Dollar cost averaging (DCA) in HWC means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
More HWC Analysis
HWC DCA Calculator
Dollar Cost Averaging — Hancock Whitney Corporation
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+97.8%
Final Value$95.0K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+85.2%
Final Value$88.9K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+73.5%
Final Value$83.3K
Worst possible — still beats not investing
Best vs Worst gap24.4 pp
Your timing vs best-12.6%
Your timing vs worst+11.7%
If You Keep Investing…
Based on this stock's historical CAGR of 10.2%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$21K~1.2x your moneyfrom $18K invested
5 Years$38K~1.3x your moneyfrom $30K invested
10 Years$101K~1.7x your moneyfrom $60K invested
20 Years$368K~3.1x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.2x your money
5 Years~1.3x your money
10 Years~1.7x your money
20 Years~3.1x your money
$100/mo
$4K+$563 est. gain
$8K+$2K est. gain
$20K+$8K est. gain
$74K+$50K est. gain
$250/mo
$10K+$1K est. gain
$19K+$4K est. gain
$51K+$21K est. gain
$184K+$124K est. gain
$500/mo
$21K+$3K est. gain
$38K+$8K est. gain
$101K+$41K est. gain
$368K+$248K est. gain
$1,000/mo
$42K+$6K est. gain
$77K+$17K est. gain
$202K+$82K est. gain
$736K+$496K est. gain
* Projection assumes historical CAGR of 10.2% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$43.87
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$40.26
$10,500
$9,677
-7.84%
$-823
Mar 2, 2020
$35.09
$11,000
$8,934
-18.78%
$-2,066
Apr 2, 2020
$18.18
$11,500
$5,166
-55.08%
$-6,334
May 4, 2020
$20.13
$12,000
$6,220
-48.17%
$-5,780
Jun 2, 2020
$22.13
$12,500
$7,338
-41.30%
$-5,162
Jul 2, 2020
$19.46
$13,000
$7,022
-45.98%
$-5,978
Aug 3, 2020
$18.94
$13,500
$7,335
-45.67%
$-6,165
Sep 2, 2020
$20.06
$14,000
$8,268
-40.94%
$-5,732
Oct 2, 2020
$19.63
$14,500
$8,696
-40.03%
$-5,804
Nov 2, 2020
$23.41
$15,000
$10,871
-27.53%
$-4,129
Dec 2, 2020
$29.45
$15,500
$14,176
-8.54%
$-1,324
Jan 4, 2021
$33.45
$16,000
$16,749
+4.68%
$749
Feb 2, 2021
$35.63
$16,500
$18,341
+11.16%
$1,841
Mar 2, 2021
$39.54
$17,000
$20,853
+22.67%
$3,853
Apr 5, 2021
$42.05
$17,500
$22,822
+30.41%
$5,322
May 3, 2021
$47.43
$18,000
$26,242
+45.79%
$8,242
Jun 2, 2021
$49.56
$18,500
$27,921
+50.92%
$9,421
Jul 2, 2021
$44.37
$19,000
$25,634
+34.91%
$6,634
Aug 2, 2021
$42.62
$19,500
$25,123
+28.83%
$5,623
Sep 2, 2021
$45.25
$20,000
$27,173
+35.87%
$7,173
Oct 4, 2021
$48.72
$20,500
$29,933
+46.02%
$9,433
Nov 2, 2021
$51.10
$21,000
$31,896
+51.88%
$10,896
Dec 2, 2021
$48.89
$21,500
$31,016
+44.26%
$9,516
Jan 3, 2022
$50.85
$22,000
$32,941
+49.73%
$10,941
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Frequently Asked Questions
Common questions about DCA investing in HWC
Investing $500 per month in Hancock Whitney Corporation (HWC) over the past 6 years would be worth approximately $89K today. That's +85.2% total return on $48K invested, with a +10.2% compound annual growth rate (CAGR). This includes $8K from reinvested dividends.