AppTech Payments Corp.(APCX)Earnings, Financials & Key Ratios
APCX•NASDAQ
$0.47
$16M mkt cap·Price updated May 6, 2026
AboutAppTech Payments Corp., a financial technology company, provides electronic payment processing technologies and merchant services in the United States. Its merchant services offer financial processing for businesses to accept cashless and/or contactless payments, such as credit cards, automatic clearing house, wireless payments, and others. In addition, the company offers integrated solutions for frictionless digital and mobile payment acceptance, including acceptance of alternative payment methods, as well as multi-use case, multi-channel, API-driven, and account-based issuer processing for card, digital tokens, and payment transfer transaction services. The company was formerly known as AppTech Corp. AppTech Payments Corp. was incorporated in 1998 and is headquartered in Carlsbad, California.Show more
- Revenue$276K-45.2%
- EBITDA-$8M+55.4%
- Net Income-$9M+51.7%
- EPS (Diluted)-0.35+65.3%
- Gross Margin81.16%+29.0%
- EBITDA Margin-2943.48%+18.5%
- Operating Margin-3459.06%+9.1%
- Net Margin-3236.59%+11.9%
- ROE-184.93%+42.0%
- ROIC-183.2%+42.4%
- Debt/Equity0.03-28.6%
- Interest Coverage-14.78+96.0%
APCX Key Insights
AppTech Payments Corp. (APCX) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Company is almost debt free
- ✓Momentum leader: RS Rating 93 (top 7%)
✗Weaknesses
- ✗Negative free cash flow
- ✗Shares diluted 32.5% in last year
- ✗Low asset turnover indicates capital-intensive operations
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
APCX Price & Volume
AppTech Payments Corp. (APCX) stock price & volume — 10-year historical chart
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APCX Growth Metrics
AppTech Payments Corp. (APCX) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years-10.82%
5 Years1.5%
3 Years-7.96%
TTM115.62%
Profit CAGR
10 Years-
5 Years-
3 Years-
TTM36.85%
EPS CAGR
10 Years-
5 Years-
3 Years-
TTM54.28%
Return on Capital
10 Years-7274.53%
5 Years-7274.53%
3 Years-310.25%
Last Year-194.46%
APCX Peer Comparison
AppTech Payments Corp. (APCX) competitors in Payments and fintech infrastructure — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 USIO | 37.44M | 1.35 | -14.47 | 2.97% | -2.94% | -13.52% | 0.14 | |
 IIIV | 486.07M | 22.00 | 39.29 | -7.29% | 7.33% | 3.22% | 0.01 | |
 PRTH | 430.83M | 5.26 | 7.74 | 8.33% | 5.84% | |||
 FOUR | 3.93B | 42.90 | 14.16 | 29.86% | 5.02% | 8.73% | 2.83 | |
 RPAY | 303.9M | 3.45 | -1.15 | -1.21% | -82.73% | -46.64% | 0.91 | |
 FLYW | 2.09B | 17.51 | 159.18 | 26.59% | 6.65% | 5.87% | ||
 PAYC | 6.86B | 126.32 | 15.63 | 8.95% | 22.44% | 31.03% | 0.09 | |
 V | 611.6B | 318.80 | 31.25 | 11.34% | 58.9% | 0.66 |
Compare APCX vs Peers
AppTech Payments Corp. (APCX) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
APCX Income Statement
AppTech Payments Corp. (APCX) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Sales/Revenue | 282.04K | 255.1K | 253.78K | 256.14K | 329.5K | 354K | 450K | 504K | 276K | 787K |
| Revenue Growth % | 45.01% | -9.55% | -0.52% | 0.93% | 28.64% | 7.44% | 27.12% | 12% | -45.24% | 115.62% |
| Cost of Goods Sold | 174.88K | 398.5K | 108.39K | 101.64K | 140.37K | 150K | 220K | 187K | 52K | 338K |
| COGS % of Revenue | 62.01% | 156.21% | 42.71% | 39.68% | 42.6% | 42.37% | 48.89% | 37.1% | 18.84% | - |
| Gross Profit | 107.16K▲ 0% | -143K▼ 233.4% | 145.4K▲ 201.7% | 154.5K▲ 6.3% | 189.13K▲ 22.4% | 204K▲ 7.9% | 230K▲ 12.7% | 317K▲ 37.8% | 224K▼ 29.3% | 449K▲ 0% |
| Gross Margin % | 37.99% | -56.06% | 57.29% | 60.32% | 57.4% | 57.63% | 51.11% | 62.9% | 81.16% | 57.05% |
| Gross Profit Growth % | 28.93% | -233.45% | 201.68% | 6.26% | 22.41% | 7.86% | 12.75% | 37.83% | -29.34% | - |
| Operating Expenses | 930.97K | 939.25K | 1.9M | 1.1M | 3.8M | 77.52M | 16.46M | 19.5M | 9.77M | 8.33M |
| OpEx % of Revenue | 330.09% | 368.19% | 747.88% | 430.6% | 1152.96% | 21899.44% | 3658.67% | 3869.44% | 3540.22% | - |
| Selling, General & Admin | 930.97K | 939.25K | 1.91M | 1.02M | 3.75M | 8.4M | 8M | 9.87M | 7.79M | 5.97M |
| SG&A % of Revenue | 330.09% | 368.19% | 753.48% | 398.56% | 1137.92% | 2372.6% | 1778.44% | 1958.93% | 2823.91% | - |
| Research & Development | 0 | 0 | 279.69K | 82.06K | 49.25K | 169K | 7.56M | 3.5M | 1.98M | 2.71M |
| R&D % of Revenue | - | - | 110.21% | 32.04% | 14.95% | 47.74% | 1679.33% | 694.05% | 716.3% | - |
| Other Operating Expenses | 0 | 0 | 0 | 0 | 1.03K | 68.96M | 904K | 6.13M | 0 | -348K |
| Operating Income | -818K▲ 0% | -1.08M▼ 32.4% | -1.8M▼ 66.2% | -948.43K▲ 47.3% | -3.61M▼ 280.6% | -77.32M▼ 2041.8% | -16.23M▲ 79.0% | -19.18M▼ 18.2% | -9.55M▲ 50.2% | -7.88M▲ 0% |
| Operating Margin % | -290.03% | -424.53% | -709.26% | -370.28% | -1095.6% | -21841.81% | -3607.56% | -3806.55% | -3459.06% | -1001.65% |
| Operating Income Growth % | -23.57% | -32.4% | -66.2% | 47.31% | -280.63% | -2041.83% | 79% | -18.18% | 50.24% | - |
| EBITDA | -807.17K | -1.08M | -1.8M | -948.36K | -3.61M | -76.14M | -15.83M | -18.2M | -8.12M | -6.91M |
| EBITDA Margin % | -286.19% | -424.48% | -709.21% | -370.25% | -1095.58% | -21507.06% | -3517.56% | -3611.11% | -2943.48% | -878.14% |
| EBITDA Growth % | -24.15% | -34.16% | -66.21% | 47.31% | -280.65% | -2009.04% | 79.21% | -14.98% | 55.36% | 31.01% |
| D&A (Non-Cash Add-back) | 10.82K | 131 | 129 | 65 | 65 | 0 | 405K | 985K | 1.42M | 1.11M |
| EBIT | -1.38M | -1.08M | -2.05M | -1.05M | -3.85M | -76.14M | -15.86M | -18.46M | -8.29M | -6.56M |
| Net Interest Income | -791K | -467K | -465K | -288.78K | -342.32K | -3.11M | -417K | -52K | -646K | -466K |
| Interest Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 177K |
| Interest Expense | 790.61K | 466.85K | 464.62K | 288.78K | 342.32K | 3.11M | 417K | 52K | 646K | 643K |
| Other Income/Expense | -1.35M | -467K | -465K | -394.78K | -578K | -1.93M | -47K | 673K | 614K | 702K |
| Pretax Income | -2.17M▲ 0% | -1.55M▲ 28.7% | -2.51M▼ 62.1% | -1.34M▲ 46.5% | -4.19M▼ 211.7% | -79.25M▼ 1792.7% | -16.28M▲ 79.5% | -18.51M▼ 13.7% | -8.93M▲ 51.7% | -7.18M▲ 0% |
| Pretax Margin % | -770.46% | -607.21% | -989.42% | -524.41% | -1270.71% | -22385.88% | -3618% | -3673.02% | -3236.59% | -912.45% |
| Income Tax | 0 | 0 | 329.36K | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Effective Tax Rate % | 0% | 0% | -13.12% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| Net Income | -2.17M▲ 0% | -1.55M▲ 28.7% | -2.13M▼ 37.4% | -1.34M▲ 36.9% | -4.19M▼ 211.7% | -79.25M▼ 1792.6% | -16.28M▲ 79.5% | -18.51M▼ 13.7% | -8.93M▲ 51.7% | -7.18M▲ 0% |
| Net Margin % | -770.46% | -607.21% | -838.9% | -524.41% | -1270.71% | -22385.59% | -3618% | -3673.02% | -3236.59% | -912.45% |
| Net Income Growth % | -63.26% | 28.72% | -37.44% | 36.91% | -211.72% | -1792.64% | 79.45% | -13.7% | 51.74% | 36.85% |
| Net Income (Continuing) | -2.17M | -1.55M | -2.51M | -1.34M | -4.19M | -79.25M | -16.28M | -18.51M | -8.93M | -7.18M |
| Discontinued Operations | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| EPS (Diluted) | -0.30▲ 0% | -0.19▲ 36.7% | -0.28▼ 47.4% | -0.17▲ 39.3% | -0.45▼ 164.7% | -6.97▼ 1448.9% | -1.00▲ 85.7% | -1.01▼ 1.0% | -0.35▲ 65.3% | -0.21▲ 0% |
| EPS Growth % | -1282.49% | 36.67% | -47.37% | 39.29% | -164.71% | -1448.89% | 85.65% | -1% | 65.35% | 54.28% |
| EPS (Basic) | -0.30 | -0.19 | -0.28 | -0.17 | -0.45 | -6.97 | -1.00 | -1.01 | -0.35 | - |
| Diluted Shares Outstanding | 7.15M | 8.27M | 9.19M | 8.89M | 9.11M | 11.37M | 16.25M | 19.1M | 25.31M | 33.65M |
| Basic Shares Outstanding | 7.15M | 8.27M | 9.19M | 8.89M | 9.11M | 11.37M | 16.25M | 18.35M | 25.31M | 33.65M |
| Dividend Payout Ratio | - | - | - | - | - | - | - | - | - | - |
APCX Balance Sheet
AppTech Payments Corp. (APCX) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Current Assets | 26.49K | 52.49K | 25.19K | 84.94K | 104.83K | 622.65K | 4.42M | 1.52M | 2.42M | 565K |
| Cash & Short-Term Investments | 885 | 26.29K | 1.38K | 24.16K | 57.5K | 8.03K | 3.46M | 1.28M | 868K | 439K |
| Cash Only | 885 | 26.29K | 1.38K | 24.16K | 57.5K | 8.03K | 3.46M | 1.28M | 868K | 439K |
| Short-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accounts Receivable | 25.6K | 26.2K | 23.8K | 29.84K | 40.63K | 40.34K | 51K | 30K | 43K | 137K |
| Days Sales Outstanding | 33.14 | 37.49 | 34.23 | 42.52 | 45.01 | 41.6 | 41.37 | 21.73 | 56.87 | 40.93 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Days Inventory Outstanding | - | - | - | - | - | - | - | - | - | - |
| Other Current Assets | 0 | 0 | 0 | 25K | 0 | 0 | 0 | 0 | 0 | -11K |
| Total Non-Current Assets | 325 | 1.9M | 6.01K | 0 | 274.86K | 6.93M | 8.09M | 6.84M | 6.57M | 5.68M |
| Property, Plant & Equipment | 325 | 194 | 65 | 0 | 249.82K | 188.64K | 127K | 66K | 86K | 36K |
| Fixed Asset Turnover | 867.82x | 1314.96x | 3904.38x | - | 1.32x | 1.88x | 3.54x | 7.64x | 3.21x | 12.85x |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1.16M | 1.16M | 1.16M |
| Intangible Assets | 0 | 1.9M | 0 | 0 | 0 | 3.44M | 5.23M | 4.43M | 5.23M | 2.71M |
| Long-Term Investments | 0 | 0 | 0 | 0 | 0 | 25.5K | 26K | 26K | 0 | 0 |
| Other Non-Current Assets | 0 | 0 | 5.95K | 0 | 25.04K | 3.28M | 2.71M | 1.16M | 86K | 2.32M |
| Total Assets | 26.81K▲ 0% | 1.95M▲ 7182.3% | 31.2K▼ 98.4% | 84.94K▲ 172.3% | 379.69K▲ 347.0% | 7.56M▲ 1890.3% | 12.52M▲ 65.7% | 8.35M▼ 33.3% | 8.99M▲ 7.6% | 6.25M▲ 0% |
| Asset Turnover | 10.52x | 0.13x | 8.13x | 3.02x | 0.87x | 0.05x | 0.04x | 0.06x | 0.03x | 0.11x |
| Asset Growth % | -93.08% | 7182.32% | -98.4% | 172.26% | 346.99% | 1890.3% | 65.66% | -33.28% | 7.58% | -13.88% |
| Total Current Liabilities | 5.54M | 6.19M | 7.08M | 7.37M | 8.21M | 7.28M | 4.93M | 4.08M | 3.44M | 4.77M |
| Accounts Payable | 1.07M | 1.2M | 1.56M | 1.71M | 1.64M | 1.25M | 347K | 1.8M | 1.85M | 2.27M |
| Days Payables Outstanding | 2.23K | 1.1K | 5.24K | 6.13K | 4.25K | 3.05K | 575.7 | 3.51K | 13.01K | 2.12K |
| Short-Term Debt | 2.55M | 2.86M | 2.89M | 2.9M | 2.86M | 1.86M | 1.85M | 1K | 68K | 1.15M |
| Deferred Revenue (Current) | 1.49M | 1.71M | 0 | 0 | 0 | 0 | 0 | 244K | 0 | 0 |
| Other Current Liabilities | 430K | 430K | 105.9K | 430K | 688.97K | 3.87M | 2.42M | 1.77M | 1.2M | 1.35M |
| Current Ratio | 0.00x | 0.01x | 0.00x | 0.01x | 0.01x | 0.09x | 0.90x | 0.37x | 0.70x | 0.70x |
| Quick Ratio | 0.00x | 0.01x | 0.00x | 0.01x | 0.01x | 0.09x | 0.90x | 0.37x | 0.70x | 0.70x |
| Cash Conversion Cycle | - | - | - | - | - | - | - | - | - | -2.08K |
| Total Non-Current Liabilities | 3.62M | 4.05M | 0 | 160K | 366.89K | 230.5K | 166K | 79K | 79K | 60K |
| Long-Term Debt | 0 | 0 | 0 | 0 | 67.4K | 67.4K | 67K | 65K | 61K | 60K |
| Capital Lease Obligations | 0 | 0 | 0 | 0 | 224.49K | 163.1K | 99K | 14K | 18K | 18K |
| Deferred Tax Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 0 | 0 | 0 | 160K | 75K | 0 | 0 | 0 | 0 | 0 |
| Total Liabilities | 5.54M | 6.19M | 7.08M | 7.53M | 8.57M | 7.51M | 5.09M | 4.16M | 3.52M | 60K |
| Total Debt | 2.55M | 2.86M | 2.89M | 2.9M | 3.2M | 2.09M | 2.02M | 158K | 147K | 1.21M |
| Net Debt | 2.55M | 2.83M | 2.89M | 2.87M | 3.15M | 2.09M | -1.45M | -1.12M | -721K | 771K |
| Debt / Equity | - | - | - | - | - | 47.57x | 0.27x | 0.04x | 0.03x | 0.03x |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - | -0.18x |
| Net Debt / EBITDA | - | - | - | - | - | - | - | - | - | -0.11x |
| Interest Coverage | -1.03x | -2.32x | -3.87x | -3.28x | -10.55x | -24.85x | -38.93x | -368.94x | -14.78x | -10.21x |
| Total Equity | -5.52M▲ 0% | -4.24M▲ 23.1% | -7.05M▼ 66.2% | -7.45M▼ 5.7% | -8.19M▼ 10.1% | 44K▲ 100.5% | 7.42M▲ 16771.6% | 4.19M▼ 43.5% | 5.47M▲ 30.4% | 1.42M▲ 0% |
| Equity Growth % | -33.7% | 23.12% | -66.16% | -5.67% | -10.06% | 100.54% | 16771.58% | -43.51% | 30.35% | 66.97% |
| Book Value per Share | -0.77 | -0.51 | -0.77 | -0.84 | -0.90 | 0.00 | 0.46 | 0.22 | 0.22 | 0.04 |
| Total Shareholders' Equity | -5.52M | -4.24M | -7.05M | -7.45M | -8.19M | 44K | 7.42M | 4.19M | 5.47M | 1.42M |
| Common Stock | 73.66K | 86.32K | 86.8K | 84.15K | 9.32K | 11.95K | 17K | 22K | 33K | 34K |
| Retained Earnings | -33.14M | -34.69M | -39.42M | -40.76M | -44.95M | -124.19M | -140.47M | -159.75M | -168.7M | -174.93M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accumulated OCI | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
APCX Cash Flow Statement
AppTech Payments Corp. (APCX) cash flow — operating, investing & free cash flow history
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | -736.15K | -80.91K | 279.7K | -760.54K | -591.39K | -1.82M | -8.2M | -8.86M | -7.46M | -7.46M |
| Operating CF Margin % | -261.01% | -31.71% | 110.21% | -296.93% | -179.48% | -515.41% | -1822% | -1757.74% | -2701.81% | - |
| Operating CF Growth % | -97.02% | 89.01% | 445.71% | -371.92% | 22.24% | -208.52% | -349.37% | -8.05% | 15.83% | 65.38% |
| Net Income | -2.17M | -1.55M | -2.13M | -1.34M | -4.19M | -79.25M | -16.28M | -18.51M | -8.93M | -7.18M |
| Depreciation & Amortization | 10.82K | 131 | 129 | 65 | 0 | 0 | 405K | 985K | 1.42M | 384K |
| Stock-Based Compensation | 357.24K | 867.86K | 1.55M | 0 | 111.22K | 5.32M | 7.71M | 3.48M | 1.39M | 40K |
| Deferred Taxes | 0 | 7.5K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Cash Items | 614.17K | 248.4K | 58.8K | 123.61K | 3.18M | 71.92M | 645K | 5.84M | -640K | -4.64M |
| Working Capital Changes | 454.43K | 344.7K | 802.25K | 458.99K | 302.29K | 179.99K | -674K | -653K | -699K | -1.15M |
| Change in Receivables | -5.11K | -596 | -2 | -6.03K | -10.8K | 291 | -11K | 21K | -12K | -30K |
| Change in Inventory | 0 | 0 | 0 | 0 | 0 | -757.56K | 0 | 0 | 0 | 0 |
| Change in Payables | 235.87K | 127.64K | 518.81K | 310.47K | -4.89K | 928.24K | -909K | 540K | 1.15M | 365K |
| Cash from Investing | 0 | -350K | -440.95K | -25K | 5.91K | -1.18M | -1.79M | -500K | -1.16M | -592K |
| Capital Expenditures | 0 | -350K | -435K | 0 | 0 | -1.18M | -1.79M | 0 | -1.08M | -524K |
| CapEx % of Revenue | - | 137.2% | 171.4% | - | - | 332.43% | 397.56% | - | 391.67% | - |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -500K | 0 | 0 |
| Investments | - | - | - | - | - | - | - | - | - | - |
| Other Investing | 0 | 0 | -5.95K | -25K | 5.91K | -8K | -2K | 0 | -78K | -68K |
| Cash from Financing | 716.71K | 456.31K | 136.35K | 808.32K | 618.81K | 2.96M | 13.44M | 7.18M | 8.2M | 7.25M |
| Debt Issued (Net) | 574.91K | 236.31K | 41.05K | 3.32K | 289.2K | -34.4K | -64K | -1.79M | 905K | 295K |
| Equity Issued (Net) | 146.8K | 220K | 0 | 68.75K | 0 | 1000K | 1000K | 1000K | 1000K | 1.7M |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Share Repurchases | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Financing | -5K | 0 | 132.8K | 736.25K | 329.61K | 1.13K | 20K | 33K | 1.01M | 2.4M |
| Net Change in Cash | -19.43K▲ 0% | 25.4K▲ 230.7% | -24.9K▼ 198.0% | 22.77K▲ 191.5% | 33.34K▲ 46.4% | -49.47K▼ 248.4% | 3.45M▲ 7081.9% | -2.18M▼ 163.1% | -413K▲ 81.1% | 34K▲ 0% |
| Free Cash Flow | -736.15K▲ 0% | -430.91K▲ 41.5% | -155.3K▲ 64.0% | -760.54K▼ 389.7% | -591.39K▲ 22.2% | -3M▼ 407.5% | -9.99M▼ 232.8% | -8.86M▲ 11.3% | -8.54M▲ 3.6% | -6.84M▲ 0% |
| FCF Margin % | -261.01% | -168.91% | -61.19% | -296.93% | -179.48% | -847.84% | -2219.56% | -1757.74% | -3093.48% | -869.38% |
| FCF Growth % | -88.43% | 41.46% | 63.96% | -389.72% | 22.24% | -407.51% | -232.78% | 11.3% | 3.62% | 6.04% |
| FCF per Share | -0.10 | -0.05 | -0.02 | -0.09 | -0.06 | -0.26 | -0.61 | -0.46 | -0.34 | -0.34 |
| FCF Conversion (FCF/Net Income) | 0.34x | 0.05x | -0.13x | 0.57x | 0.14x | 0.02x | 0.50x | 0.48x | 0.83x | 0.95x |
| Interest Paid | 0 | 0 | 0 | 5.8K | 0 | 0 | 0 | 1.23M | 67K | 32K |
| Taxes Paid | 0 | 0 | 0 | 7.06K | 0 | 0 | 0 | 0 | 0 | 0 |
APCX Key Ratios
AppTech Payments Corp. (APCX) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | - | - | - | - | - | -180089.99% | -436.02% | -318.68% | -184.93% | -507.13% |
| Return on Invested Capital (ROIC) | - | - | - | - | - | - | -300.4% | -318.05% | -183.2% | -183.2% |
| Gross Margin | 37.99% | -56.06% | 57.29% | 60.32% | 57.4% | 57.63% | 51.11% | 62.9% | 81.16% | 57.05% |
| Net Margin | -770.46% | -607.21% | -838.9% | -524.41% | -1270.71% | -22385.59% | -3618% | -3673.02% | -3236.59% | -912.45% |
| Debt / Equity | - | - | - | - | - | 47.57x | 0.27x | 0.04x | 0.03x | 0.03x |
| Interest Coverage | -1.03x | -2.32x | -3.87x | -3.28x | -10.55x | -24.85x | -38.93x | -368.94x | -14.78x | -10.21x |
| FCF Conversion | 0.34x | 0.05x | -0.13x | 0.57x | 0.14x | 0.02x | 0.50x | 0.48x | 0.83x | 0.95x |
| Revenue Growth | 45.01% | -9.55% | -0.52% | 0.93% | 28.64% | 7.44% | 27.12% | 12% | -45.24% | 115.62% |
APCX Frequently Asked Questions
AppTech Payments Corp. (APCX) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
AppTech Payments Corp. (APCX) reported $0.8M in revenue for fiscal year 2024. This represents a 687% increase from $0.1M in 1999.
AppTech Payments Corp. (APCX) saw revenue decline by 45.2% over the past year.
AppTech Payments Corp. (APCX) reported a net loss of $7.2M for fiscal year 2024.
Dividend & Returns
AppTech Payments Corp. (APCX) has a return on equity (ROE) of -184.9%. Negative ROE indicates the company is unprofitable.
AppTech Payments Corp. (APCX) had negative free cash flow of $6.8M in fiscal year 2024, likely due to heavy capital investments.
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AppTech Payments Corp. (APCX) financial analysis — history, returns, DCA and operating performance tools
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