Dollar cost averaging (DCA) in HOOD means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+333.2%
Final Value$168.9K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+291.5%
Final Value$150.7K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+251.6%
Final Value$137.1K
Worst possible — still beats not investing
Best vs Worst gap81.5 pp
Your timing vs best-41.7%
Your timing vs worst+39.9%
If You Keep Investing…
Based on this stock's historical CAGR of 33.2%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$28K~1.6x your moneyfrom $18K invested
5 Years$66K~2.2x your moneyfrom $30K invested
10 Years$342K~5.7x your moneyfrom $60K invested
20 Years$6.3M~52.8x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.6x your money
5 Years~2.2x your money
10 Years~5.7x your money
20 Years~52.8x your money
$100/mo
$6K+$2K est. gain
$13K+$7K est. gain
$68K+$56K est. gain
$1.3M+$1.2M est. gain
$250/mo
$14K+$5K est. gain
$33K+$18K est. gain
$171K+$141K est. gain
$3.2M+$3.1M est. gain
$500/mo
$28K+$10K est. gain
$66K+$36K est. gain
$342K+$282K est. gain
$6.3M+$6.2M est. gain
$1,000/mo
$56K+$20K est. gain
$132K+$72K est. gain
$684K+$564K est. gain
$12.7M+$12.4M est. gain
* Projection assumes historical CAGR of 33.2% continues. Actual returns will vary.
Your DCA Results by Date
58 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jul 29, 2021
$34.82
$10,000
$10,000
+0.00%
$0
Aug 30, 2021
$43.64
$10,500
$13,033
+24.12%
$2,533
Sep 29, 2021
$43.13
$11,000
$13,381
+21.64%
$2,381
Oct 29, 2021
$34.97
$11,500
$11,349
-1.31%
$-151
Nov 29, 2021
$27.07
$12,000
$9,285
-22.62%
$-2,715
Dec 29, 2021
$17.11
$12,500
$6,369
-49.05%
$-6,131
Jan 31, 2022
$14.15
$13,000
$5,767
-55.64%
$-7,233
Mar 1, 2022
$11.77
$13,500
$5,297
-60.76%
$-8,203
Apr 1, 2022
$13.50
$14,000
$6,576
-53.03%
$-7,424
May 2, 2022
$10.48
$14,500
$5,605
-61.35%
$-8,895
Jun 1, 2022
$9.37
$15,000
$5,511
-63.26%
$-9,489
Jul 1, 2022
$8.18
$15,500
$5,311
-65.73%
$-10,189
Aug 1, 2022
$9.04
$16,000
$6,370
-60.19%
$-9,630
Sep 1, 2022
$9.63
$16,500
$7,285
-55.85%
$-9,215
Oct 3, 2022
$10.10
$17,000
$8,141
-52.11%
$-8,859
Nov 1, 2022
$11.92
$17,500
$10,108
-42.24%
$-7,392
Dec 1, 2022
$9.87
$18,000
$8,869
-50.73%
$-9,131
Jan 3, 2023
$8.08
$18,500
$7,761
-58.05%
$-10,739
Feb 1, 2023
$10.78
$19,000
$10,854
-42.87%
$-8,146
Mar 1, 2023
$9.73
$19,500
$10,297
-47.19%
$-9,203
Apr 3, 2023
$9.76
$20,000
$10,829
-45.86%
$-9,171
May 1, 2023
$8.82
$20,500
$10,286
-49.83%
$-10,214
Jun 1, 2023
$9.02
$21,000
$11,019
-47.53%
$-9,981
Jul 3, 2023
$10.66
$21,500
$13,523
-37.10%
$-7,977
Aug 1, 2023
$12.87
$22,000
$16,826
-23.52%
$-5,174
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Frequently Asked Questions
Common questions about DCA investing in HOOD
Investing $500 per month in Robinhood Markets, Inc. (HOOD) over the past 5 years would be worth approximately $151K today. That's +291.5% total return on $39K invested, with a +33.2% compound annual growth rate (CAGR).