Dollar cost averaging (DCA) in HOUS means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+174.7%
Final Value$126.4K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+142.0%
Final Value$111.3K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+114.3%
Final Value$98.6K
Worst possible — still beats not investing
Best vs Worst gap60.4 pp
Your timing vs best-32.7%
Your timing vs worst+27.7%
If You Keep Investing…
Based on this stock's historical CAGR of 15.8%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$22K~1.2x your moneyfrom $18K invested
5 Years$44K~1.5x your moneyfrom $30K invested
10 Years$136K~2.3x your moneyfrom $60K invested
20 Years$725K~6.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.2x your money
5 Years~1.5x your money
10 Years~2.3x your money
20 Years~6.0x your money
$100/mo
$4K+$896 est. gain
$9K+$3K est. gain
$27K+$15K est. gain
$145K+$121K est. gain
$250/mo
$11K+$2K est. gain
$22K+$7K est. gain
$68K+$38K est. gain
$363K+$303K est. gain
$500/mo
$22K+$4K est. gain
$44K+$14K est. gain
$136K+$76K est. gain
$725K+$605K est. gain
$1,000/mo
$45K+$9K est. gain
$88K+$28K est. gain
$272K+$152K est. gain
$1.5M+$1.2M est. gain
* Projection assumes historical CAGR of 15.8% continues. Actual returns will vary.
Your DCA Results by Date
73 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$9.25
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$11.06
$10,500
$12,457
+18.64%
$1,957
Mar 2, 2020
$9.01
$11,000
$10,648
-3.20%
$-352
Apr 2, 2020
$2.62
$11,500
$3,596
-68.73%
$-7,904
May 4, 2020
$4.04
$12,000
$6,045
-49.62%
$-5,955
Jun 2, 2020
$6.26
$12,500
$9,867
-21.06%
$-2,633
Jul 2, 2020
$7.32
$13,000
$12,038
-7.40%
$-962
Aug 3, 2020
$9.43
$13,500
$16,008
+18.58%
$2,508
Sep 2, 2020
$11.48
$14,000
$19,988
+42.77%
$5,988
Oct 2, 2020
$10.75
$14,500
$19,217
+32.53%
$4,717
Nov 2, 2020
$11.88
$15,000
$21,737
+44.92%
$6,737
Dec 2, 2020
$12.41
$15,500
$23,207
+49.72%
$7,707
Jan 4, 2021
$13.23
$16,000
$25,240
+57.75%
$9,240
Feb 2, 2021
$16.13
$16,500
$31,273
+89.53%
$14,773
Mar 2, 2021
$14.67
$17,000
$28,942
+70.25%
$11,942
Apr 5, 2021
$15.72
$17,500
$31,514
+80.08%
$14,014
May 3, 2021
$17.59
$18,000
$35,763
+98.68%
$17,763
Jun 2, 2021
$17.72
$18,500
$36,527
+97.44%
$18,027
Jul 2, 2021
$18.75
$19,000
$39,150
+106.05%
$20,150
Aug 2, 2021
$17.58
$19,500
$37,207
+90.81%
$17,707
Sep 2, 2021
$18.78
$20,000
$40,247
+101.24%
$20,247
Oct 4, 2021
$17.55
$20,500
$38,111
+85.91%
$17,611
Nov 2, 2021
$17.46
$21,000
$38,416
+82.93%
$17,416
Dec 2, 2021
$15.54
$21,500
$34,691
+61.35%
$13,191
Jan 3, 2022
$17.03
$22,000
$38,518
+75.08%
$16,518
Page 1 of 3
Frequently Asked Questions
Common questions about DCA investing in HOUS
Investing $500 per month in Anywhere Real Estate Inc. (HOUS) over the past 6 years would be worth approximately $111K today. That's +142.0% total return on $46K invested, with a +15.8% compound annual growth rate (CAGR).