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ALKT
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ALKTAlkami Technology, Inc.
$13.41$1.4B
Overview & Tools
OverviewChart Terminal ↗Visualize
Valuation & Forecasts
Valuation ModelsEstimatesDCF Model
Price & Analyst Data
Analyst TargetsPrice History
Financial Statements
Income StatementBalance SheetCash FlowRatios & Margins
Performance
P/E HistoryRevenue HistoryEarnings HistoryDividend HistoryTotal Return
Discovery & Screens
Live BreakoutsStock ScreenerOwnership
ALKT logo

Alkami Technology, Inc.

ALKT
NASDAQ · Financial Software
$13.41
At close - USD
Market Cap$1.44B
P/E-29.2x
52W High$24.47
Volume1.52M
OverviewTerminalAnalysisFinancialsValuationEarningsBreakoutsOwnership
VCP Research Verdict2026Q3

Recurring Revenue Growth Meets Persistent Losses and Leverage

Alkami's revenue expanded from $82.2M in 2024Q2 to $134.9M in 2026Q3, with year-over-year growth of roughly 16% to 36%, suggesting sustained demand for its digital banking platform despite a moderating growth trajectory.

GrowthStable
ProfitabilityStrained
ValuationExpensive
TechnicalsWeak
Explore valuation models
MARKET ACTION

ALKT price & volume

Price trend, volume and key moving averages

Launch Terminal
Loading chart...
Decision Checklist4 Core Signals

What matters now

The signals most likely to change the investment case.

01

Earnings momentum

6/12 Beats

EPS beat 6 of last 12 quarters

02

Valuation risk

-181% Peers

P/E is 181% below peer median

03

Market leadership

RS 27 · Lag

Laggard (Underperforming 73% of market)

04

Weak Trend

Below 200DMA

Price < 200DMA

Next CatalystEstimated earnings · Jan 28

Market performance

Price History →

Trailing total returns as of 11/7/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).

YTD Return
ALKT-40.87%
S&P 500 (^GSPC)+7.63%
1-Year Return
ALKT-29.72%
S&P 500 (^GSPC)+9.69%
3-Year Return
ALKT-35.56%
S&P 500 (^GSPC)+69.31%
5-Year Return
ALKT-54.67%
S&P 500 (^GSPC)+57.35%
02

Test the fundamentals

Check whether operating performance supports the current valuation.

VALUATION & INTRINSIC VALUE

Valuation Scenarios

Valuation Analysis
Trailing P/E
-38.6x
Forward P/E
16.2x
EV/EBITDA
507.6x
FCF YieldCash Flow
3.8%

Valuation vs 5-Year History

Multiple Range
Metric
Current
5Y Median
Historical Range
Percentile
P/E
-38.6x
N/A
N/A
EV/EBITDA
507.6x
N/A
N/A
Price/FCF
26.3x
208.4x
0th· Low
Current Multiple
5Y Median (50th %ile)

Intrinsic Value Scenarios

DCF Projection
Bear$2.32-82.7%
Base (Fair)$4.80-64.2%
Bull$5.62-58.1%
$2.32 Bear$4.80 Base$5.62 Bull
Current Market Price: $13.41
Trades at a 179.4% premium to Base DCF ($4.80)
Open DCF & Valuation Models →Chart Terminal ↗

Growth & profitability

Annual revenue & EPS trend
Revenue FY25
$444M+32.9% YoY
Net income FY25
-$48M-16.7% YoY
Free cash flow FY25
$41M+137.7% YoY
Operating margin FY25
-12.1%+1.3 pts YoY
ROIC (FY25)-8.5%
Avg ROIC 5Y-
ROE (FY25)-13.3%
Piotroski Score3 / 9
Financial Statements →
03

Monitor what changed

Recent results and news deserve attention only when they alter the forward view.

OPERATING RESULTS

Recent Earnings

Earnings History
EPS Beat Rate6/12 (50%)
Revenue Beat Rate10/12 (83%)
QuarterEPS (Act vs Est)Revenue (Act vs Est)
Q4 2026Latest
Oct 28, 2026
-$0.06-130.5%
vs $0.20
$135M+1.0%
vs $134M
Q3 2026
Jul 29, 2026
$0.12-19.8%
vs $0.15
$130M+0.9%
vs $129M
Q2 2026
Apr 29, 2026
$0.04-81.0%
vs $0.21
$126M+0.7%
vs $125M
Q1 2026
Feb 25, 2026
$0.10-33.3%
vs $0.15
$121M+0.6%
vs $120M
Historical baseline: 12 quarters analyzedGAAP / Adjusted
MARKET COVERAGE

Latest News

4 Stories
PRNewsWire·2d ago
Fidelity Bank Expands Relationship with Alkami by Launching MANTL Loan Origination

MANTL accelerates lending momentum in the banking market as Pennsylvania-based bank modernizes consumer lending with omnichannel origination for personal loans and vehicle loans PLANO, Texas, Nov. 5, 2026 /PRNewswire/ -- Alkami Technology, Inc. (Nasdaq: ALKT) ("Alkami"), a digital sales and service platform provider  for financial institutions in the U.S., today announced that  Fidelity Bank  is live with MANTL Loan Origination  in less than three months after kickoff, unifying consumer loan origination across physical and digital banking channels to deliver a faster, more streamlined experience for borrowers and employees. Fidelity Bank is now originating personal loans and vehicle loans through MANTL.

PRNewsWire·4d ago
Texoma Community Credit Union to Build a More Connected Member Experience with Alkami's Digital Sales & Service Platform

Wichita Falls, Texas-based credit union reports rapid member adoption and record digital engagement while laying the foundation of the full Digital Sales & Service Platform PLANO, Texas, Nov. 3, 2026 /PRNewswire/ -- Alkami Technology, Inc. (Nasdaq: ALKT) ("Alkami"), a digital sales and service platform provider for financial institutions in the U.S., today announced that Texoma Community Credit Union (Texoma) is expanding its relationship with Alkami to encompass the full Digital Sales & Service Platform. The credit union is live with the Alkami Digital Banking Platform and is implementing MANTL Onboarding & Account Opening and Alkami's Data & Marketing Solution.

MarketBeat·Oct 29, 2026
What Alkami Technology (ALKT) Said on Its Q3 Earnings Call

Alkami Technology NASDAQ: ALKT reported third-quarter 2026 revenue and adjusted EBITDA above its guidance range, while raising its full-year outlook. Executives said recurring subscription revenue, customer expansion and new client launches supported growth, though uncertainty related to the company's strategic review weighed on some new-logo decisions during the year.

Seeking Alpha·Oct 28, 2026
Alkami Technology, Inc. (ALKT) Q3 2026 Earnings Call Transcript

Alkami Technology, Inc. (ALKT) Q3 2026 Earnings Call Transcript

Filtered for Alkami Technology, Inc.More Headlines
04

Compare before deciding

Benchmark ALKT against direct peers instead of judging its metrics in isolation.

Peers Comparison

Key metrics vs top competitors for Alkami Technology, Inc. (ALKT)

Full Screener →
CompanyPriceMarket CapP/E RatioRev Growth (1Y)Net MarginROEDiv Yield
ALKT logoALKTAlkami Technology, Inc.Current
$13.41$1.44B-29.1532.89%-10.74%-13.25%—
NCNO logoNCNOnCino, Inc.
$22.67$2.48B453.4010.01%5.4%3.32%—
IBCP logoIBCPIndependent Bank Corporation
$36.31$748.21M11.104.57%29.92%13.61%2.85%
FIS logoFISFidelity National Information Services, Inc.
$28.73$14.85B38.315.43%27.15%22.56%5.68%
FISV logoFISVFiserv, Inc.
$62.88$33.53B9.923.6%-18.9%-15.72%—
JKHY logoJKHYJack Henry & Associates, Inc.
$173.23$12.31B27.767.21%20.04%24.46%1.3%

Compare ALKT vs Peers

Alkami Technology, Inc. (ALKT) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs NCNO

Most directly comparable listed peer for ALKT.

Scale Benchmark

vs MSFT

Larger-name benchmark to compare ALKT against a more recognizable public peer.

Peer Set

Compare Top 5

vs NCNO, IBCP, FIS, FISV

05

Keep researching

Verify the primary filings, follow material updates, and answer the remaining questions.

ALKT SEC Filings & Documents

Alkami Technology, Inc. (ALKT) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

Oct 28, 2026·SEC

Material company update

Oct 7, 2026·SEC

Material company update

Jul 29, 2026·SEC

10-K Annual Reports

2
FY 2026

Feb 26, 2026·SEC

FY 2025

Feb 28, 2025·SEC

10-Q Quarterly Reports

6
FY 2026

Oct 29, 2026·SEC

FY 2026

Jul 30, 2026·SEC

FY 2026

Apr 30, 2026·SEC

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ALKT Frequently Asked Questions

Alkami Technology, Inc. (ALKT) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials
What is Alkami Technology, Inc.'s revenue?

Alkami Technology, Inc. (ALKT) reported $511.7M in revenue over the trailing twelve months. Revenue was $443.6M in fiscal year 2025. That is 503% more than the $73.5M of fiscal year 2019.

How fast is Alkami Technology, Inc. growing?

Alkami Technology, Inc. (ALKT) grew revenue by 32.9% in fiscal year 2025, compared with the prior fiscal year.

Is ALKT profitable?

No. Alkami Technology, Inc. (ALKT) reported a net loss of $37.0M over the trailing twelve months.

Dividend & Returns
What is ALKT's return on equity?

Alkami Technology, Inc. (ALKT) had a return on equity (ROE) of -13.3% in fiscal year 2025. A negative ROE means the company lost money over the period.

What is Alkami Technology, Inc.'s free cash flow?

Alkami Technology, Inc. (ALKT) generated $54.6M in free cash flow over the trailing twelve months.

What if you invested $1,000 in ALKT back in 2019?

Total return calculator · dividends reinvested · 7+ years of data

See returns →