Dollar cost averaging (DCA) in BEAT means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return-53.9%
Final Value$17.1K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return-62.4%
Final Value$13.7K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return-66.8%
Final Value$12.3K
Worst possible — still beats not investing
Best vs Worst gap12.9 pp
Your timing vs best-8.5%
Your timing vs worst+4.4%
If You Keep Investing…
Based on this stock's historical CAGR of -19.6%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$18K~1.0x your moneyfrom $18K invested
5 Years$30K~1.0x your moneyfrom $30K invested
10 Years$60K~1.0x your moneyfrom $60K invested
20 Years$120K~1.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.0x your money
10 Years~1.0x your money
20 Years~1.0x your money
$100/mo
$4K+$0 est. gain
$6K+$0 est. gain
$12K+$0 est. gain
$24K+$0 est. gain
$250/mo
$9K+$0 est. gain
$15K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$500/mo
$18K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$1,000/mo
$36K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$240K+$0 est. gain
* Projection assumes historical CAGR of -19.6% continues. Actual returns will vary.
Your DCA Results by Date
54 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Nov 11, 2021
$4.69
$10,000
$10,000
+0.00%
$0
Dec 13, 2021
$3.42
$10,500
$7,792
-25.79%
$-2,708
Jan 11, 2022
$3.37
$11,000
$8,178
-25.65%
$-2,822
Feb 11, 2022
$1.76
$11,500
$4,771
-58.51%
$-6,729
Mar 11, 2022
$1.74
$12,000
$5,217
-56.53%
$-6,783
Apr 11, 2022
$1.70
$12,500
$5,597
-55.22%
$-6,903
May 11, 2022
$1.31
$13,000
$4,813
-62.98%
$-8,187
Jun 13, 2022
$1.30
$13,500
$5,276
-60.92%
$-8,224
Jul 11, 2022
$1.33
$14,000
$5,898
-57.87%
$-8,102
Aug 11, 2022
$1.55
$14,500
$7,374
-49.15%
$-7,126
Sep 12, 2022
$1.28
$15,000
$6,589
-56.07%
$-8,411
Oct 11, 2022
$5.19
$15,500
$27,217
+75.59%
$11,717
Nov 11, 2022
$3.60
$16,000
$19,379
+21.12%
$3,379
Dec 12, 2022
$5.75
$16,500
$31,452
+90.62%
$14,952
Jan 11, 2023
$4.01
$17,000
$22,435
+31.97%
$5,435
Feb 13, 2023
$3.30
$17,500
$18,962
+8.36%
$1,462
Mar 13, 2023
$3.15
$18,000
$18,600
+3.34%
$600
Apr 11, 2023
$1.83
$18,500
$11,306
-38.89%
$-7,194
May 11, 2023
$2.18
$19,000
$13,968
-26.48%
$-5,032
Jun 12, 2023
$2.65
$19,500
$17,480
-10.36%
$-2,020
Jul 11, 2023
$3.25
$20,000
$21,937
+9.69%
$1,937
Aug 11, 2023
$2.58
$20,500
$17,915
-12.61%
$-2,585
Sep 11, 2023
$1.98
$21,000
$14,249
-32.15%
$-6,751
Oct 11, 2023
$1.83
$21,500
$13,669
-36.42%
$-7,831
Nov 13, 2023
$1.30
$22,000
$10,210
-53.59%
$-11,790
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Frequently Asked Questions
Common questions about DCA investing in BEAT
Investing $500 per month in HeartBeam, Inc. (BEAT) over the past 4 years would be worth approximately $14K today. That's -62.4% total return on $37K invested, with a -19.6% compound annual growth rate (CAGR).