Dollar cost averaging (DCA) in CAPL means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+78.6%
Final Value$85.7K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+68.9%
Final Value$81.1K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+61.0%
Final Value$77.3K
Worst possible — still beats not investing
Best vs Worst gap17.6 pp
Your timing vs best-9.7%
Your timing vs worst+7.9%
If You Keep Investing…
Based on this stock's historical CAGR of 8.6%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$20K~1.1x your moneyfrom $18K invested
5 Years$37K~1.2x your moneyfrom $30K invested
10 Years$93K~1.5x your moneyfrom $60K invested
20 Years$306K~2.5x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.1x your money
5 Years~1.2x your money
10 Years~1.5x your money
20 Years~2.5x your money
$100/mo
$4K+$472 est. gain
$7K+$1K est. gain
$19K+$7K est. gain
$61K+$37K est. gain
$250/mo
$10K+$1K est. gain
$19K+$4K est. gain
$46K+$16K est. gain
$153K+$93K est. gain
$500/mo
$20K+$2K est. gain
$37K+$7K est. gain
$93K+$33K est. gain
$306K+$186K est. gain
$1,000/mo
$41K+$5K est. gain
$74K+$14K est. gain
$186K+$66K est. gain
$611K+$371K est. gain
* Projection assumes historical CAGR of 8.6% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$17.96
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$18.38
$10,500
$11,021
+4.96%
$521
Mar 2, 2020
$17.26
$11,000
$10,849
-1.37%
$-151
Apr 2, 2020
$8.33
$11,500
$5,736
-50.12%
$-5,764
May 4, 2020
$15.15
$12,000
$11,294
-5.88%
$-706
Jun 2, 2020
$17.00
$12,500
$13,173
+5.39%
$673
Jul 2, 2020
$13.68
$13,000
$11,101
-14.61%
$-1,899
Aug 3, 2020
$14.12
$13,500
$12,384
-8.27%
$-1,116
Sep 2, 2020
$15.79
$14,000
$14,348
+2.49%
$348
Oct 2, 2020
$15.20
$14,500
$14,312
-1.30%
$-188
Nov 2, 2020
$13.80
$15,000
$13,988
-6.75%
$-1,012
Dec 2, 2020
$17.06
$15,500
$17,793
+14.79%
$2,293
Jan 4, 2021
$17.04
$16,000
$18,272
+14.20%
$2,272
Feb 2, 2021
$17.98
$16,500
$20,335
+23.24%
$3,835
Mar 2, 2021
$17.85
$17,000
$20,688
+21.69%
$3,688
Apr 5, 2021
$19.21
$17,500
$22,764
+30.08%
$5,264
May 3, 2021
$20.51
$18,000
$25,426
+41.26%
$7,426
Jun 2, 2021
$19.66
$18,500
$24,873
+34.45%
$6,373
Jul 2, 2021
$19.18
$19,000
$24,765
+30.34%
$5,765
Aug 2, 2021
$19.37
$19,500
$26,189
+34.30%
$6,689
Sep 2, 2021
$19.39
$20,000
$26,716
+33.58%
$6,716
Oct 4, 2021
$20.42
$20,500
$28,635
+39.68%
$8,135
Nov 2, 2021
$21.01
$21,000
$30,698
+46.18%
$9,698
Dec 2, 2021
$19.94
$21,500
$29,635
+37.84%
$8,135
Jan 3, 2022
$19.36
$22,000
$29,273
+33.06%
$7,273
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Frequently Asked Questions
Common questions about DCA investing in CAPL
Investing $500 per month in CrossAmerica Partners LP (CAPL) over the past 6 years would be worth approximately $81K today. That's +68.9% total return on $48K invested, with a +8.6% compound annual growth rate (CAGR). This includes $29K from reinvested dividends.