Dollar cost averaging (DCA) in ALKT means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return-18.0%
Final Value$33.2K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return-23.3%
Final Value$30.7K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return-30.1%
Final Value$28.3K
Worst possible — still beats not investing
Best vs Worst gap12.1 pp
Your timing vs best-5.4%
Your timing vs worst+6.8%
If You Keep Investing…
Based on this stock's historical CAGR of -5.1%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$18K~1.0x your moneyfrom $18K invested
5 Years$30K~1.0x your moneyfrom $30K invested
10 Years$60K~1.0x your moneyfrom $60K invested
20 Years$120K~1.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.0x your money
10 Years~1.0x your money
20 Years~1.0x your money
$100/mo
$4K+$0 est. gain
$6K+$0 est. gain
$12K+$0 est. gain
$24K+$0 est. gain
$250/mo
$9K+$0 est. gain
$15K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$500/mo
$18K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$1,000/mo
$36K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$240K+$0 est. gain
* Projection assumes historical CAGR of -5.1% continues. Actual returns will vary.
Your DCA Results by Date
61 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Apr 14, 2021
$43.00
$10,000
$10,000
+0.00%
$0
May 14, 2021
$29.24
$10,500
$7,300
-30.48%
$-3,200
Jun 14, 2021
$32.81
$11,000
$8,691
-20.99%
$-2,309
Jul 14, 2021
$31.18
$11,500
$8,759
-23.83%
$-2,741
Aug 16, 2021
$28.09
$12,000
$8,391
-30.07%
$-3,609
Sep 14, 2021
$26.08
$12,500
$8,291
-33.67%
$-4,209
Oct 14, 2021
$26.97
$13,000
$9,074
-30.20%
$-3,926
Nov 15, 2021
$28.91
$13,500
$10,227
-24.25%
$-3,273
Dec 14, 2021
$19.97
$14,000
$7,564
-45.97%
$-6,436
Jan 14, 2022
$16.26
$14,500
$6,659
-54.08%
$-7,841
Feb 14, 2022
$15.49
$15,000
$6,844
-54.38%
$-8,156
Mar 14, 2022
$12.68
$15,500
$6,102
-60.63%
$-9,398
Apr 14, 2022
$12.01
$16,000
$6,280
-60.75%
$-9,720
May 16, 2022
$10.11
$16,500
$5,786
-64.93%
$-10,714
Jun 14, 2022
$11.25
$17,000
$6,939
-59.18%
$-10,061
Jul 14, 2022
$12.08
$17,500
$7,951
-54.57%
$-9,549
Aug 15, 2022
$15.68
$18,000
$10,820
-39.89%
$-7,180
Sep 14, 2022
$16.35
$18,500
$11,782
-36.31%
$-6,718
Oct 14, 2022
$14.16
$19,000
$10,704
-43.66%
$-8,296
Nov 14, 2022
$14.12
$19,500
$11,174
-42.70%
$-8,326
Dec 14, 2022
$14.22
$20,000
$11,753
-41.23%
$-8,247
Jan 17, 2023
$14.98
$20,500
$12,881
-37.17%
$-7,619
Feb 14, 2023
$16.18
$21,000
$14,413
-31.37%
$-6,587
Mar 14, 2023
$12.61
$21,500
$11,733
-45.43%
$-9,767
Apr 14, 2023
$12.52
$22,000
$12,149
-44.78%
$-9,851
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Frequently Asked Questions
Common questions about DCA investing in ALKT
Investing $500 per month in Alkami Technology, Inc. (ALKT) over the past 5 years would be worth approximately $31K today. That's -23.3% total return on $40K invested, with a -5.1% compound annual growth rate (CAGR).