Dollar cost averaging (DCA) in APD means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
More APD Analysis
APD DCA Calculator
Dollar Cost Averaging — Air Products and Chemicals, Inc.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+33.1%
Final Value$63.9K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+27.9%
Final Value$61.4K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+23.2%
Final Value$59.2K
Worst possible — still beats not investing
Best vs Worst gap9.8 pp
Your timing vs best-5.2%
Your timing vs worst+4.6%
If You Keep Investing…
Based on this stock's historical CAGR of 4.0%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$19K~1.1x your moneyfrom $18K invested
5 Years$33K~1.1x your moneyfrom $30K invested
10 Years$73K~1.2x your moneyfrom $60K invested
20 Years$181K~1.5x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.1x your money
5 Years~1.1x your money
10 Years~1.2x your money
20 Years~1.5x your money
$100/mo
$4K+$212 est. gain
$7K+$611 est. gain
$15K+$3K est. gain
$36K+$12K est. gain
$250/mo
$10K+$529 est. gain
$17K+$2K est. gain
$37K+$7K est. gain
$91K+$31K est. gain
$500/mo
$19K+$1K est. gain
$33K+$3K est. gain
$73K+$13K est. gain
$181K+$61K est. gain
$1,000/mo
$38K+$2K est. gain
$66K+$6K est. gain
$146K+$26K est. gain
$362K+$122K est. gain
* Projection assumes historical CAGR of 4.0% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$231.14
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$243.01
$10,500
$11,014
+4.89%
$514
Mar 2, 2020
$230.65
$11,000
$10,953
-0.42%
$-47
Apr 2, 2020
$194.50
$11,500
$9,799
-14.79%
$-1,701
May 4, 2020
$223.35
$12,000
$11,752
-2.07%
$-248
Jun 2, 2020
$245.30
$12,500
$13,407
+7.26%
$907
Jul 2, 2020
$247.42
$13,000
$14,098
+8.45%
$1,098
Aug 3, 2020
$278.41
$13,500
$16,364
+21.21%
$2,864
Sep 2, 2020
$310.31
$14,000
$18,739
+33.85%
$4,739
Oct 2, 2020
$296.04
$14,500
$18,457
+27.29%
$3,957
Nov 2, 2020
$286.69
$15,000
$18,374
+22.50%
$3,374
Dec 2, 2020
$273.88
$15,500
$18,053
+16.47%
$2,553
Jan 4, 2021
$268.20
$16,000
$18,266
+14.16%
$2,266
Feb 2, 2021
$273.95
$16,500
$19,157
+16.10%
$2,657
Mar 2, 2021
$266.00
$17,000
$19,101
+12.36%
$2,101
Apr 5, 2021
$289.51
$17,500
$21,400
+22.29%
$3,900
May 3, 2021
$290.19
$18,000
$21,951
+21.95%
$3,951
Jun 2, 2021
$305.66
$18,500
$23,621
+27.68%
$5,121
Jul 2, 2021
$290.77
$19,000
$23,087
+21.51%
$4,087
Aug 2, 2021
$288.73
$19,500
$23,425
+20.13%
$3,925
Sep 2, 2021
$270.00
$20,000
$22,406
+12.03%
$2,406
Oct 4, 2021
$255.99
$20,500
$21,868
+6.67%
$1,368
Nov 2, 2021
$298.08
$21,000
$25,963
+23.63%
$4,963
Dec 2, 2021
$287.43
$21,500
$25,535
+18.77%
$4,035
Jan 3, 2022
$295.81
$22,000
$26,910
+22.32%
$4,910
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Frequently Asked Questions
Common questions about DCA investing in APD
Investing $500 per month in Air Products and Chemicals, Inc. (APD) over the past 6 years would be worth approximately $61K today. That's +27.9% total return on $48K invested, with a +4.0% compound annual growth rate (CAGR). This includes $5K from reinvested dividends.