Dollar cost averaging (DCA) in USAU means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+181.7%
Final Value$135.2K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+155.8%
Final Value$122.8K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+130.7%
Final Value$110.7K
Worst possible — still beats not investing
Best vs Worst gap51.0 pp
Your timing vs best-25.9%
Your timing vs worst+25.1%
If You Keep Investing…
Based on this stock's historical CAGR of 16.0%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$23K~1.3x your moneyfrom $18K invested
5 Years$44K~1.5x your moneyfrom $30K invested
10 Years$137K~2.3x your moneyfrom $60K invested
20 Years$738K~6.2x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.3x your money
5 Years~1.5x your money
10 Years~2.3x your money
20 Years~6.2x your money
$100/mo
$5K+$905 est. gain
$9K+$3K est. gain
$27K+$15K est. gain
$148K+$124K est. gain
$250/mo
$11K+$2K est. gain
$22K+$7K est. gain
$68K+$38K est. gain
$369K+$309K est. gain
$500/mo
$23K+$5K est. gain
$44K+$14K est. gain
$137K+$77K est. gain
$738K+$618K est. gain
$1,000/mo
$45K+$9K est. gain
$88K+$28K est. gain
$274K+$154K est. gain
$1.5M+$1.2M est. gain
* Projection assumes historical CAGR of 16.0% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$8.40
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$8.20
$10,500
$10,262
-2.27%
$-238
Mar 2, 2020
$6.10
$11,000
$8,134
-26.06%
$-2,866
Apr 2, 2020
$4.82
$11,500
$6,927
-39.76%
$-4,573
May 4, 2020
$5.10
$12,000
$7,829
-34.75%
$-4,171
Jun 2, 2020
$7.42
$12,500
$11,891
-4.87%
$-609
Jul 2, 2020
$6.44
$13,000
$10,821
-16.76%
$-2,179
Aug 3, 2020
$7.88
$13,500
$13,740
+1.78%
$240
Sep 2, 2020
$10.49
$14,000
$18,791
+34.22%
$4,791
Oct 2, 2020
$8.80
$14,500
$16,264
+12.16%
$1,764
Nov 2, 2020
$8.30
$15,000
$15,840
+5.60%
$840
Dec 2, 2020
$10.96
$15,500
$21,416
+38.17%
$5,916
Jan 4, 2021
$15.50
$16,000
$30,787
+92.42%
$14,787
Feb 2, 2021
$11.08
$16,500
$22,508
+36.41%
$6,008
Mar 2, 2021
$10.30
$17,000
$21,423
+26.02%
$4,423
Apr 5, 2021
$10.69
$17,500
$22,735
+29.91%
$5,235
May 3, 2021
$11.30
$18,000
$24,532
+36.29%
$6,532
Jun 2, 2021
$12.18
$18,500
$26,942
+45.63%
$8,442
Jul 2, 2021
$10.97
$19,000
$24,766
+30.35%
$5,766
Aug 2, 2021
$10.14
$19,500
$23,392
+19.96%
$3,892
Sep 2, 2021
$9.51
$20,000
$22,439
+12.19%
$2,439
Oct 4, 2021
$10.05
$20,500
$24,213
+18.11%
$3,713
Nov 2, 2021
$9.74
$21,000
$23,966
+14.12%
$2,966
Dec 2, 2021
$11.15
$21,500
$27,935
+29.93%
$6,435
Jan 3, 2022
$8.85
$22,000
$22,673
+3.06%
$673
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Frequently Asked Questions
Common questions about DCA investing in USAU
Investing $500 per month in U.S. Gold Corp. (USAU) over the past 6 years would be worth approximately $123K today. That's +155.8% total return on $48K invested, with a +16.0% compound annual growth rate (CAGR).