Dollar cost averaging (DCA) in TOL means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+170.4%
Final Value$129.8K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+152.5%
Final Value$121.2K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+136.3%
Final Value$113.4K
Worst possible — still beats not investing
Best vs Worst gap34.1 pp
Your timing vs best-17.9%
Your timing vs worst+16.2%
If You Keep Investing…
Based on this stock's historical CAGR of 15.7%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$22K~1.2x your moneyfrom $18K invested
5 Years$44K~1.5x your moneyfrom $30K invested
10 Years$135K~2.3x your moneyfrom $60K invested
20 Years$718K~6.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.2x your money
5 Years~1.5x your money
10 Years~2.3x your money
20 Years~6.0x your money
$100/mo
$4K+$891 est. gain
$9K+$3K est. gain
$27K+$15K est. gain
$144K+$120K est. gain
$250/mo
$11K+$2K est. gain
$22K+$7K est. gain
$68K+$38K est. gain
$359K+$299K est. gain
$500/mo
$22K+$4K est. gain
$44K+$14K est. gain
$135K+$75K est. gain
$718K+$598K est. gain
$1,000/mo
$45K+$9K est. gain
$88K+$28K est. gain
$270K+$150K est. gain
$1.4M+$1.2M est. gain
* Projection assumes historical CAGR of 15.7% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$40.08
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$44.57
$10,500
$11,650
+10.95%
$1,150
Mar 2, 2020
$38.70
$11,000
$10,616
-3.49%
$-384
Apr 2, 2020
$17.35
$11,500
$5,259
-54.27%
$-6,241
May 4, 2020
$24.59
$12,000
$7,990
-33.42%
$-4,010
Jun 2, 2020
$32.78
$12,500
$11,151
-10.80%
$-1,349
Jul 2, 2020
$31.61
$13,000
$11,253
-13.44%
$-1,747
Aug 3, 2020
$38.69
$13,500
$14,320
+6.08%
$820
Sep 2, 2020
$43.57
$14,000
$16,626
+18.76%
$2,626
Oct 2, 2020
$49.79
$14,500
$19,500
+34.48%
$5,000
Nov 2, 2020
$43.74
$15,000
$17,669
+17.79%
$2,669
Dec 2, 2020
$45.35
$15,500
$18,819
+21.41%
$3,319
Jan 4, 2021
$42.66
$16,000
$18,203
+13.77%
$2,203
Feb 2, 2021
$52.56
$16,500
$22,983
+39.29%
$6,483
Mar 2, 2021
$53.91
$17,000
$24,073
+41.61%
$7,073
Apr 5, 2021
$59.30
$17,500
$26,980
+54.17%
$9,480
May 3, 2021
$64.59
$18,000
$29,972
+66.51%
$11,972
Jun 2, 2021
$63.91
$18,500
$30,157
+63.01%
$11,657
Jul 2, 2021
$58.24
$19,000
$27,981
+47.27%
$8,981
Aug 2, 2021
$59.59
$19,500
$29,217
+49.83%
$9,717
Sep 2, 2021
$64.10
$20,000
$31,929
+59.64%
$11,929
Oct 4, 2021
$55.22
$20,500
$28,005
+36.61%
$7,505
Nov 2, 2021
$60.03
$21,000
$31,035
+47.79%
$10,035
Dec 2, 2021
$68.51
$21,500
$35,920
+67.07%
$14,420
Jan 3, 2022
$70.24
$22,000
$37,327
+69.67%
$15,327
Page 1 of 4
Frequently Asked Questions
Common questions about DCA investing in TOL
Investing $500 per month in Toll Brothers, Inc. (TOL) over the past 6 years would be worth approximately $121K today. That's +152.5% total return on $48K invested, with a +15.7% compound annual growth rate (CAGR). This includes $3K from reinvested dividends.