| Name | Market Cap | Current Price | P/E Ratio | Revenue Growth 1Y | Net Margin | ROE | FCF Yield | Debt/Equity |
|---|---|---|---|---|---|---|---|---|
| GWREGuidewire Software, Inc. | 14.12B | 166.09 | 205.05 | 22.64% | 7.23% | 6% | 2.09% | 0.49 |
| DAVEDave Inc. | 2.34B | 192.06 | 45.84 | 33.96% | 29.87% | 50.37% | 5.33% | 0.41 |
| INTUIntuit Inc. | 154.33B | 554.58 | 40.57 | 15.63% | 21.19% | 21.31% | 3.94% | 0.34 |
| CCBCoastal Financial Corporation | 1.72B | 113.69 | 34.98 | 30.92% | 7.84% | 10.04% | 14.54% | 0.12 |
| SPNSSapiens International Corporation N.V. | 2.43B | 43.45 | 33.68 | 5.4% | 11.4% | 12.2% | 2.97% | 0.13 |
| SSNCSS&C Technologies Holdings, Inc. | 21B | 86.05 | 28.68 | 6.89% | 13.86% | 12.2% | 6.32% | 1.09 |
| TBBKThe Bancorp, Inc. | 3.09B | 70.39 | 16.41 | 16.11% | 30.63% | 29.28% | 7.2% | 0.16 |
| CWANClearwater Analytics Holdings, Inc. | 6.98B | 24.19 | 14.40 | 22.72% | 61.25% | 19.6% | 0.99% | 0.07 |
| Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | |
|---|---|---|---|---|---|---|
| Sales/Revenue | 73.54M | 112.14M | 152.16M | 204.27M | 264.83M | 333.85M |
| Revenue Growth % | - | 0.52% | 0.36% | 0.34% | 0.3% | 0.26% |
| Cost of Goods Sold | 43.11M | 52.99M | 68.35M | 95.95M | 120.72M | 137.22M |
| COGS % of Revenue | 0.59% | 0.47% | 0.45% | 0.47% | 0.46% | 0.41% |
| Gross Profit | 30.43M | 59.16M | 83.81M | 108.32M | 144.11M | 196.63M |
| Gross Margin % | 0.41% | 0.53% | 0.55% | 0.53% | 0.54% | 0.59% |
| Gross Profit Growth % | - | 0.94% | 0.42% | 0.29% | 0.33% | 0.36% |
| Operating Expenses | 72.97M | 94.26M | 126.72M | 178.54M | 207.82M | 241.26M |
| OpEx % of Revenue | 0.99% | 0.84% | 0.83% | 0.87% | 0.78% | 0.72% |
| Selling, General & Admin | 40.25M | 53.12M | 77.92M | 108.06M | 121.46M | 143.41M |
| SG&A % of Revenue | 0.55% | 0.47% | 0.51% | 0.53% | 0.46% | 0.43% |
| Research & Development | 32.72M | 40.21M | 48.8M | 69.33M | 84.66M | 96.21M |
| R&D % of Revenue | 0.44% | 0.36% | 0.32% | 0.34% | 0.32% | 0.29% |
| Other Operating Expenses | 0 | 930K | 0 | 1.16M | 1.7M | 1.63M |
| Operating Income | -42.53M | -35.1M | -42.92M | -70.22M | -63.7M | -44.63M |
| Operating Margin % | -0.58% | -0.31% | -0.28% | -0.34% | -0.24% | -0.13% |
| Operating Income Growth % | - | 0.17% | -0.22% | -0.64% | 0.09% | 0.3% |
| EBITDA | -40.31M | -32.33M | -39.47M | -62.14M | -53.07M | -34.12M |
| EBITDA Margin % | -0.55% | -0.29% | -0.26% | -0.3% | -0.2% | -0.1% |
| EBITDA Growth % | - | 0.2% | -0.22% | -0.57% | 0.15% | 0.36% |
| D&A (Non-Cash Add-back) | 2.23M | 2.77M | 3.44M | 8.07M | 10.63M | 10.51M |
| EBIT | -41.76M | -50.87M | -45.46M | -55.21M | -55.48M | -40.07M |
| Net Interest Income | 157K | -434K | -699K | -1.15M | 711K | 4.1M |
| Interest Income | 267K | 55K | 487K | 2.7M | 8.1M | 4.56M |
| Interest Expense | 110K | 489K | 1.19M | 3.85M | 7.38M | 461K |
| Other Income/Expense | 666K | -16.25M | -3.73M | 11.16M | 836K | 4.1M |
| Pretax Income | -41.87M | -51.35M | -46.65M | -59.06M | -62.87M | -40.53M |
| Pretax Margin % | -0.57% | -0.46% | -0.31% | -0.29% | -0.24% | -0.12% |
| Income Tax | 0 | 0 | 172K | -461K | 44K | 308K |
| Effective Tax Rate % | 1% | 1% | 1% | 0.99% | 1% | 1.01% |
| Net Income | -41.87M | -51.35M | -46.82M | -58.6M | -62.91M | -40.84M |
| Net Margin % | -0.57% | -0.46% | -0.31% | -0.29% | -0.24% | -0.12% |
| Net Income Growth % | - | -0.23% | 0.09% | -0.25% | -0.07% | 0.35% |
| Net Income (Continuing) | -41.87M | -51.35M | -46.82M | -58.6M | -62.91M | -40.84M |
| Discontinued Operations | 0 | 0 | 0 | 0 | 0 | 0 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 |
| EPS (Diluted) | -0.50 | -0.62 | -0.52 | -0.64 | -0.67 | -0.41 |
| EPS Growth % | - | -0.24% | 0.16% | -0.23% | -0.05% | 0.39% |
| EPS (Basic) | -0.50 | -0.62 | -0.52 | -0.64 | -0.67 | -0.41 |
| Diluted Shares Outstanding | 84.04M | 84.04M | 89.95M | 90.96M | 94.08M | 98.89M |
| Basic Shares Outstanding | 84.04M | 84.04M | 89.95M | 90.96M | 94.08M | 98.89M |
| Dividend Payout Ratio | - | - | - | - | - | - |
| Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | |
|---|---|---|---|---|---|---|
| Total Current Assets | 28.33M | 188.49M | 345.16M | 242.16M | 148.59M | 181.38M |
| Cash & Short-Term Investments | 11.98M | 166.79M | 308.58M | 196.35M | 92.12M | 115.73M |
| Cash Only | 11.98M | 166.79M | 308.58M | 108.72M | 40.93M | 94.36M |
| Short-Term Investments | 0 | 0 | 0 | 87.64M | 51.2M | 21.38M |
| Accounts Receivable | 9.81M | 14.1M | 20.82M | 26.25M | 35.5M | 38.74M |
| Days Sales Outstanding | 48.67 | 45.9 | 49.95 | 46.9 | 48.93 | 42.35 |
| Inventory | 3.79M | 0 | 0 | 0 | 0 | 0 |
| Days Inventory Outstanding | 32.13 | - | - | - | - | - |
| Other Current Assets | 2.74M | 7.6M | 6.27M | 19.56M | 20.96M | 26.9M |
| Total Non-Current Assets | 24.41M | 60.67M | 91.35M | 246.72M | 251.24M | 255.9M |
| Property, Plant & Equipment | 11.33M | 10.46M | 11.83M | 28.23M | 32.7M | 36.64M |
| Fixed Asset Turnover | 6.49x | 10.72x | 12.86x | 7.24x | 8.10x | 9.11x |
| Goodwill | 0 | 16.22M | 48.09M | 148.02M | 148.05M | 148.05M |
| Intangible Assets | 25K | 8.27M | 11.16M | 42.59M | 35.81M | 29.02M |
| Long-Term Investments | 0 | 0 | -85K | 500K | 0 | 0 |
| Other Non-Current Assets | 13.05M | 25.73M | 20.27M | 12.12M | 34.68M | 42.19M |
| Total Assets | 52.73M | 249.17M | 436.51M | 488.88M | 399.82M | 437.28M |
| Asset Turnover | 1.39x | 0.45x | 0.35x | 0.42x | 0.66x | 0.76x |
| Asset Growth % | - | 3.72% | 0.75% | 0.12% | -0.18% | 0.09% |
| Total Current Liabilities | 18.45M | 20.48M | 33.2M | 41.61M | 39.43M | 45.57M |
| Accounts Payable | 354K | 360K | 3.65M | 4.29M | 7.48M | 6.13M |
| Days Payables Outstanding | 3 | 2.48 | 19.49 | 16.32 | 22.61 | 16.3 |
| Short-Term Debt | 11K | 313K | 1.56M | 6.84M | 0 | 0 |
| Deferred Revenue (Current) | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K |
| Other Current Liabilities | 12.28M | 13.7M | 4.16M | 7.64M | 8.09M | 1.2M |
| Current Ratio | 1.54x | 9.20x | 10.40x | 5.82x | 3.77x | 3.98x |
| Quick Ratio | 1.33x | 9.20x | 10.40x | 5.82x | 3.77x | 3.98x |
| Cash Conversion Cycle | 77.8 | - | - | - | - | - |
| Total Non-Current Liabilities | 19.65M | 48.94M | 58.7M | 113.22M | 35.45M | 34.68M |
| Long-Term Debt | 0 | 24.57M | 23.05M | 97.21M | 0 | 0 |
| Capital Lease Obligations | 0 | 0 | 0 | 15.82M | 18.05M | 17.11M |
| Deferred Tax Liabilities | 0 | 0 | 85K | 1.71M | 1.71M | 1.82M |
| Other Non-Current Liabilities | 6.12M | 9.95M | 21.69M | -15.42M | 305K | 220K |
| Total Liabilities | 38.09M | 69.43M | 91.9M | 154.84M | 74.88M | 80.25M |
| Total Debt | 11K | 24.88M | 24.62M | 123.53M | 19.26M | 18.45M |
| Net Debt | -11.97M | -141.91M | -283.96M | 14.81M | -21.67M | -75.91M |
| Debt / Equity | 0.00x | 0.14x | 0.07x | 0.37x | 0.06x | 0.05x |
| Debt / EBITDA | - | - | - | - | - | - |
| Net Debt / EBITDA | - | - | - | - | - | - |
| Interest Coverage | -386.68x | -71.79x | -36.19x | -18.24x | -8.63x | -96.80x |
| Total Equity | 14.64M | 179.74M | 344.61M | 334.05M | 324.94M | 357.03M |
| Equity Growth % | - | 11.27% | 0.92% | -0.03% | -0.03% | 0.1% |
| Book Value per Share | 0.17 | 2.14 | 3.83 | 3.67 | 3.45 | 3.61 |
| Total Shareholders' Equity | 14.64M | 179.74M | 344.61M | 334.05M | 324.94M | 357.03M |
| Common Stock | 5K | 5K | 90K | 92K | 97K | 102K |
| Retained Earnings | -195.73M | -263.53M | -313.85M | -372.45M | -435.37M | -476.2M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 |
| Accumulated OCI | 0 | 0 | -436.51M | 0 | 0 | 0 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 |
| Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | |
|---|---|---|---|---|---|---|
| Cash from Operations | -39.09M | -38.15M | -28.96M | -37.79M | -17.5M | 18.6M |
| Operating CF Margin % | -0.53% | -0.34% | -0.19% | -0.18% | -0.07% | 0.06% |
| Operating CF Growth % | - | 0.02% | 0.24% | -0.3% | 0.54% | 2.06% |
| Net Income | -41.87M | -51.35M | -46.82M | -58.6M | -62.91M | -40.84M |
| Depreciation & Amortization | 2.23M | 2.77M | 3.44M | 8.07M | 10.63M | 10.51M |
| Stock-Based Compensation | 1.25M | 1.95M | 14.54M | 0 | 51.23M | 59.44M |
| Deferred Taxes | -509K | 15.82M | 85K | -690K | -32K | 109K |
| Other Non-Cash Items | 43K | 61K | 3.08M | 29.88M | -3.59M | -865K |
| Working Capital Changes | -226K | -7.4M | -3.29M | -16.45M | -12.83M | -9.76M |
| Change in Receivables | -2.96M | -3.38M | -6.28M | -4.01M | -9.25M | -3.24M |
| Change in Inventory | -4M | -3.07M | 0 | 0 | 0 | 0 |
| Change in Payables | 4M | 3.07M | 0 | -1.37M | 0 | 3.32M |
| Cash from Investing | -3.69M | -27.22M | -22.02M | -224.01M | 33.91M | 23.04M |
| Capital Expenditures | -3.69M | -2.15M | -1.12M | -4.7M | -1.06M | -1.2M |
| CapEx % of Revenue | 0.05% | 0.02% | 0.01% | 0.02% | 0% | 0% |
| Acquisitions | - | - | - | - | - | - |
| Investments | - | - | - | - | - | - |
| Other Investing | 0 | 0 | -2.58M | 0 | -5.23M | -6.66M |
| Cash from Financing | 30.19M | 225.05M | 192.27M | 61.18M | -87.82M | 11.79M |
| Debt Issued (Net) | - | - | - | - | - | - |
| Equity Issued (Net) | - | - | - | - | - | - |
| Dividends Paid | 0 | 0 | -4.97M | 0 | 0 | 0 |
| Share Repurchases | - | - | - | - | - | - |
| Other Financing | -112K | 697K | 8.24M | -3.67M | -2.82M | -13.18M |
| Net Change in Cash | - | - | - | - | - | - |
| Free Cash Flow | -42.77M | -40.29M | -32.66M | -38.84M | -23.79M | 17.4M |
| FCF Margin % | -0.58% | -0.36% | -0.21% | -0.19% | -0.09% | 0.05% |
| FCF Growth % | - | 0.06% | 0.19% | -0.19% | 0.39% | 1.73% |
| FCF per Share | -0.51 | -0.48 | -0.36 | -0.43 | -0.25 | 0.18 |
| FCF Conversion (FCF/Net Income) | 0.93x | 0.74x | 0.62x | 0.64x | 0.28x | -0.46x |
| Interest Paid | 0 | 352K | 1.1M | 0 | 7.06M | 283K |
| Taxes Paid | 0 | 67K | 32K | 0 | 332K | 375K |
| Metric | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|
| Return on Equity (ROE) | -285.93% | -52.84% | -17.86% | -17.27% | -19.09% | -11.98% |
| Return on Invested Capital (ROIC) | - | -130.01% | -65.37% | -25.72% | -14.65% | -11.45% |
| Gross Margin | 41.39% | 52.75% | 55.08% | 53.03% | 54.42% | 58.9% |
| Net Margin | -56.93% | -45.79% | -30.77% | -28.69% | -23.76% | -12.23% |
| Debt / Equity | 0.00x | 0.14x | 0.07x | 0.37x | 0.06x | 0.05x |
| Interest Coverage | -386.68x | -71.79x | -36.19x | -18.24x | -8.63x | -96.80x |
| FCF Conversion | 0.93x | 0.74x | 0.62x | 0.64x | 0.28x | -0.46x |
| Revenue Growth | - | 52.49% | 35.68% | 34.25% | 29.65% | 26.06% |
| 2021 | 2022 | 2023 | 2024 | |
|---|---|---|---|---|
| SaaS Subscription Services | 143.57M | 194.39M | 252.35M | 319.24M |
| SaaS Subscription Services Growth | - | 35.39% | 29.82% | 26.51% |
| Implementation Services | 6.29M | 6.94M | 8.49M | 7.6M |
| Implementation Services Growth | - | 10.33% | 22.29% | -10.41% |
| Service, Other | 2.29M | 2.94M | 4M | 7M |
| Service, Other Growth | - | 28.30% | 35.79% | 75.27% |
Alkami Technology, Inc. (ALKT) reported $412.5M in revenue for fiscal year 2024. This represents a 461% increase from $73.5M in 2019.
Alkami Technology, Inc. (ALKT) grew revenue by 26.1% over the past year. This is strong growth.
Alkami Technology, Inc. (ALKT) reported a net loss of $43.9M for fiscal year 2024.
Alkami Technology, Inc. (ALKT) has a return on equity (ROE) of -12.0%. Negative ROE indicates the company is unprofitable.
Alkami Technology, Inc. (ALKT) generated $29.4M in free cash flow for fiscal year 2024. Positive FCF indicates the company can fund dividends, buybacks, or reinvestment.