Dollar cost averaging (DCA) in EGBN means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+0.6%
Final Value$48.3K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return-6.6%
Final Value$44.8K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return-12.5%
Final Value$42.0K
Worst possible — still beats not investing
Best vs Worst gap13.2 pp
Your timing vs best-7.3%
Your timing vs worst+5.9%
If You Keep Investing…
Based on this stock's historical CAGR of -1.1%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$18K~1.0x your moneyfrom $18K invested
5 Years$30K~1.0x your moneyfrom $30K invested
10 Years$60K~1.0x your moneyfrom $60K invested
20 Years$120K~1.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.0x your money
10 Years~1.0x your money
20 Years~1.0x your money
$100/mo
$4K+$0 est. gain
$6K+$0 est. gain
$12K+$0 est. gain
$24K+$0 est. gain
$250/mo
$9K+$0 est. gain
$15K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$500/mo
$18K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$1,000/mo
$36K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$240K+$0 est. gain
* Projection assumes historical CAGR of -1.1% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$48.58
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$44.47
$10,500
$9,696
-7.66%
$-804
Mar 2, 2020
$39.72
$11,000
$9,160
-16.73%
$-1,840
Apr 2, 2020
$29.30
$11,500
$7,257
-36.90%
$-4,243
May 4, 2020
$33.31
$12,000
$8,810
-26.58%
$-3,190
Jun 2, 2020
$31.87
$12,500
$8,929
-28.57%
$-3,571
Jul 2, 2020
$30.49
$13,000
$9,042
-30.44%
$-3,958
Aug 3, 2020
$29.57
$13,500
$9,335
-30.85%
$-4,165
Sep 2, 2020
$29.06
$14,000
$9,674
-30.90%
$-4,326
Oct 2, 2020
$27.83
$14,500
$9,765
-32.66%
$-4,735
Nov 2, 2020
$30.56
$15,000
$11,304
-24.64%
$-3,696
Dec 2, 2020
$38.91
$15,500
$14,892
-3.92%
$-608
Jan 4, 2021
$40.75
$16,000
$16,097
+0.60%
$97
Feb 2, 2021
$44.06
$16,500
$17,988
+9.02%
$1,488
Mar 2, 2021
$49.62
$17,000
$20,758
+22.11%
$3,758
Apr 5, 2021
$54.30
$17,500
$23,216
+32.66%
$5,716
May 3, 2021
$54.00
$18,000
$23,699
+31.66%
$5,699
Jun 2, 2021
$57.33
$18,500
$25,660
+38.71%
$7,160
Jul 2, 2021
$57.27
$19,000
$26,134
+37.55%
$7,134
Aug 2, 2021
$54.44
$19,500
$25,498
+30.76%
$5,998
Sep 2, 2021
$56.95
$20,000
$27,173
+35.87%
$7,173
Oct 4, 2021
$58.70
$20,500
$28,508
+39.06%
$8,008
Nov 2, 2021
$57.56
$21,000
$28,648
+36.42%
$7,648
Dec 2, 2021
$57.85
$21,500
$29,292
+36.24%
$7,792
Jan 3, 2022
$59.44
$22,000
$30,597
+39.08%
$8,597
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Frequently Asked Questions
Common questions about DCA investing in EGBN
Investing $500 per month in Eagle Bancorp, Inc. (EGBN) over the past 6 years would be worth approximately $45K today. That's -6.6% total return on $48K invested, with a -1.1% compound annual growth rate (CAGR). This includes $5K from reinvested dividends.