Dollar cost averaging (DCA) in TIRX means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
More TIRX Analysis
TIRX DCA Calculator
Dollar Cost Averaging — Tian Ruixiang Holdings Ltd
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return-95.5%
Final Value$1.9K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return-99.1%
Final Value$361
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return-99.5%
Final Value$228
Worst possible — still beats not investing
Best vs Worst gap4.0 pp
Your timing vs best-3.6%
Your timing vs worst+0.3%
If You Keep Investing…
Based on this stock's historical CAGR of -59.8%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$18K~1.0x your moneyfrom $18K invested
5 Years$30K~1.0x your moneyfrom $30K invested
10 Years$60K~1.0x your moneyfrom $60K invested
20 Years$120K~1.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.0x your money
10 Years~1.0x your money
20 Years~1.0x your money
$100/mo
$4K+$0 est. gain
$6K+$0 est. gain
$12K+$0 est. gain
$24K+$0 est. gain
$250/mo
$9K+$0 est. gain
$15K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$500/mo
$18K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$1,000/mo
$36K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$240K+$0 est. gain
* Projection assumes historical CAGR of -59.8% continues. Actual returns will vary.
Your DCA Results by Date
63 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 27, 2021
$3,187.50
$10,000
$10,000
+0.00%
$0
Mar 1, 2021
$9,981.25
$10,500
$31,814
+202.99%
$21,314
Mar 29, 2021
$10,751.25
$11,000
$34,768
+216.07%
$23,768
Apr 27, 2021
$2,047.50
$11,500
$7,121
-38.08%
$-4,379
May 27, 2021
$1,320.00
$12,000
$5,091
-57.57%
$-6,909
Jun 28, 2021
$832.50
$12,500
$3,711
-70.31%
$-8,789
Jul 27, 2021
$510.00
$13,000
$2,773
-78.67%
$-10,227
Aug 27, 2021
$565.00
$13,500
$3,572
-73.54%
$-9,928
Sep 27, 2021
$476.25
$14,000
$3,511
-74.92%
$-10,489
Oct 27, 2021
$380.00
$14,500
$3,302
-77.23%
$-11,198
Nov 29, 2021
$285.00
$15,000
$2,976
-80.16%
$-12,024
Dec 27, 2021
$205.00
$15,500
$2,641
-82.96%
$-12,859
Jan 27, 2022
$139.85
$16,000
$2,302
-85.62%
$-13,698
Feb 28, 2022
$148.55
$16,500
$2,945
-82.15%
$-13,555
Mar 28, 2022
$147.50
$17,000
$3,424
-79.86%
$-13,576
Apr 27, 2022
$95.90
$17,500
$2,726
-84.42%
$-14,774
May 27, 2022
$87.35
$18,000
$2,983
-83.43%
$-15,017
Jun 27, 2022
$103.75
$18,500
$4,043
-78.15%
$-14,457
Jul 27, 2022
$88.40
$19,000
$3,945
-79.24%
$-15,055
Aug 29, 2022
$97.50
$19,500
$4,851
-75.12%
$-14,649
Sep 27, 2022
$74.50
$20,000
$4,207
-78.97%
$-15,793
Oct 27, 2022
$73.75
$20,500
$4,664
-77.25%
$-15,836
Nov 28, 2022
$62.00
$21,000
$4,421
-78.95%
$-16,579
Dec 27, 2022
$44.50
$21,500
$3,673
-82.91%
$-17,827
Jan 27, 2023
$58.55
$22,000
$5,333
-75.76%
$-16,667
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Frequently Asked Questions
Common questions about DCA investing in TIRX
Investing $500 per month in Tian Ruixiang Holdings Ltd (TIRX) over the past 5 years would be worth approximately $361 today. That's -99.1% total return on $41K invested, with a -59.8% compound annual growth rate (CAGR).