Dollar cost averaging (DCA) in RELY means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+39.0%
Final Value$52.8K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+26.4%
Final Value$47.4K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+14.7%
Final Value$43.6K
Worst possible — still beats not investing
Best vs Worst gap24.4 pp
Your timing vs best-12.6%
Your timing vs worst+11.7%
If You Keep Investing…
Based on this stock's historical CAGR of 5.2%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$19K~1.1x your moneyfrom $18K invested
5 Years$34K~1.1x your moneyfrom $30K invested
10 Years$78K~1.3x your moneyfrom $60K invested
20 Years$208K~1.7x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.1x your money
5 Years~1.1x your money
10 Years~1.3x your money
20 Years~1.7x your money
$100/mo
$4K+$281 est. gain
$7K+$817 est. gain
$16K+$4K est. gain
$42K+$18K est. gain
$250/mo
$10K+$702 est. gain
$17K+$2K est. gain
$39K+$9K est. gain
$104K+$44K est. gain
$500/mo
$19K+$1K est. gain
$34K+$4K est. gain
$78K+$18K est. gain
$208K+$88K est. gain
$1,000/mo
$39K+$3K est. gain
$68K+$8K est. gain
$156K+$36K est. gain
$415K+$175K est. gain
* Projection assumes historical CAGR of 5.2% continues. Actual returns will vary.
Your DCA Results by Date
56 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Sep 23, 2021
$48.45
$10,000
$10,000
+0.00%
$0
Oct 25, 2021
$32.69
$10,500
$7,247
-30.98%
$-3,253
Nov 23, 2021
$24.60
$11,000
$5,954
-45.88%
$-5,046
Dec 23, 2021
$21.58
$11,500
$5,723
-50.24%
$-5,777
Jan 24, 2022
$13.22
$12,000
$4,006
-66.62%
$-7,994
Feb 23, 2022
$10.00
$12,500
$3,530
-71.76%
$-8,970
Mar 23, 2022
$9.35
$13,000
$3,801
-70.76%
$-9,199
Apr 25, 2022
$10.45
$13,500
$4,748
-64.83%
$-8,752
May 23, 2022
$10.36
$14,000
$5,207
-62.81%
$-8,793
Jun 23, 2022
$9.15
$14,500
$5,099
-64.84%
$-9,401
Jul 25, 2022
$9.26
$15,000
$5,660
-62.27%
$-9,340
Aug 23, 2022
$11.09
$15,500
$7,279
-53.04%
$-8,221
Sep 23, 2022
$10.00
$16,000
$7,063
-55.85%
$-8,937
Oct 24, 2022
$10.25
$16,500
$7,740
-53.09%
$-8,760
Nov 23, 2022
$10.79
$17,000
$8,648
-49.13%
$-8,352
Dec 23, 2022
$9.64
$17,500
$8,226
-52.99%
$-9,274
Jan 23, 2023
$12.39
$18,000
$11,072
-38.49%
$-6,928
Feb 23, 2023
$14.24
$18,500
$13,226
-28.51%
$-5,274
Mar 23, 2023
$16.56
$19,000
$15,881
-16.42%
$-3,119
Apr 24, 2023
$17.81
$19,500
$17,579
-9.85%
$-1,921
May 23, 2023
$18.36
$20,000
$18,622
-6.89%
$-1,378
Jun 23, 2023
$18.87
$20,500
$19,639
-4.20%
$-861
Jul 24, 2023
$20.15
$21,000
$21,472
+2.25%
$472
Aug 23, 2023
$24.89
$21,500
$27,022
+25.69%
$5,522
Sep 25, 2023
$24.64
$22,000
$27,251
+23.87%
$5,251
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Frequently Asked Questions
Common questions about DCA investing in RELY
Investing $500 per month in Remitly Global, Inc. (RELY) over the past 5 years would be worth approximately $47K today. That's +26.4% total return on $38K invested, with a +5.2% compound annual growth rate (CAGR).