Dollar cost averaging (DCA) in RKT means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+20.1%
Final Value$53.4K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+10.1%
Final Value$48.4K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+0.7%
Final Value$44.8K
Worst possible — still beats not investing
Best vs Worst gap19.4 pp
Your timing vs best-10.0%
Your timing vs worst+9.4%
If You Keep Investing…
Based on this stock's historical CAGR of 1.7%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$18K~1.0x your moneyfrom $18K invested
5 Years$31K~1.0x your moneyfrom $30K invested
10 Years$65K~1.1x your moneyfrom $60K invested
20 Years$142K~1.2x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.0x your money
10 Years~1.1x your money
20 Years~1.2x your money
$100/mo
$4K+$89 est. gain
$6K+$254 est. gain
$13K+$1K est. gain
$28K+$4K est. gain
$250/mo
$9K+$223 est. gain
$16K+$634 est. gain
$33K+$3K est. gain
$71K+$11K est. gain
$500/mo
$18K+$447 est. gain
$31K+$1K est. gain
$65K+$5K est. gain
$142K+$22K est. gain
$1,000/mo
$37K+$893 est. gain
$63K+$3K est. gain
$131K+$11K est. gain
$285K+$45K est. gain
* Projection assumes historical CAGR of 1.7% continues. Actual returns will vary.
Your DCA Results by Date
69 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Aug 6, 2020
$21.51
$10,000
$10,000
+0.00%
$0
Sep 8, 2020
$22.74
$10,500
$11,072
+5.45%
$572
Oct 6, 2020
$21.72
$11,000
$11,075
+0.68%
$75
Nov 6, 2020
$21.31
$11,500
$11,366
-1.16%
$-134
Dec 7, 2020
$19.70
$12,000
$11,007
-8.27%
$-993
Jan 6, 2021
$19.35
$12,500
$11,312
-9.51%
$-1,188
Feb 8, 2021
$21.62
$13,000
$13,139
+1.07%
$139
Mar 8, 2021
$24.71
$13,500
$16,191
+19.94%
$2,691
Apr 6, 2021
$22.65
$14,000
$15,341
+9.58%
$1,341
May 6, 2021
$19.01
$14,500
$13,376
-7.75%
$-1,124
Jun 7, 2021
$19.90
$15,000
$14,502
-3.32%
$-498
Jul 6, 2021
$18.76
$15,500
$14,171
-8.57%
$-1,329
Aug 6, 2021
$17.53
$16,000
$13,742
-14.11%
$-2,258
Sep 7, 2021
$17.06
$16,500
$13,874
-15.92%
$-2,626
Oct 6, 2021
$15.25
$17,000
$12,902
-24.11%
$-4,098
Nov 8, 2021
$16.85
$17,500
$14,756
-15.68%
$-2,744
Dec 6, 2021
$15.89
$18,000
$14,415
-19.92%
$-3,585
Jan 6, 2022
$14.01
$18,500
$13,209
-28.60%
$-5,291
Feb 7, 2022
$12.29
$19,000
$12,088
-36.38%
$-6,912
Mar 7, 2022
$12.30
$19,500
$13,591
-30.30%
$-5,909
Apr 6, 2022
$10.06
$20,000
$11,616
-41.92%
$-8,384
May 6, 2022
$8.58
$20,500
$10,407
-49.23%
$-10,093
Jun 6, 2022
$8.46
$21,000
$10,761
-48.76%
$-10,239
Jul 6, 2022
$8.41
$21,500
$11,198
-47.92%
$-10,302
Aug 8, 2022
$9.42
$22,000
$13,043
-40.72%
$-8,957
Page 1 of 3
Frequently Asked Questions
Common questions about DCA investing in RKT
Investing $500 per month in Rocket Companies, Inc. (RKT) over the past 6 years would be worth approximately $48K today. That's +10.1% total return on $44K invested, with a +1.7% compound annual growth rate (CAGR). This includes $4K from reinvested dividends.