Dollar cost averaging (DCA) in IVZ means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+97.7%
Final Value$94.9K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+85.4%
Final Value$89.0K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+74.0%
Final Value$83.5K
Worst possible — still beats not investing
Best vs Worst gap23.6 pp
Your timing vs best-12.3%
Your timing vs worst+11.3%
If You Keep Investing…
Based on this stock's historical CAGR of 10.2%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$21K~1.2x your moneyfrom $18K invested
5 Years$38K~1.3x your moneyfrom $30K invested
10 Years$101K~1.7x your moneyfrom $60K invested
20 Years$369K~3.1x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.2x your money
5 Years~1.3x your money
10 Years~1.7x your money
20 Years~3.1x your money
$100/mo
$4K+$564 est. gain
$8K+$2K est. gain
$20K+$8K est. gain
$74K+$50K est. gain
$250/mo
$10K+$1K est. gain
$19K+$4K est. gain
$51K+$21K est. gain
$184K+$124K est. gain
$500/mo
$21K+$3K est. gain
$38K+$8K est. gain
$101K+$41K est. gain
$369K+$249K est. gain
$1,000/mo
$42K+$6K est. gain
$77K+$17K est. gain
$202K+$82K est. gain
$738K+$498K est. gain
* Projection assumes historical CAGR of 10.2% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$17.99
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$17.28
$10,500
$10,105
-3.76%
$-395
Mar 2, 2020
$14.78
$11,000
$9,288
-15.57%
$-1,712
Apr 2, 2020
$8.22
$11,500
$5,665
-50.74%
$-5,835
May 4, 2020
$8.09
$12,000
$6,076
-49.37%
$-5,924
Jun 2, 2020
$8.37
$12,500
$6,908
-44.74%
$-5,592
Jul 2, 2020
$10.55
$13,000
$9,207
-29.17%
$-3,793
Aug 3, 2020
$10.00
$13,500
$9,227
-31.65%
$-4,273
Sep 2, 2020
$10.63
$14,000
$10,451
-25.35%
$-3,549
Oct 2, 2020
$11.85
$14,500
$12,150
-16.21%
$-2,350
Nov 2, 2020
$13.48
$15,000
$14,321
-4.52%
$-679
Dec 2, 2020
$16.76
$15,500
$18,496
+19.33%
$2,996
Jan 4, 2021
$16.95
$16,000
$19,206
+20.04%
$3,206
Feb 2, 2021
$21.39
$16,500
$24,737
+49.92%
$8,237
Mar 2, 2021
$23.95
$17,000
$28,387
+66.98%
$11,387
Apr 5, 2021
$25.93
$17,500
$31,234
+78.48%
$13,734
May 3, 2021
$27.42
$18,000
$33,528
+86.27%
$15,528
Jun 2, 2021
$28.48
$18,500
$35,534
+92.08%
$17,034
Jul 2, 2021
$26.43
$19,000
$33,476
+76.19%
$14,476
Aug 2, 2021
$24.42
$19,500
$31,431
+61.18%
$11,931
Sep 2, 2021
$25.32
$20,000
$33,310
+66.55%
$13,310
Oct 4, 2021
$24.10
$20,500
$32,205
+57.10%
$11,705
Nov 2, 2021
$26.29
$21,000
$35,631
+69.67%
$14,631
Dec 2, 2021
$22.75
$21,500
$31,539
+46.69%
$10,039
Jan 3, 2022
$23.29
$22,000
$32,787
+49.03%
$10,787
Page 1 of 4
Frequently Asked Questions
Common questions about DCA investing in IVZ
Investing $500 per month in Invesco Ltd. (IVZ) over the past 6 years would be worth approximately $89K today. That's +85.4% total return on $48K invested, with a +10.2% compound annual growth rate (CAGR). This includes $9K from reinvested dividends.