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TIRXTian Ruixiang Holdings Ltd
$0.03$997705
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  3. TIRX
  4. Financial Ratios

Tian Ruixiang Holdings Ltd (TIRX) Financial Ratios

Latest Ratios: P/E Ratio -0.3x · EV/EBITDA N/A · ROE -12.0%. (2017–2024 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

TIRX Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
Market Cap$997705$305M$279M$752M$2.7B————
Enterprise Value$2M$305M$279M$752M$2.7B————
P/E Ratio →-0.25————————
P/S Ratio0.3194.61223.97556.29968.87————
P/B Ratio0.038.998.6022.4669.34————
P/FCF1.11339.22280.26——————
P/OCF1.11339.22280.26——————

P/E links to full P/E history page with 30-year chart

TIRX EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
EV / Revenue—94.88224.01556.39958.34————
EV / EBITDA—————————
EV / EBIT—————————
EV / FCF—340.20280.32——————

TIRX Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
Gross Margin47.1%47.1%63.0%-99.1%66.0%77.1%67.5%100.0%91.0%
Operating Margin-144.3%-144.3%-242.4%-374.9%-80.8%17.2%5.1%47.3%72.9%
Net Profit Margin-123.8%-123.8%-197.2%-346.5%-69.7%19.5%8.8%36.3%62.9%

Return on Capital

MetricTTMFY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
ROE-12.0%-12.0%-7.4%-12.9%-8.2%7.8%2.3%27.4%134.1%
ROA-10.6%-10.6%-7.0%-12.4%-7.7%6.9%2.0%23.1%97.4%
ROIC-10.4%-10.4%-6.8%-17.6%-27.1%19.6%6.0%124.6%134.5%
ROCE-14.0%-14.0%-9.1%-13.9%-9.4%6.8%1.4%35.6%155.3%

TIRX Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
Debt / Equity0.030.030.000.000.020.040.020.05—
Debt / EBITDA—————0.410.860.25—
Net Debt / Equity—0.030.000.00-0.75-0.67-0.81-0.85-0.13
Net Debt / EBITDA—————-7.38-44.59-4.26-0.09
Debt / FCF—0.980.06———-180.55-4.64-0.21
Interest Coverage——————5.4563.75—

TIRX Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
Current Ratio6.746.749.0223.3328.307.4210.236.672.51
Quick Ratio6.746.749.0223.3328.307.4210.216.662.51
Cash Ratio4.804.808.7517.5226.864.767.905.290.36
Asset Turnover—0.080.040.040.070.320.240.351.55
Inventory Turnover—————————
Days Sales Outstanding—————————

TIRX Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
Dividend Yield—————————
Payout Ratio—————————

Total Shareholder Return Metrics

MetricTTMFY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
Earnings Yield—————————
FCF Yield90.0%0.3%0.4%——————
Buyback Yield0.0%0.0%0.0%0.0%0.0%————
Total Shareholder Yield0.0%0.0%0.0%0.0%0.0%————
Shares Outstanding—$33M$13M$10M$7M$6M$4M$4M$4M

Key Metrics

Growth RegimeMixed
ProfitabilityNegative
Balance SheetVulnerable
Cash FlowBurning
Top Statement Risk

Severe liquidity and solvency

Valuation Compression Reflects Existential Risk

As reported in financial statements, TIRX's P/B ratio has plummeted to 0.03, a valuation level that suggests the market has largely discounted the firm's book value due to the rapid erosion of equity and persistent inability to generate positive returns on capital.

The current P/B multiple indicates that investors assign almost no value to the company's franchise, likely viewing the brokerage as a distressed entity rather than a going concern. This valuation reflects a deep skepticism regarding the firm's ability to stabilize its capital base or achieve the profitability required to justify its public listing.

Underwriting Profitability Remains Highly Volatile

Based on the company's reported figures, the combined ratio has exhibited extreme volatility, swinging from 3.1% in 2023Q4 to 50.2% in 2023Q2, which highlights the inherent instability of the firm's niche commercial brokerage model and its sensitivity to unpredictable loss events.

While the reported combined ratios appear low, the lack of consistent data in recent quarters suggests that the firm may be struggling to maintain stable underwriting performance. The fluctuation in loss ratios indicates that the company's reliance on specific commercial niches leaves it vulnerable to sudden spikes in claims that could quickly overwhelm its limited capital reserves.

Capital Base Erosion Limits Leverage

According to recent SEC filings, the company's transition to a negative equity position in 2025Q2 effectively renders traditional premium-to-surplus leverage metrics moot, as the firm lacks the statutory capital buffer required to support its brokerage operations and meet regulatory requirements.

The deterioration of the capital base suggests that the firm is operating without the necessary financial cushion to absorb underwriting volatility. Investors should monitor whether the company can secure additional capital, as the current lack of surplus limits its ability to underwrite new business or maintain its standing with insurance carriers.

Misapplied Metrics Obscure Solvency Realities

As indicated by the company's reported figures, the P/E ratio is frequently misapplied to TIRX, which obscures the fact that the firm's negative earnings and eroding book value make traditional valuation multiples irrelevant for assessing its true operational viability.

Analysts often focus on P/E or revenue growth, but these metrics fail to account for the severe liquidity constraints and the potential for total equity depletion. A more appropriate focus would be on the cash-to-burn ratio and the stability of the equity base, which provide a clearer picture of the firm's immediate solvency risks.

Download Financial Ratios Data

Includes 30+ ratios · 8 years · Updated daily

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TIRX — Frequently Asked Questions

Quick answers to the most common questions about buying TIRX stock.

What is Tian Ruixiang Holdings Ltd's P/E ratio?

Tian Ruixiang Holdings Ltd's current P/E ratio is -0.3x. This places it at the 50th percentile of its historical range.

What is Tian Ruixiang Holdings Ltd's ROE?

Tian Ruixiang Holdings Ltd's return on equity (ROE) is -12.0%. The historical average is 16.4%.

Is TIRX stock overvalued?

Based on historical data, Tian Ruixiang Holdings Ltd is trading at a P/E of -0.3x. This is at the 50th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What are Tian Ruixiang Holdings Ltd's profit margins?

Tian Ruixiang Holdings Ltd has 47.1% gross margin and -144.3% operating margin.