Dollar cost averaging (DCA) in ZLAB means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return-35.0%
Final Value$31.2K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return-41.7%
Final Value$28.0K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return-46.6%
Final Value$25.6K
Worst possible — still beats not investing
Best vs Worst gap11.6 pp
Your timing vs best-6.7%
Your timing vs worst+4.9%
If You Keep Investing…
Based on this stock's historical CAGR of -8.2%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$18K~1.0x your moneyfrom $18K invested
5 Years$30K~1.0x your moneyfrom $30K invested
10 Years$60K~1.0x your moneyfrom $60K invested
20 Years$120K~1.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.0x your money
10 Years~1.0x your money
20 Years~1.0x your money
$100/mo
$4K+$0 est. gain
$6K+$0 est. gain
$12K+$0 est. gain
$24K+$0 est. gain
$250/mo
$9K+$0 est. gain
$15K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$500/mo
$18K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$1,000/mo
$36K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$240K+$0 est. gain
* Projection assumes historical CAGR of -8.2% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$42.62
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$50.58
$10,500
$12,368
+17.79%
$1,868
Mar 2, 2020
$56.23
$11,000
$14,249
+29.54%
$3,249
Apr 2, 2020
$51.49
$11,500
$13,548
+17.81%
$2,048
May 4, 2020
$61.90
$12,000
$16,787
+39.89%
$4,787
Jun 2, 2020
$76.00
$12,500
$21,111
+68.89%
$8,611
Jul 2, 2020
$81.10
$13,000
$23,028
+77.14%
$10,028
Aug 3, 2020
$80.25
$13,500
$23,286
+72.49%
$9,786
Sep 2, 2020
$81.89
$14,000
$24,262
+73.30%
$10,262
Oct 2, 2020
$84.54
$14,500
$25,547
+76.19%
$11,047
Nov 2, 2020
$81.94
$15,000
$25,262
+68.41%
$10,262
Dec 2, 2020
$107.69
$15,500
$33,700
+117.42%
$18,200
Jan 4, 2021
$129.78
$16,000
$41,113
+156.96%
$25,113
Feb 2, 2021
$176.78
$16,500
$56,502
+242.44%
$40,002
Mar 2, 2021
$148.01
$17,000
$47,807
+181.22%
$30,807
Apr 5, 2021
$125.11
$17,500
$40,910
+133.77%
$23,410
May 3, 2021
$161.07
$18,000
$53,169
+195.38%
$35,169
Jun 2, 2021
$176.79
$18,500
$58,858
+218.15%
$40,358
Jul 2, 2021
$175.90
$19,000
$59,062
+210.85%
$40,062
Aug 2, 2021
$144.93
$19,500
$49,163
+152.12%
$29,663
Sep 2, 2021
$146.15
$20,000
$50,077
+150.38%
$30,077
Oct 4, 2021
$102.50
$20,500
$35,620
+73.76%
$15,120
Nov 2, 2021
$104.33
$21,000
$36,756
+75.03%
$15,756
Dec 2, 2021
$71.44
$21,500
$25,669
+19.39%
$4,169
Jan 3, 2022
$64.40
$22,000
$23,639
+7.45%
$1,639
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Frequently Asked Questions
Common questions about DCA investing in ZLAB
Investing $500 per month in Zai Lab Limited (ZLAB) over the past 6 years would be worth approximately $28K today. That's -41.7% total return on $48K invested, with a -8.2% compound annual growth rate (CAGR).