Dollar cost averaging (DCA) in TDAY means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+78.2%
Final Value$24.1K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+78.2%
Final Value$23.2K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+74.0%
Final Value$23.5K
Worst possible — still beats not investing
Best vs Worst gap4.2 pp
Your timing vs best+0.0%
Your timing vs worst+4.2%
If You Keep Investing…
Based on this stock's historical CAGR of 202.0%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$138K~7.6x your moneyfrom $18K invested
5 Years$1.3M~43.2x your moneyfrom $30K invested
10 Years$326.7M~5445.1x your moneyfrom $60K invested
20 Years$20594025.8M~171616881.7x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~7.6x your money
5 Years~43.2x your money
10 Years~5445.1x your money
20 Years~171616881.7x your money
$100/mo
$28K+$24K est. gain
$259K+$253K est. gain
$65.3M+$65.3M est. gain
$4118805.2M+$4118805.1M est. gain
$250/mo
$69K+$60K est. gain
$648K+$633K est. gain
$163.4M+$163.3M est. gain
$10297012.9M+$10297012.8M est. gain
$500/mo
$138K+$120K est. gain
$1.3M+$1.3M est. gain
$326.7M+$326.6M est. gain
$20594025.8M+$20594025.7M est. gain
$1,000/mo
$275K+$239K est. gain
$2.6M+$2.5M est. gain
$653.4M+$653.3M est. gain
$41188051.6M+$41188051.4M est. gain
* Projection assumes historical CAGR of 202.0% continues. Actual returns will vary.
Your DCA Results by Date
7 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Oct 27, 2025
$3.68
$10,000
$10,000
+0.00%
$0
Nov 28, 2025
$5.01
$10,500
$14,114
+34.42%
$3,614
Dec 29, 2025
$5.26
$11,000
$15,318
+39.26%
$4,318
Jan 27, 2026
$5.97
$11,500
$17,886
+55.53%
$6,386
Feb 27, 2026
$5.95
$12,000
$18,326
+52.72%
$6,326
Mar 27, 2026
$6.79
$12,500
$21,413
+71.31%
$8,913
Apr 27, 2026
$7.26
$13,000
$23,396
+79.97%
$10,396
Frequently Asked Questions
Common questions about DCA investing in TDAY
Investing $500 per month in USA TODAY Co., Inc. (TDAY) over the past 1 years would be worth approximately $23K today. That's +78.2% total return on $13K invested, with a +202.0% compound annual growth rate (CAGR).