1. 42β versus Zumiez Inc. 's 1. 87β — meaning ZUMZ is approximately 31% more volatile than ANF relative to the S&P 500. On balance sheet safety, Zumiez Inc. (ZUMZ) carries a lower debt/equity ratio of 61% versus 82% for Abercrombie & Fitch Co. — giving it more financial flexibility in a downturn.
05Which is growing faster — ZUMZ or ANF?
By revenue growth (latest reported year), Abercrombie & Fitch Co.
(ANF) is pulling ahead at 6. 4% versus 4. 5% for Zumiez Inc. (ZUMZ). On earnings-per-share growth, the picture is similar: Zumiez Inc. grew EPS 961. 9% year-over-year, compared to -2. 2% for Abercrombie & Fitch Co.. Over a 3-year CAGR, ANF leads at 12. 5% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — ZUMZ or ANF?
Abercrombie & Fitch Co.
(ANF) is the more profitable company, earning 9. 6% net margin versus 1. 4% for Zumiez Inc. — meaning it keeps 9. 6% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: ANF leads at 13. 3% versus 1. 8% for ZUMZ. At the gross margin level — before operating expenses — ANF leads at 58. 5%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is ZUMZ or ANF more undervalued right now?
On forward earnings alone, Abercrombie & Fitch Co.
(ANF) trades at 8. 1x forward P/E versus 31. 2x for Zumiez Inc. — 23. 2x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for ANF: 52. 2% to $120. 80.
08Which pays a better dividend — ZUMZ or ANF?
None of the stocks in this comparison currently pay a material dividend.
All are effectively zero-yield and should be held for capital appreciation rather than income.
09Is ZUMZ or ANF better for a retirement portfolio?
For long-horizon retirement investors, Abercrombie & Fitch Co.
(ANF) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (+229. 6% 10Y return). Zumiez Inc. (ZUMZ) carries a higher beta of 1. 87 — meaning larger drawdowns in market downturns, which matters significantly when you cannot wait years for a recovery. Both have compounded well over 10 years (ANF: +229. 6%, ZUMZ: +61. 3%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between ZUMZ and ANF?
Both stocks operate in the Consumer Cyclical sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
In terms of investment character: ZUMZ is a small-cap quality compounder stock; ANF is a small-cap deep-value stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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