Alkami Technology, Inc. (ALKT) Financial Ratios
7 years of historical data (2019–2025) · Technology · Software - Application
EV/EBITDA
N/A
—
5yr avg: N/A
P/FCF
↓
43.34
↓-67% vs avg
5yr avg: 133.20
30Y Low57.9·High57.9
P/B Ratio
↑
4.81
↓-27% vs avg
5yr avg: 6.60
30Y Low4.0·High10.2
ROE
↑
-13.3%
↓+17% vs avg
5yr avg: -15.9%
30Y Low-286%·High-12%
Debt/EBITDA
N/A
—
5yr avg: N/A
Percentile shows where the current value sits in 30-year historical distribution. Sparklines show 5-year trend.
ALKT Valuation Multiples
Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow
Alkami Technology, Inc. currently has a negative P/E ratio, indicating the company is operating at a loss on a trailing-twelve-month basis. On a free-cash-flow basis, the stock trades at 43.3x P/FCF, 67% below the 5-year average of 133.2x.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|---|---|---|
| Market Cap | $1.8B | $2.4B | $3.6B | $2.3B | $1.3B | $1.8B | — | — |
| Enterprise Value | $2.1B | $2.7B | $3.6B | $2.3B | $1.3B | $1.5B | — | — |
| P/E Ratio → | -36.41 | — | — | — | — | — | — | — |
| P/S Ratio | 4.04 | 5.40 | 10.87 | 8.61 | 6.50 | 11.86 | — | — |
| P/B Ratio | 4.81 | 6.62 | 10.16 | 7.02 | 3.97 | 5.24 | — | — |
| P/FCF | 43.34 | 57.95 | 208.45 | — | — | — | — | — |
| P/OCF | 41.78 | 55.86 | 195.05 | — | — | — | — | — |
P/E links to full P/E history page with 30-year chart
ALKT EV Ratios
Enterprise-value multiples — capital-structure-neutral measures of total business value
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|---|---|---|
| EV / Revenue | — | 6.06 | 10.64 | 8.53 | 6.47 | 9.99 | — | — |
| EV / EBITDA | — | — | — | — | — | — | — | — |
| EV / EBIT | — | — | — | — | — | — | — | — |
| EV / FCF | — | 64.96 | 204.09 | — | — | — | — | — |
ALKT Profitability
Margins and return-on-capital ratios measuring operating efficiency
Alkami Technology, Inc. earns an operating margin of -12.1%. Operating margins have expanded from -24.1% to -12.1% over the past 3 years, signaling improving operational efficiency. A negative ROE of -13.3% indicates the company is currently destroying shareholder equity.
Margins
Full margin charts and quarterly trend are on the Earnings History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | 57.8% | 57.8% | 58.9% | 54.4% | 53.0% | 55.1% | 52.8% | 41.4% |
| Operating Margin | -12.1% | -12.1% | -13.4% | -24.1% | -34.4% | -28.2% | -31.3% | -57.8% |
| Net Profit Margin | -10.7% | -10.7% | -12.2% | -23.8% | -28.7% | -30.8% | -45.8% | -56.9% |
Return on Capital
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|---|---|---|
| ROE | -13.3% | -13.3% | -12.0% | -19.1% | -17.3% | -17.9% | -52.8% | -285.9% |
| ROA | -7.4% | -7.4% | -9.8% | -14.2% | -12.7% | -13.7% | -34.0% | -79.4% |
| ROIC | -8.6% | -8.6% | -11.5% | -15.1% | -27.0% | -65.4% | -130.0% | — |
| ROCE | -9.3% | -9.3% | -11.9% | -15.8% | -16.5% | -13.6% | -26.7% | -124.0% |
ALKT Leverage & Debt
Solvency and debt-coverage ratios — lower is generally safer
Net debt stands at $290M ($354M total debt minus $63M cash).
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.98 | 0.98 | 0.05 | 0.06 | 0.31 | 0.07 | 0.14 | 0.00 |
| Debt / EBITDA | — | — | — | — | — | — | — | — |
| Net Debt / Equity | — | 0.80 | -0.21 | -0.07 | -0.01 | -0.82 | -0.79 | -0.82 |
| Net Debt / EBITDA | — | — | — | — | — | — | — | — |
| Debt / FCF | — | 7.01 | -4.36 | — | — | — | — | — |
| Interest Coverage | -5.22 | -5.22 | -86.91 | -7.51 | -14.34 | -38.33 | -104.02 | -379.63 |
ALKT Liquidity & Efficiency
Short-term solvency ratios and asset-utilisation metrics
Alkami Technology, Inc.'s current ratio of 2.09x is well above the 1.0 safety threshold, indicating strong short-term liquidity with ample room to cover current liabilities. The current ratio has declined from 3.77x to 2.09x over the past 3 years.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|---|---|---|
| Current Ratio | 2.09 | 2.09 | 3.98 | 3.77 | 5.82 | 10.40 | 9.20 | 1.54 |
| Quick Ratio | 2.09 | 2.09 | 3.98 | 3.77 | 5.82 | 10.40 | 9.20 | 1.33 |
| Cash Ratio | 1.11 | 1.11 | 2.54 | 2.34 | 4.72 | 9.30 | 8.14 | 0.65 |
| Asset Turnover | — | 0.52 | 0.76 | 0.66 | 0.42 | 0.35 | 0.45 | 1.39 |
| Inventory Turnover | — | — | — | — | — | — | — | 11.36 |
| Days Sales Outstanding | — | 42.37 | 42.35 | 48.93 | 46.90 | 49.95 | 45.90 | 48.67 |
ALKT Shareholder Yields
Earnings, FCF, buyback, and dividend yields — total returns to shareholders
Alkami Technology, Inc. does not currently pay a dividend and has no material buyback yield, reinvesting earnings back into the business.
Dividends
Full dividend history and growth charts are on the Dividend History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|---|---|---|
| Dividend Yield | — | — | — | — | — | 0.3% | — | — |
| Payout Ratio | — | — | — | — | — | — | — | — |
Total Shareholder Return Metrics
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|---|---|---|
| Earnings Yield | — | — | — | — | — | — | — | — |
| FCF Yield | 2.3% | 1.7% | 0.5% | — | — | — | — | — |
| Buyback Yield | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.2% | — | — |
| Total Shareholder Yield | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.5% | — | — |
| Shares Outstanding | — | $104M | $99M | $94M | $91M | $90M | $84M | $84M |
Peer Comparison
Compare ALKT with 10 similar companies in its peer group
| Company | Market Cap | P/E | EV/EBITDA | P/FCF | Gross Margin | Op Margin | ROE | ROIC | Debt/EBITDA |
|---|---|---|---|---|---|---|---|---|---|
 ALKTYou | $2B | -36.4 | — | 43.3 | 57.8% | -12.1% | -13.3% | -8.6% | — |
 NCNO | $2B | -52.8 | 119.8 | 38.7 | 60.1% | -3.4% | -3.5% | -1.2% | 13.0 |
 IBCP | $696M | 10.3 | 9.4 | 9.9 | 69.6% | 25.8% | 14.3% | 10.2% | 1.4 |
 FIS | $24B | 61.3 | 7.5 | 9.7 | 36.9% | 16.5% | 2.6% | 6.0% | 1.1 |
 FISV | $30B | 8.9 | 6.6 | 6.9 | 59.4% | 26.9% | 13.0% | 8.1% | 3.3 |
 JKHY | $10B | 22.9 | 13.2 | 17.6 | 42.7% | 23.9% | 21.4% | 21.0% | — |
 CSL | $15B | 21.8 | 14.3 | 15.7 | 35.7% | 19.9% | 34.8% | 20.6% | 2.4 |
 OPEN | $5B | -3.2 | — | 5.0 | 8.0% | -6.6% | -151.3% | -16.6% | — |
 MSFT | $3.1T | 30.3 | 19.4 | 42.9 | 68.8% | 45.6% | 33.3% | 24.9% | 0.7 |
 AMZN | $3.0T | 38.3 | 20.7 | 384.3 | 50.3% | 11.2% | 22.3% | 14.7% | 1.0 |
 TWLO | $29B | 911.4 | 75.0 | 28.1 | 48.0% | 3.4% | 0.4% | 1.6% | 2.8 |
| Technology Median | — | 27.5 | 17.4 | 19.8 | 48.6% | -0.5% | 2.4% | 2.9% | 2.9 |
Peer selection based on competitive and market overlap. Compare multiple stocks →
Download Financial Ratios Data
Includes 30+ ratios · 7 years · Updated daily
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Quick answers to the most common questions about buying ALKT stock.
What is Alkami Technology, Inc.'s P/E ratio?
Alkami Technology, Inc.'s current P/E ratio is -36.4x. This places it at the 50th percentile of its historical range.
What is Alkami Technology, Inc.'s ROE?
Alkami Technology, Inc.'s return on equity (ROE) is -13.3%. The historical average is -59.7%.
Is ALKT stock overvalued?
Based on historical data, Alkami Technology, Inc. is trading at a P/E of -36.4x. This is at the 50th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.
What are Alkami Technology, Inc.'s profit margins?
Alkami Technology, Inc. has 57.8% gross margin and -12.1% operating margin.