Dollar cost averaging (DCA) in JOBY means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+59.1%
Final Value$68.4K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+45.1%
Final Value$61.7K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+29.6%
Final Value$55.7K
Worst possible — still beats not investing
Best vs Worst gap29.5 pp
Your timing vs best-14.0%
Your timing vs worst+15.5%
If You Keep Investing…
Based on this stock's historical CAGR of 7.0%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$20K~1.1x your moneyfrom $18K invested
5 Years$36K~1.2x your moneyfrom $30K invested
10 Years$86K~1.4x your moneyfrom $60K invested
20 Years$254K~2.1x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.1x your money
5 Years~1.2x your money
10 Years~1.4x your money
20 Years~2.1x your money
$100/mo
$4K+$381 est. gain
$7K+$1K est. gain
$17K+$5K est. gain
$51K+$27K est. gain
$250/mo
$10K+$953 est. gain
$18K+$3K est. gain
$43K+$13K est. gain
$127K+$67K est. gain
$500/mo
$20K+$2K est. gain
$36K+$6K est. gain
$86K+$26K est. gain
$254K+$134K est. gain
$1,000/mo
$40K+$4K est. gain
$71K+$11K est. gain
$171K+$51K est. gain
$509K+$269K est. gain
* Projection assumes historical CAGR of 7.0% continues. Actual returns will vary.
Your DCA Results by Date
66 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Nov 9, 2020
$10.50
$10,000
$10,000
+0.00%
$0
Dec 9, 2020
$11.29
$10,500
$11,252
+7.17%
$752
Jan 11, 2021
$11.79
$11,000
$12,251
+11.37%
$1,251
Feb 9, 2021
$13.69
$11,500
$14,725
+28.04%
$3,225
Mar 9, 2021
$10.85
$12,000
$12,170
+1.42%
$170
Apr 9, 2021
$10.17
$12,500
$11,908
-4.74%
$-592
May 10, 2021
$9.89
$13,000
$12,080
-7.08%
$-920
Jun 9, 2021
$10.08
$13,500
$12,812
-5.10%
$-688
Jul 9, 2021
$9.95
$14,000
$13,147
-6.10%
$-853
Aug 9, 2021
$10.50
$14,500
$14,373
-0.87%
$-127
Sep 9, 2021
$9.32
$15,000
$13,258
-11.61%
$-1,742
Oct 11, 2021
$9.03
$15,500
$13,345
-13.90%
$-2,155
Nov 9, 2021
$9.46
$16,000
$14,481
-9.49%
$-1,519
Dec 9, 2021
$6.88
$16,500
$11,032
-33.14%
$-5,468
Jan 10, 2022
$5.94
$17,000
$10,024
-41.03%
$-6,976
Feb 9, 2022
$4.98
$17,500
$8,904
-49.12%
$-8,596
Mar 9, 2022
$4.90
$18,000
$9,261
-48.55%
$-8,739
Apr 11, 2022
$5.15
$18,500
$10,234
-44.68%
$-8,266
May 9, 2022
$4.67
$19,000
$9,780
-48.53%
$-9,220
Jun 9, 2022
$4.95
$19,500
$10,866
-44.28%
$-8,634
Jul 11, 2022
$4.89
$20,000
$11,235
-43.83%
$-8,765
Aug 9, 2022
$6.06
$20,500
$14,423
-29.65%
$-6,077
Sep 9, 2022
$5.65
$21,000
$13,947
-33.59%
$-7,053
Oct 10, 2022
$3.85
$21,500
$10,004
-53.47%
$-11,496
Nov 9, 2022
$3.90
$22,000
$10,633
-51.67%
$-11,367
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Frequently Asked Questions
Common questions about DCA investing in JOBY
Investing $500 per month in Joby Aviation, Inc. (JOBY) over the past 5 years would be worth approximately $62K today. That's +45.1% total return on $43K invested, with a +7.0% compound annual growth rate (CAGR).