Dollar cost averaging (DCA) in LAES means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+87.4%
Final Value$52.5K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+48.4%
Final Value$40.8K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+19.4%
Final Value$33.4K
Worst possible — still beats not investing
Best vs Worst gap68.0 pp
Your timing vs best-39.0%
Your timing vs worst+29.0%
If You Keep Investing…
Based on this stock's historical CAGR of 14.3%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$22K~1.2x your moneyfrom $18K invested
5 Years$42K~1.4x your moneyfrom $30K invested
10 Years$125K~2.1x your moneyfrom $60K invested
20 Years$602K~5.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.2x your money
5 Years~1.4x your money
10 Years~2.1x your money
20 Years~5.0x your money
$100/mo
$4K+$804 est. gain
$8K+$2K est. gain
$25K+$13K est. gain
$120K+$96K est. gain
$250/mo
$11K+$2K est. gain
$21K+$6K est. gain
$63K+$33K est. gain
$301K+$241K est. gain
$500/mo
$22K+$4K est. gain
$42K+$12K est. gain
$125K+$65K est. gain
$602K+$482K est. gain
$1,000/mo
$44K+$8K est. gain
$85K+$25K est. gain
$250K+$130K est. gain
$1.2M+$963K est. gain
* Projection assumes historical CAGR of 14.3% continues. Actual returns will vary.
Your DCA Results by Date
36 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
May 23, 2023
$10.86
$10,000
$10,000
+0.00%
$0
Jun 23, 2023
$16.05
$10,500
$15,279
+45.51%
$4,779
Jul 24, 2023
$11.50
$11,000
$11,448
+4.07%
$448
Aug 23, 2023
$5.46
$11,500
$5,935
-48.39%
$-5,565
Sep 25, 2023
$2.06
$12,000
$2,739
-77.17%
$-9,261
Oct 23, 2023
$1.40
$12,500
$2,355
-81.16%
$-10,145
Nov 24, 2023
$1.05
$13,000
$2,273
-82.52%
$-10,727
Dec 26, 2023
$1.12
$13,500
$2,924
-78.34%
$-10,576
Jan 23, 2024
$1.55
$14,000
$4,547
-67.52%
$-9,453
Feb 23, 2024
$1.98
$14,500
$6,308
-56.50%
$-8,192
Mar 25, 2024
$1.44
$15,000
$5,088
-66.08%
$-9,912
Apr 23, 2024
$1.25
$15,500
$4,916
-68.28%
$-10,584
May 23, 2024
$1.00
$16,000
$4,435
-72.28%
$-11,565
Jun 24, 2024
$0.87
$16,500
$4,348
-73.65%
$-12,152
Jul 23, 2024
$0.71
$17,000
$4,066
-76.08%
$-12,934
Aug 23, 2024
$0.62
$17,500
$4,060
-76.80%
$-13,440
Sep 23, 2024
$0.44
$18,000
$3,367
-81.29%
$-14,633
Oct 23, 2024
$0.42
$18,500
$3,707
-79.96%
$-14,793
Nov 25, 2024
$0.47
$19,000
$4,659
-75.48%
$-14,341
Dec 23, 2024
$4.90
$19,500
$49,034
+151.46%
$29,534
Jan 23, 2025
$4.07
$20,000
$41,228
+106.14%
$21,228
Feb 24, 2025
$3.05
$20,500
$31,396
+53.15%
$10,896
Mar 24, 2025
$3.16
$21,000
$33,028
+57.28%
$12,028
Apr 23, 2025
$2.51
$21,500
$26,735
+24.35%
$5,235
May 23, 2025
$3.48
$22,000
$37,566
+70.76%
$15,566
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Frequently Asked Questions
Common questions about DCA investing in LAES
Investing $500 per month in SEALSQ Corp (LAES) over the past 3 years would be worth approximately $41K today. That's +48.4% total return on $28K invested, with a +14.3% compound annual growth rate (CAGR).