Dollar cost averaging (DCA) in VELO means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+60.5%
Final Value$40.1K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+81.6%
Final Value$72.7K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+38.5%
Final Value$34.6K
Worst possible — still beats not investing
Best vs Worst gap22.0 pp
Your timing vs best+21.1%
Your timing vs worst+43.1%
If You Keep Investing…
Based on this stock's historical CAGR of 12.6%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$22K~1.2x your moneyfrom $18K invested
5 Years$41K~1.4x your moneyfrom $30K invested
10 Years$114K~1.9x your moneyfrom $60K invested
20 Years$487K~4.1x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.2x your money
5 Years~1.4x your money
10 Years~1.9x your money
20 Years~4.1x your money
$100/mo
$4K+$700 est. gain
$8K+$2K est. gain
$23K+$11K est. gain
$97K+$73K est. gain
$250/mo
$11K+$2K est. gain
$20K+$5K est. gain
$57K+$27K est. gain
$244K+$184K est. gain
$500/mo
$22K+$4K est. gain
$41K+$11K est. gain
$114K+$54K est. gain
$487K+$367K est. gain
$1,000/mo
$43K+$7K est. gain
$81K+$21K est. gain
$229K+$109K est. gain
$974K+$734K est. gain
* Projection assumes historical CAGR of 12.6% continues. Actual returns will vary.
Your DCA Results by Date
61 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Apr 19, 2021
$10.05
$10,000
$10,000
+0.00%
$0
May 19, 2021
$9.95
$10,500
$10,400
-0.95%
$-100
Jun 21, 2021
$9.73
$11,000
$10,671
-3.00%
$-329
Jul 19, 2021
$9.71
$11,500
$11,149
-3.06%
$-351
Aug 19, 2021
$9.85
$12,000
$11,809
-1.59%
$-191
Sep 20, 2021
$9.82
$12,500
$12,273
-1.81%
$-227
Oct 19, 2021
$9.93
$13,000
$12,911
-0.69%
$-89
Nov 19, 2021
$9.80
$13,500
$13,242
-1.91%
$-258
Dec 20, 2021
$9.76
$14,000
$13,688
-2.23%
$-312
Jan 19, 2022
$9.76
$14,500
$14,188
-2.15%
$-312
Feb 22, 2022
$9.77
$15,000
$14,702
-1.98%
$-298
Mar 21, 2022
$9.81
$15,500
$15,263
-1.53%
$-237
Apr 19, 2022
$9.87
$16,000
$15,856
-0.90%
$-144
May 19, 2022
$9.79
$16,500
$16,227
-1.65%
$-273
Jun 21, 2022
$9.84
$17,000
$16,810
-1.12%
$-190
Jul 19, 2022
$9.86
$17,500
$17,344
-0.89%
$-156
Aug 19, 2022
$9.91
$18,000
$17,932
-0.38%
$-68
Sep 19, 2022
$9.87
$18,500
$18,360
-0.76%
$-140
Oct 19, 2022
$9.97
$19,000
$19,046
+0.24%
$46
Nov 21, 2022
$10.06
$19,500
$19,718
+1.12%
$218
Dec 19, 2022
$10.11
$20,000
$20,316
+1.58%
$316
Aug 18, 2025
$5.90
$20,500
$12,356
-39.73%
$-8,144
Aug 18, 2025
$5.90
$21,000
$12,856
-38.78%
$-8,144
Aug 18, 2025
$5.90
$21,500
$13,356
-37.88%
$-8,144
Aug 18, 2025
$5.90
$22,000
$13,856
-37.02%
$-8,144
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Frequently Asked Questions
Common questions about DCA investing in VELO
Investing $500 per month in Velo3D, Inc. (VELO) over the past 5 years would be worth approximately $73K today. That's +81.6% total return on $40K invested, with a +12.6% compound annual growth rate (CAGR).