Dollar cost averaging (DCA) in TUYA means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+2.9%
Final Value$42.2K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return-8.5%
Final Value$37.1K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return-19.9%
Final Value$32.9K
Worst possible — still beats not investing
Best vs Worst gap22.7 pp
Your timing vs best-11.3%
Your timing vs worst+11.4%
If You Keep Investing…
Based on this stock's historical CAGR of -1.7%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$18K~1.0x your moneyfrom $18K invested
5 Years$30K~1.0x your moneyfrom $30K invested
10 Years$60K~1.0x your moneyfrom $60K invested
20 Years$120K~1.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.0x your money
10 Years~1.0x your money
20 Years~1.0x your money
$100/mo
$4K+$0 est. gain
$6K+$0 est. gain
$12K+$0 est. gain
$24K+$0 est. gain
$250/mo
$9K+$0 est. gain
$15K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$500/mo
$18K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$1,000/mo
$36K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$240K+$0 est. gain
* Projection assumes historical CAGR of -1.7% continues. Actual returns will vary.
Your DCA Results by Date
62 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Mar 18, 2021
$25.00
$10,000
$10,000
+0.00%
$0
Apr 19, 2021
$18.00
$10,500
$7,700
-26.67%
$-2,800
May 18, 2021
$21.50
$11,000
$9,697
-11.84%
$-1,303
Jun 18, 2021
$21.01
$11,500
$9,976
-13.25%
$-1,524
Jul 19, 2021
$20.60
$12,000
$10,282
-14.32%
$-1,718
Aug 18, 2021
$12.15
$12,500
$6,564
-47.49%
$-5,936
Sep 20, 2021
$9.59
$13,000
$5,681
-56.30%
$-7,319
Oct 18, 2021
$8.16
$13,500
$5,334
-60.49%
$-8,166
Nov 18, 2021
$5.22
$14,000
$3,912
-72.06%
$-10,088
Dec 20, 2021
$5.37
$14,500
$4,525
-68.80%
$-9,975
Jan 18, 2022
$5.03
$15,000
$4,738
-68.41%
$-10,262
Feb 18, 2022
$5.70
$15,500
$5,869
-62.13%
$-9,631
Mar 18, 2022
$3.80
$16,000
$4,413
-72.42%
$-11,587
Apr 18, 2022
$2.95
$16,500
$3,926
-76.21%
$-12,574
May 18, 2022
$2.56
$17,000
$3,907
-77.02%
$-13,093
Jun 21, 2022
$2.46
$17,500
$4,254
-75.69%
$-13,246
Jul 18, 2022
$2.01
$18,000
$3,976
-77.91%
$-14,024
Aug 18, 2022
$1.54
$18,500
$3,546
-80.83%
$-14,954
Sep 19, 2022
$1.05
$19,000
$2,918
-84.64%
$-16,082
Oct 18, 2022
$1.03
$19,500
$3,362
-82.76%
$-16,138
Nov 18, 2022
$1.05
$20,000
$3,928
-80.36%
$-16,072
Dec 19, 2022
$1.76
$20,500
$7,083
-65.45%
$-13,417
Jan 18, 2023
$2.24
$21,000
$9,515
-54.69%
$-11,485
Feb 21, 2023
$2.25
$21,500
$10,058
-53.22%
$-11,442
Mar 20, 2023
$1.80
$22,000
$8,546
-61.15%
$-13,454
Page 1 of 3
Frequently Asked Questions
Common questions about DCA investing in TUYA
Investing $500 per month in Tuya Inc. (TUYA) over the past 5 years would be worth approximately $37K today. That's -8.5% total return on $41K invested, with a -1.7% compound annual growth rate (CAGR). This includes $3K from reinvested dividends.