Dollar cost averaging (DCA) in WF means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
More WF Analysis
WF DCA Calculator
Dollar Cost Averaging — Woori Financial Group Inc.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+194.9%
Final Value$141.6K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+183.0%
Final Value$135.9K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+169.2%
Final Value$129.2K
Worst possible — still beats not investing
Best vs Worst gap25.7 pp
Your timing vs best-11.9%
Your timing vs worst+13.9%
If You Keep Investing…
Based on this stock's historical CAGR of 17.8%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$23K~1.3x your moneyfrom $18K invested
5 Years$46K~1.5x your moneyfrom $30K invested
10 Years$151K~2.5x your moneyfrom $60K invested
20 Years$930K~7.8x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.3x your money
5 Years~1.5x your money
10 Years~2.5x your money
20 Years~7.8x your money
$100/mo
$5K+$1K est. gain
$9K+$3K est. gain
$30K+$18K est. gain
$186K+$162K est. gain
$250/mo
$12K+$3K est. gain
$23K+$8K est. gain
$76K+$46K est. gain
$465K+$405K est. gain
$500/mo
$23K+$5K est. gain
$46K+$16K est. gain
$151K+$91K est. gain
$930K+$810K est. gain
$1,000/mo
$46K+$10K est. gain
$92K+$32K est. gain
$302K+$182K est. gain
$1.9M+$1.6M est. gain
* Projection assumes historical CAGR of 17.8% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$30.09
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$25.63
$10,500
$9,018
-14.12%
$-1,482
Mar 2, 2020
$24.76
$11,000
$9,212
-16.26%
$-1,788
Apr 2, 2020
$18.16
$11,500
$7,256
-36.90%
$-4,244
May 4, 2020
$19.56
$12,000
$8,316
-30.70%
$-3,684
Jun 2, 2020
$23.70
$12,500
$10,576
-15.39%
$-1,924
Jul 2, 2020
$22.73
$13,000
$10,643
-18.13%
$-2,357
Aug 3, 2020
$20.93
$13,500
$10,300
-23.70%
$-3,200
Sep 2, 2020
$22.00
$14,000
$11,327
-19.10%
$-2,673
Oct 2, 2020
$22.56
$14,500
$12,115
-16.45%
$-2,385
Nov 2, 2020
$24.43
$15,000
$13,619
-9.21%
$-1,381
Dec 2, 2020
$28.50
$15,500
$16,388
+5.73%
$888
Jan 4, 2021
$26.47
$16,000
$16,126
+0.79%
$126
Feb 2, 2021
$24.48
$16,500
$15,413
-6.59%
$-1,087
Mar 2, 2021
$25.91
$17,000
$16,814
-1.10%
$-186
Apr 5, 2021
$27.20
$17,500
$18,151
+3.72%
$651
May 3, 2021
$28.53
$18,000
$19,538
+8.55%
$1,538
Jun 2, 2021
$30.42
$18,500
$21,333
+15.31%
$2,833
Jul 2, 2021
$30.96
$19,000
$22,211
+16.90%
$3,211
Aug 2, 2021
$28.35
$19,500
$21,048
+7.94%
$1,548
Sep 2, 2021
$29.62
$20,000
$22,491
+12.46%
$2,491
Oct 4, 2021
$29.07
$20,500
$22,573
+10.11%
$2,073
Nov 2, 2021
$34.21
$21,000
$27,065
+28.88%
$6,065
Dec 2, 2021
$32.29
$21,500
$26,046
+21.14%
$4,546
Jan 3, 2022
$32.55
$22,000
$28,007
+27.31%
$6,007
Page 1 of 4
Frequently Asked Questions
Common questions about DCA investing in WF
Investing $500 per month in Woori Financial Group Inc. (WF) over the past 6 years would be worth approximately $136K today. That's +183.0% total return on $48K invested, with a +17.8% compound annual growth rate (CAGR). This includes $15K from reinvested dividends.