Dollar cost averaging (DCA) in ARRY means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return-31.5%
Final Value$29.8K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return-40.6%
Final Value$25.5K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return-47.6%
Final Value$22.8K
Worst possible — still beats not investing
Best vs Worst gap16.2 pp
Your timing vs best-9.2%
Your timing vs worst+7.0%
If You Keep Investing…
Based on this stock's historical CAGR of -9.0%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$18K~1.0x your moneyfrom $18K invested
5 Years$30K~1.0x your moneyfrom $30K invested
10 Years$60K~1.0x your moneyfrom $60K invested
20 Years$120K~1.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.0x your money
10 Years~1.0x your money
20 Years~1.0x your money
$100/mo
$4K+$0 est. gain
$6K+$0 est. gain
$12K+$0 est. gain
$24K+$0 est. gain
$250/mo
$9K+$0 est. gain
$15K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$500/mo
$18K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$1,000/mo
$36K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$240K+$0 est. gain
* Projection assumes historical CAGR of -9.0% continues. Actual returns will vary.
Your DCA Results by Date
67 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Oct 15, 2020
$36.45
$10,000
$10,000
+0.00%
$0
Nov 16, 2020
$39.32
$10,500
$11,287
+7.50%
$787
Dec 15, 2020
$38.64
$11,000
$11,592
+5.38%
$592
Jan 15, 2021
$45.93
$11,500
$14,279
+24.17%
$2,779
Feb 16, 2021
$43.47
$12,000
$14,014
+16.79%
$2,014
Mar 15, 2021
$35.35
$12,500
$11,897
-4.83%
$-603
Apr 15, 2021
$26.66
$13,000
$9,472
-27.14%
$-3,528
May 17, 2021
$14.25
$13,500
$5,563
-58.79%
$-7,937
Jun 15, 2021
$15.40
$14,000
$6,512
-53.49%
$-7,488
Jul 15, 2021
$13.82
$14,500
$6,344
-56.25%
$-8,156
Aug 16, 2021
$17.16
$15,000
$8,377
-44.15%
$-6,623
Sep 15, 2021
$18.12
$15,500
$9,346
-39.71%
$-6,154
Oct 15, 2021
$18.87
$16,000
$10,232
-36.05%
$-5,768
Nov 15, 2021
$27.09
$16,500
$15,190
-7.94%
$-1,310
Dec 15, 2021
$16.94
$17,000
$9,998
-41.19%
$-7,002
Jan 18, 2022
$11.93
$17,500
$7,541
-56.91%
$-9,959
Feb 15, 2022
$9.82
$18,000
$6,708
-62.74%
$-11,292
Mar 15, 2022
$10.79
$18,500
$7,870
-57.46%
$-10,630
Apr 18, 2022
$8.52
$19,000
$6,714
-64.66%
$-12,286
May 16, 2022
$6.93
$19,500
$5,961
-69.43%
$-13,539
Jun 15, 2022
$12.12
$20,000
$10,926
-45.37%
$-9,074
Jul 15, 2022
$10.83
$20,500
$10,263
-49.94%
$-10,237
Aug 15, 2022
$22.92
$21,000
$22,220
+5.81%
$1,220
Sep 15, 2022
$18.01
$21,500
$17,960
-16.46%
$-3,540
Oct 17, 2022
$14.94
$22,000
$15,399
-30.01%
$-6,601
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Frequently Asked Questions
Common questions about DCA investing in ARRY
Investing $500 per month in Array Technologies, Inc. (ARRY) over the past 6 years would be worth approximately $26K today. That's -40.6% total return on $43K invested, with a -9.0% compound annual growth rate (CAGR).