Dollar cost averaging (DCA) in HAFC means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
More HAFC Analysis
HAFC DCA Calculator
Dollar Cost Averaging — Hanmi Financial Corporation
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+111.0%
Final Value$101.3K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+98.7%
Final Value$95.4K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+86.7%
Final Value$89.6K
Worst possible — still beats not investing
Best vs Worst gap24.3 pp
Your timing vs best-12.2%
Your timing vs worst+12.1%
If You Keep Investing…
Based on this stock's historical CAGR of 11.4%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$21K~1.2x your moneyfrom $18K invested
5 Years$40K~1.3x your moneyfrom $30K invested
10 Years$108K~1.8x your moneyfrom $60K invested
20 Years$426K~3.6x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.2x your money
5 Years~1.3x your money
10 Years~1.8x your money
20 Years~3.6x your money
$100/mo
$4K+$635 est. gain
$8K+$2K est. gain
$22K+$10K est. gain
$85K+$61K est. gain
$250/mo
$11K+$2K est. gain
$20K+$5K est. gain
$54K+$24K est. gain
$213K+$153K est. gain
$500/mo
$21K+$3K est. gain
$40K+$10K est. gain
$108K+$48K est. gain
$426K+$306K est. gain
$1,000/mo
$42K+$6K est. gain
$79K+$19K est. gain
$216K+$96K est. gain
$853K+$613K est. gain
* Projection assumes historical CAGR of 11.4% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$20.15
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$17.14
$10,500
$9,128
-13.07%
$-1,372
Mar 2, 2020
$16.34
$11,000
$9,202
-16.35%
$-1,798
Apr 2, 2020
$10.39
$11,500
$6,351
-44.77%
$-5,149
May 4, 2020
$10.02
$12,000
$6,625
-44.79%
$-5,375
Jun 2, 2020
$9.17
$12,500
$6,637
-46.91%
$-5,863
Jul 2, 2020
$9.26
$13,000
$7,202
-44.60%
$-5,798
Aug 3, 2020
$9.49
$13,500
$7,881
-41.62%
$-5,619
Sep 2, 2020
$9.51
$14,000
$8,460
-39.57%
$-5,540
Oct 2, 2020
$8.38
$14,500
$7,955
-45.14%
$-6,545
Nov 2, 2020
$9.19
$15,000
$9,223
-38.51%
$-5,777
Dec 2, 2020
$10.49
$15,500
$11,111
-28.32%
$-4,389
Jan 4, 2021
$11.23
$16,000
$12,395
-22.53%
$-3,605
Feb 2, 2021
$14.37
$16,500
$16,361
-0.84%
$-139
Mar 2, 2021
$17.16
$17,000
$20,170
+18.64%
$3,170
Apr 5, 2021
$20.16
$17,500
$24,196
+38.26%
$6,696
May 3, 2021
$21.27
$18,000
$26,028
+44.60%
$8,028
Jun 2, 2021
$21.26
$18,500
$26,661
+44.11%
$8,161
Jul 2, 2021
$18.73
$19,000
$23,988
+26.25%
$4,988
Aug 2, 2021
$18.01
$19,500
$23,566
+20.85%
$4,066
Sep 2, 2021
$18.87
$20,000
$25,346
+26.73%
$5,346
Oct 4, 2021
$20.12
$20,500
$27,525
+34.27%
$7,025
Nov 2, 2021
$23.32
$21,000
$32,403
+54.30%
$11,403
Dec 2, 2021
$23.20
$21,500
$33,005
+53.51%
$11,505
Jan 3, 2022
$24.23
$22,000
$34,970
+58.96%
$12,970
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Frequently Asked Questions
Common questions about DCA investing in HAFC
Investing $500 per month in Hanmi Financial Corporation (HAFC) over the past 6 years would be worth approximately $95K today. That's +98.7% total return on $48K invested, with a +11.4% compound annual growth rate (CAGR). This includes $12K from reinvested dividends.