Dollar cost averaging (DCA) in ONTO means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+406.9%
Final Value$243.3K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+377.0%
Final Value$229.0K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+348.1%
Final Value$215.1K
Worst possible — still beats not investing
Best vs Worst gap58.8 pp
Your timing vs best-29.9%
Your timing vs worst+28.9%
If You Keep Investing…
Based on this stock's historical CAGR of 28.0%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$26K~1.5x your moneyfrom $18K invested
5 Years$59K~2.0x your moneyfrom $30K invested
10 Years$259K~4.3x your moneyfrom $60K invested
20 Years$3.3M~27.6x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.5x your money
5 Years~2.0x your money
10 Years~4.3x your money
20 Years~27.6x your money
$100/mo
$5K+$2K est. gain
$12K+$6K est. gain
$52K+$40K est. gain
$662K+$638K est. gain
$250/mo
$13K+$4K est. gain
$29K+$14K est. gain
$130K+$100K est. gain
$1.7M+$1.6M est. gain
$500/mo
$26K+$8K est. gain
$59K+$29K est. gain
$259K+$199K est. gain
$3.3M+$3.2M est. gain
$1,000/mo
$53K+$17K est. gain
$117K+$57K est. gain
$519K+$399K est. gain
$6.6M+$6.4M est. gain
* Projection assumes historical CAGR of 28.0% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$37.03
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$38.24
$10,500
$10,827
+3.11%
$327
Mar 2, 2020
$31.73
$11,000
$9,484
-13.79%
$-1,516
Apr 2, 2020
$27.91
$11,500
$8,842
-23.11%
$-2,658
May 4, 2020
$30.45
$12,000
$10,147
-15.45%
$-1,853
Jun 2, 2020
$30.84
$12,500
$10,776
-13.79%
$-1,724
Jul 2, 2020
$34.11
$13,000
$12,419
-4.47%
$-581
Aug 3, 2020
$39.29
$13,500
$14,805
+9.67%
$1,305
Sep 2, 2020
$33.18
$14,000
$13,003
-7.12%
$-997
Oct 2, 2020
$30.29
$14,500
$12,370
-14.69%
$-2,130
Nov 2, 2020
$32.96
$15,000
$13,961
-6.93%
$-1,039
Dec 2, 2020
$44.55
$15,500
$19,370
+24.97%
$3,870
Jan 4, 2021
$47.77
$16,000
$21,270
+32.94%
$5,270
Feb 2, 2021
$59.77
$16,500
$27,113
+64.32%
$10,613
Mar 2, 2021
$64.04
$17,000
$29,550
+73.82%
$12,550
Apr 5, 2021
$71.62
$17,500
$33,547
+91.70%
$16,047
May 3, 2021
$68.50
$18,000
$32,586
+81.03%
$14,586
Jun 2, 2021
$70.97
$18,500
$34,261
+85.19%
$15,761
Jul 2, 2021
$71.03
$19,000
$34,790
+83.10%
$15,790
Aug 2, 2021
$70.52
$19,500
$35,040
+79.69%
$15,540
Sep 2, 2021
$76.64
$20,000
$38,581
+92.90%
$18,581
Oct 4, 2021
$71.83
$20,500
$36,660
+78.83%
$16,160
Nov 2, 2021
$81.50
$21,000
$42,095
+100.45%
$21,095
Dec 2, 2021
$93.73
$21,500
$48,912
+127.50%
$27,412
Jan 3, 2022
$103.61
$22,000
$54,567
+148.03%
$32,567
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Frequently Asked Questions
Common questions about DCA investing in ONTO
Investing $500 per month in Onto Innovation Inc. (ONTO) over the past 6 years would be worth approximately $229K today. That's +377.0% total return on $48K invested, with a +28.0% compound annual growth rate (CAGR).