Dollar cost averaging (DCA) in AKR means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+46.7%
Final Value$70.4K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+39.0%
Final Value$66.7K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+31.1%
Final Value$62.9K
Worst possible — still beats not investing
Best vs Worst gap15.6 pp
Your timing vs best-7.7%
Your timing vs worst+7.8%
If You Keep Investing…
Based on this stock's historical CAGR of 5.3%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$19K~1.1x your moneyfrom $18K invested
5 Years$34K~1.1x your moneyfrom $30K invested
10 Years$78K~1.3x your moneyfrom $60K invested
20 Years$210K~1.8x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.1x your money
5 Years~1.1x your money
10 Years~1.3x your money
20 Years~1.8x your money
$100/mo
$4K+$287 est. gain
$7K+$836 est. gain
$16K+$4K est. gain
$42K+$18K est. gain
$250/mo
$10K+$717 est. gain
$17K+$2K est. gain
$39K+$9K est. gain
$105K+$45K est. gain
$500/mo
$19K+$1K est. gain
$34K+$4K est. gain
$78K+$18K est. gain
$210K+$90K est. gain
$1,000/mo
$39K+$3K est. gain
$68K+$8K est. gain
$157K+$37K est. gain
$421K+$181K est. gain
* Projection assumes historical CAGR of 5.3% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$25.31
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$25.05
$10,500
$10,397
-0.98%
$-103
Mar 2, 2020
$23.31
$11,000
$10,175
-7.50%
$-825
Apr 2, 2020
$10.44
$11,500
$5,164
-55.10%
$-6,336
May 4, 2020
$11.69
$12,000
$6,282
-47.65%
$-5,718
Jun 2, 2020
$13.31
$12,500
$7,653
-38.78%
$-4,847
Jul 2, 2020
$12.96
$13,000
$7,952
-38.83%
$-5,048
Aug 3, 2020
$11.72
$13,500
$7,691
-43.03%
$-5,809
Sep 2, 2020
$11.47
$14,000
$8,027
-42.67%
$-5,973
Oct 2, 2020
$11.13
$14,500
$8,289
-42.84%
$-6,211
Nov 2, 2020
$9.51
$15,000
$7,582
-49.45%
$-7,418
Dec 2, 2020
$14.83
$15,500
$12,324
-20.49%
$-3,176
Jan 4, 2021
$13.70
$16,000
$11,885
-25.72%
$-4,115
Feb 2, 2021
$14.50
$16,500
$13,079
-20.73%
$-3,421
Mar 2, 2021
$18.59
$17,000
$17,268
+1.58%
$268
Apr 5, 2021
$19.62
$17,500
$18,867
+7.81%
$1,367
May 3, 2021
$21.25
$18,000
$20,934
+16.30%
$2,934
Jun 2, 2021
$22.31
$18,500
$22,479
+21.51%
$3,979
Jul 2, 2021
$22.25
$19,000
$23,072
+21.43%
$4,072
Aug 2, 2021
$21.08
$19,500
$22,359
+14.66%
$2,859
Sep 2, 2021
$21.45
$20,000
$23,251
+16.25%
$3,251
Oct 4, 2021
$21.64
$20,500
$24,124
+17.68%
$3,624
Nov 2, 2021
$22.04
$21,000
$25,070
+19.38%
$4,070
Dec 2, 2021
$20.98
$21,500
$24,364
+13.32%
$2,864
Jan 3, 2022
$22.00
$22,000
$26,225
+19.20%
$4,225
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Frequently Asked Questions
Common questions about DCA investing in AKR
Investing $500 per month in Acadia Realty Trust (AKR) over the past 6 years would be worth approximately $67K today. That's +39.0% total return on $48K invested, with a +5.3% compound annual growth rate (CAGR). This includes $8K from reinvested dividends.