Dollar cost averaging (DCA) in FSCO means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
More FSCO Analysis
FSCO DCA Calculator
Dollar Cost Averaging — FS Credit Opportunities Corp.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+36.8%
Final Value$42.4K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+34.6%
Final Value$41.0K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+31.6%
Final Value$40.8K
Worst possible — still beats not investing
Best vs Worst gap5.2 pp
Your timing vs best-2.2%
Your timing vs worst+3.0%
If You Keep Investing…
Based on this stock's historical CAGR of 8.9%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$20K~1.1x your moneyfrom $18K invested
5 Years$37K~1.2x your moneyfrom $30K invested
10 Years$94K~1.6x your moneyfrom $60K invested
20 Years$317K~2.6x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.1x your money
5 Years~1.2x your money
10 Years~1.6x your money
20 Years~2.6x your money
$100/mo
$4K+$489 est. gain
$7K+$1K est. gain
$19K+$7K est. gain
$63K+$39K est. gain
$250/mo
$10K+$1K est. gain
$19K+$4K est. gain
$47K+$17K est. gain
$158K+$98K est. gain
$500/mo
$20K+$2K est. gain
$37K+$7K est. gain
$94K+$34K est. gain
$317K+$197K est. gain
$1,000/mo
$41K+$5K est. gain
$75K+$15K est. gain
$189K+$69K est. gain
$633K+$393K est. gain
* Projection assumes historical CAGR of 8.9% continues. Actual returns will vary.
Your DCA Results by Date
42 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Nov 14, 2022
$4.48
$10,000
$10,000
+0.00%
$0
Dec 14, 2022
$4.71
$10,500
$11,105
+5.76%
$605
Jan 17, 2023
$5.11
$11,000
$12,680
+15.27%
$1,680
Feb 14, 2023
$4.83
$11,500
$12,604
+9.60%
$1,104
Mar 14, 2023
$4.34
$12,000
$11,944
-0.47%
$-56
Apr 14, 2023
$4.32
$12,500
$12,527
+0.22%
$27
May 15, 2023
$4.28
$13,000
$13,055
+0.42%
$55
Jun 14, 2023
$4.65
$13,500
$14,844
+9.95%
$1,344
Jul 14, 2023
$5.08
$14,000
$16,890
+20.64%
$2,890
Aug 14, 2023
$5.24
$14,500
$18,123
+24.98%
$3,623
Sep 14, 2023
$5.26
$15,000
$18,887
+25.91%
$3,887
Oct 16, 2023
$5.49
$15,500
$20,436
+31.84%
$4,936
Nov 14, 2023
$5.71
$16,000
$21,982
+37.39%
$5,982
Dec 14, 2023
$5.80
$16,500
$23,055
+39.73%
$6,555
Jan 16, 2024
$5.70
$17,000
$23,380
+37.53%
$6,380
Feb 14, 2024
$5.88
$17,500
$24,857
+42.04%
$7,357
Mar 14, 2024
$5.80
$18,000
$25,262
+40.35%
$7,262
Apr 15, 2024
$5.78
$18,500
$25,932
+40.17%
$7,432
May 14, 2024
$6.14
$19,000
$28,327
+49.09%
$9,327
Jun 14, 2024
$6.43
$19,500
$30,445
+56.13%
$10,945
Jul 15, 2024
$6.50
$20,000
$31,565
+57.82%
$11,565
Aug 14, 2024
$6.18
$20,500
$30,803
+50.26%
$10,303
Sep 16, 2024
$6.37
$21,000
$32,554
+55.02%
$11,554
Oct 14, 2024
$6.70
$21,500
$35,064
+63.09%
$13,564
Nov 14, 2024
$6.50
$22,000
$34,825
+58.30%
$12,825
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Frequently Asked Questions
Common questions about DCA investing in FSCO
Investing $500 per month in FS Credit Opportunities Corp. (FSCO) over the past 3 years would be worth approximately $41K today. That's +34.6% total return on $31K invested, with a +8.9% compound annual growth rate (CAGR). This includes $13K from reinvested dividends.