Dollar cost averaging (DCA) in LIPO means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
More LIPO Analysis
LIPO DCA Calculator
Dollar Cost Averaging — Lipella Pharmaceuticals Inc.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return-94.5%
Final Value$1.7K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return-97.0%
Final Value$914
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return-97.1%
Final Value$871
Worst possible — still beats not investing
Best vs Worst gap2.7 pp
Your timing vs best-2.5%
Your timing vs worst+0.2%
If You Keep Investing…
Based on this stock's historical CAGR of -64.4%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$18K~1.0x your moneyfrom $18K invested
5 Years$30K~1.0x your moneyfrom $30K invested
10 Years$60K~1.0x your moneyfrom $60K invested
20 Years$120K~1.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.0x your money
10 Years~1.0x your money
20 Years~1.0x your money
$100/mo
$4K+$0 est. gain
$6K+$0 est. gain
$12K+$0 est. gain
$24K+$0 est. gain
$250/mo
$9K+$0 est. gain
$15K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$500/mo
$18K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$1,000/mo
$36K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$240K+$0 est. gain
* Projection assumes historical CAGR of -64.4% continues. Actual returns will vary.
Your DCA Results by Date
41 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Dec 19, 2022
$5.75
$10,000
$10,000
+0.00%
$0
Jan 19, 2023
$21.20
$10,500
$37,370
+255.90%
$26,870
Feb 21, 2023
$17.04
$11,000
$30,537
+177.61%
$19,537
Mar 20, 2023
$20.40
$11,500
$37,058
+222.24%
$25,558
Apr 19, 2023
$16.21
$12,000
$29,947
+149.55%
$17,947
May 19, 2023
$15.12
$12,500
$28,433
+127.46%
$15,933
Jun 20, 2023
$17.04
$13,000
$32,543
+150.33%
$19,543
Jul 19, 2023
$16.48
$13,500
$31,974
+136.84%
$18,474
Aug 21, 2023
$16.40
$14,000
$32,319
+130.85%
$18,319
Sep 19, 2023
$16.16
$14,500
$32,346
+123.07%
$17,846
Oct 19, 2023
$12.88
$15,000
$26,281
+75.20%
$11,281
Nov 20, 2023
$9.36
$15,500
$19,598
+26.44%
$4,098
Dec 19, 2023
$7.67
$16,000
$16,560
+3.50%
$560
Jan 19, 2024
$7.68
$16,500
$17,081
+3.52%
$581
Feb 20, 2024
$8.00
$17,000
$18,293
+7.61%
$1,293
Mar 19, 2024
$5.96
$17,500
$14,128
-19.27%
$-3,372
Apr 19, 2024
$5.74
$18,000
$14,107
-21.63%
$-3,893
May 20, 2024
$6.04
$18,500
$15,344
-17.06%
$-3,156
Jun 20, 2024
$5.15
$19,000
$13,583
-28.51%
$-5,417
Jul 19, 2024
$3.66
$19,500
$10,153
-47.93%
$-9,347
Aug 19, 2024
$3.29
$20,000
$9,627
-51.87%
$-10,373
Sep 19, 2024
$3.40
$20,500
$10,449
-49.03%
$-10,051
Oct 21, 2024
$3.92
$21,000
$12,547
-40.25%
$-8,453
Nov 19, 2024
$2.49
$21,500
$8,470
-60.61%
$-13,030
Dec 19, 2024
$2.57
$22,000
$9,242
-57.99%
$-12,758
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Frequently Asked Questions
Common questions about DCA investing in LIPO
Investing $500 per month in Lipella Pharmaceuticals Inc. (LIPO) over the past 3 years would be worth approximately $914 today. That's -97.0% total return on $30K invested, with a -64.4% compound annual growth rate (CAGR).