Woori Financial Group's investment thesis is clouded by significant accounting anomalies, including a NIM that swung from a stable 0.4% to 2.1% and non-interest income turning sharply negative at -$12.1T in 2026Q2, which suggests reported earnings may not reflect sustainable operational performance.
Price trend, volume and key moving averages
Start with the evidence for owning the stock and the risks that can break the thesis.
Revenue performance is distorted by a non-interest income collapse to -$12.1T in 2026Q2 and extreme NIM volatility, with the margin expanding from a stable 0.4% to 2.1% in the latest quarter, suggesting underlying core earnings power is difficult to assess.
Waste Management possesses a nearly unassailable moat due to high barriers to entry for new landfills, which are difficult to permit, regulate, and finance. This structural advantage allows the company significant pricing power, with many contracts including automatic inflation pass-throughs, protecting margins.
The company operates an integrated waste management system that captures value across the entire waste value chain, from collection to disposal and recycling. Waste generation is an essential and recurring service, providing predictable revenue even during economic downturns.
WM is making substantial investments in renewable natural gas (RNG) and advanced recycling facilities, which are expected to generate long-term recurring cash flow. These sustainability investments and the adoption of automation and technology are driving growth, margin expansion, and improved EBITDA.
Trailing total returns as of 11/8/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q3 2026Latest Jul 24, 2026 | $2.75+14.6% vs $2.40 | $2.2B+11.0% vs $2.0B |
Q2 2026 Apr 24, 2026 | $1.59-30.0% vs $2.27 | $1.9B-2.3% vs $1.9B |
Q2 2026 Mar 4, 2026 | $0.93+3.3% vs $0.90 | $1.9B+1.9% vs $1.8B |
Q4 2025 Nov 14, 2025 | $3.57+56.6% vs $2.28 | $1.9B-2.8% vs $2.0B |
Investors interested in stocks from the Banks - Foreign sector have probably already heard of Woori Bank (WF) and HDFC Bank (HDB). But which of these two stocks presents investors with the better value opportunity right now?
Woori Bank (WF) appears to have found support after losing some value lately, as indicated by the formation of a hammer chart. In addition to this technical chart pattern, strong agreement among Wall Street analysts in revising earnings estimates higher enhances the stock's potential for a turnaround in the near term.
Woori Financial Group said third-quarter net income rose 4.4% from the prior quarter to KRW 1.0492 trillion, marking its second consecutive quarter above KRW 1 trillion as the company reported record interest and non-interest income.
Woori Financial Group Inc. (WF) Q3 2026 Earnings Call Transcript
Benchmark WF against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for Woori Financial Group Inc. (WF)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $69.06 | $16.76B | 7.63 | -67.4% | 75.27% | 7.89% | 3.9% | |
| $111.20 | $39.04B | 8.26 | 87.09% | 15.72% | 10.86% | 2.25% | |
| $63.52 | $30.02B | 7.48 | 3.42% | 32.53% | 9.09% | 3.01% | |
| $25.14 | $128.95B | 15.06 | 37.53% | 25.27% | 17.24% | 1.79% | |
| $33.89 | $123.06B | 19.54 | 8.53% | 27.03% | 15.21% | 0.68% | |
| $9.40 | $114.51B | 13.05 | 30.2% | 30.97% | 12.28% | 2.11% |
Woori Financial Group Inc. (WF) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
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Woori Financial Group Inc. (WF) stock FAQ — growth, dividends, profitability & financials explained
Woori Financial Group Inc. (WF) revenue fell by 67.9% over the trailing twelve months, compared with the twelve months before.
Yes. Woori Financial Group Inc. (WF) earned $3.12T in net income over the trailing twelve months (a 75.3% net margin).
Yes. Woori Financial Group Inc. (WF) pays a dividend that yields 3.90% at the current price, a moderate yield.
Woori Financial Group Inc. (WF) had a return on equity (ROE) of 7.9% over the trailing twelve months. That is below the market's typical 10-15%.
Woori Financial Group Inc. (WF) has a net interest margin (NIM) of 6.9%. This indicates healthy earnings from lending activities.
