Dollar cost averaging (DCA) in SIG means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+193.7%
Final Value$141.0K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+169.6%
Final Value$129.4K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+141.4%
Final Value$115.9K
Worst possible — still beats not investing
Best vs Worst gap52.3 pp
Your timing vs best-24.1%
Your timing vs worst+28.2%
If You Keep Investing…
Based on this stock's historical CAGR of 16.9%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$23K~1.3x your moneyfrom $18K invested
5 Years$45K~1.5x your moneyfrom $30K invested
10 Years$144K~2.4x your moneyfrom $60K invested
20 Years$831K~6.9x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.3x your money
5 Years~1.5x your money
10 Years~2.4x your money
20 Years~6.9x your money
$100/mo
$5K+$963 est. gain
$9K+$3K est. gain
$29K+$17K est. gain
$166K+$142K est. gain
$250/mo
$11K+$2K est. gain
$23K+$8K est. gain
$72K+$42K est. gain
$416K+$356K est. gain
$500/mo
$23K+$5K est. gain
$45K+$15K est. gain
$144K+$84K est. gain
$831K+$711K est. gain
$1,000/mo
$46K+$10K est. gain
$90K+$30K est. gain
$288K+$168K est. gain
$1.7M+$1.4M est. gain
* Projection assumes historical CAGR of 16.9% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$18.93
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$24.13
$10,500
$13,426
+27.87%
$2,926
Mar 2, 2020
$22.59
$11,000
$13,070
+18.81%
$2,070
Apr 2, 2020
$6.17
$11,500
$4,070
-64.61%
$-7,430
May 4, 2020
$9.40
$12,000
$6,700
-44.17%
$-5,300
Jun 2, 2020
$11.30
$12,500
$8,554
-31.56%
$-3,946
Jul 2, 2020
$10.60
$13,000
$8,525
-34.43%
$-4,475
Aug 3, 2020
$11.03
$13,500
$9,370
-30.59%
$-4,130
Sep 2, 2020
$18.59
$14,000
$16,293
+16.38%
$2,293
Oct 2, 2020
$19.51
$14,500
$17,599
+21.37%
$3,099
Nov 2, 2020
$22.72
$15,000
$20,995
+39.96%
$5,995
Dec 2, 2020
$29.81
$15,500
$28,046
+80.94%
$12,546
Jan 4, 2021
$27.65
$16,000
$26,514
+65.71%
$10,514
Feb 2, 2021
$42.24
$16,500
$41,005
+148.51%
$24,505
Mar 2, 2021
$52.34
$17,000
$51,309
+201.82%
$34,309
Apr 5, 2021
$58.98
$17,500
$58,319
+233.25%
$40,819
May 3, 2021
$62.95
$18,000
$62,744
+248.58%
$44,744
Jun 2, 2021
$62.10
$18,500
$62,397
+237.28%
$43,897
Jul 2, 2021
$79.02
$19,000
$79,898
+320.51%
$60,898
Aug 2, 2021
$65.40
$19,500
$66,808
+242.61%
$47,308
Sep 2, 2021
$85.26
$20,000
$87,596
+337.98%
$67,596
Oct 4, 2021
$84.15
$20,500
$86,956
+324.17%
$66,456
Nov 2, 2021
$97.71
$21,000
$101,672
+384.15%
$80,672
Dec 2, 2021
$88.17
$21,500
$92,245
+329.05%
$70,745
Jan 3, 2022
$93.02
$22,000
$97,819
+344.63%
$75,819
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Frequently Asked Questions
Common questions about DCA investing in SIG
Investing $500 per month in Signet Jewelers Limited (SIG) over the past 6 years would be worth approximately $129K today. That's +169.6% total return on $48K invested, with a +16.9% compound annual growth rate (CAGR). This includes $7K from reinvested dividends.