Dollar cost averaging (DCA) in WAL means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
More WAL Analysis
WAL DCA Calculator
Dollar Cost Averaging — Western Alliance Bancorporation
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+59.2%
Final Value$76.4K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+44.8%
Final Value$69.5K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+33.6%
Final Value$64.1K
Worst possible — still beats not investing
Best vs Worst gap25.6 pp
Your timing vs best-14.5%
Your timing vs worst+11.2%
If You Keep Investing…
Based on this stock's historical CAGR of 6.0%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$20K~1.1x your moneyfrom $18K invested
5 Years$35K~1.2x your moneyfrom $30K invested
10 Years$81K~1.4x your moneyfrom $60K invested
20 Years$227K~1.9x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.1x your money
5 Years~1.2x your money
10 Years~1.4x your money
20 Years~1.9x your money
$100/mo
$4K+$325 est. gain
$7K+$950 est. gain
$16K+$4K est. gain
$45K+$21K est. gain
$250/mo
$10K+$812 est. gain
$17K+$2K est. gain
$41K+$11K est. gain
$113K+$53K est. gain
$500/mo
$20K+$2K est. gain
$35K+$5K est. gain
$81K+$21K est. gain
$227K+$107K est. gain
$1,000/mo
$39K+$3K est. gain
$70K+$10K est. gain
$163K+$43K est. gain
$454K+$214K est. gain
* Projection assumes historical CAGR of 6.0% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$57.75
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$55.97
$10,500
$10,192
-2.94%
$-308
Mar 2, 2020
$47.49
$11,000
$9,185
-16.50%
$-1,815
Apr 2, 2020
$29.70
$11,500
$6,244
-45.70%
$-5,256
May 4, 2020
$33.51
$12,000
$7,545
-37.12%
$-4,455
Jun 2, 2020
$37.77
$12,500
$9,077
-27.38%
$-3,423
Jul 2, 2020
$35.33
$13,000
$8,991
-30.84%
$-4,009
Aug 3, 2020
$35.72
$13,500
$9,590
-28.96%
$-3,910
Sep 2, 2020
$36.27
$14,000
$10,301
-26.42%
$-3,699
Oct 2, 2020
$33.05
$14,500
$9,887
-31.82%
$-4,613
Nov 2, 2020
$42.68
$15,000
$13,268
-11.55%
$-1,732
Dec 2, 2020
$53.72
$15,500
$17,282
+11.50%
$1,782
Jan 4, 2021
$59.04
$16,000
$19,493
+21.83%
$3,493
Feb 2, 2021
$72.37
$16,500
$24,394
+47.84%
$7,894
Mar 2, 2021
$93.19
$17,000
$32,007
+88.28%
$15,007
Apr 5, 2021
$93.09
$17,500
$32,473
+85.56%
$14,973
May 3, 2021
$105.79
$18,000
$37,403
+107.80%
$19,403
Jun 2, 2021
$102.33
$18,500
$36,768
+98.74%
$18,268
Jul 2, 2021
$95.61
$19,000
$34,853
+83.44%
$15,853
Aug 2, 2021
$92.07
$19,500
$34,063
+74.68%
$14,563
Sep 2, 2021
$97.82
$20,000
$36,815
+84.08%
$16,815
Oct 4, 2021
$108.11
$20,500
$41,188
+100.92%
$20,688
Nov 2, 2021
$118.98
$21,000
$45,829
+118.23%
$24,829
Dec 2, 2021
$111.51
$21,500
$43,583
+102.71%
$22,083
Jan 3, 2022
$109.52
$22,000
$43,305
+96.84%
$21,305
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Frequently Asked Questions
Common questions about DCA investing in WAL
Investing $500 per month in Western Alliance Bancorporation (WAL) over the past 6 years would be worth approximately $69K today. That's +44.8% total return on $48K invested, with a +6.0% compound annual growth rate (CAGR). This includes $5K from reinvested dividends.