AppTech Payments Corp. (APCX) Financial Ratios
26 years of historical data (1999–2024) · Technology · Software - Infrastructure
EV/EBITDA
N/A
—
5yr avg: N/A
P/FCF
N/A
—
5yr avg: N/A
30Y Low0.6·High0.6
P/B Ratio
↓
1.83
↓-98% vs avg
5yr avg: 88.81
30Y Low2.4·High9.1
ROE
↑
-184.9%
↓+100% vs avg
5yr avg: -45257.4%
30Y Low-436%·High-185%
Debt/EBITDA
N/A
—
5yr avg: N/A
Percentile shows where the current value sits in 30-year historical distribution. Sparklines show 5-year trend.
APCX Valuation Multiples
Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow
AppTech Payments Corp. currently has a negative P/E ratio, indicating the company is operating at a loss on a trailing-twelve-month basis.
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Market Cap | $14M | $13M | $38M | $39M | $15M | $8M | $6M | $4M | $10M | $858480 | $5M |
| Enterprise Value | $13M | $12M | $37M | $37M | $17M | $11M | $9M | $7M | $13M | $3M | $7M |
| P/E Ratio → | -1.13 | — | — | — | — | — | — | — | — | — | — |
| P/S Ratio | 49.36 | 47.69 | 75.43 | 85.56 | 42.08 | 24.87 | 22.57 | 16.66 | 39.24 | 3.04 | 25.28 |
| P/B Ratio | 1.83 | 2.41 | 9.06 | 5.19 | 338.59 | — | — | — | — | — | — |
| P/FCF | — | — | — | — | — | — | — | — | — | — | — |
| P/OCF | — | — | — | — | — | — | — | 15.12 | — | — | — |
P/E links to full P/E history page with 30-year chart
APCX EV Ratios
Enterprise-value multiples — capital-structure-neutral measures of total business value
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| EV / Revenue | — | 45.07 | 73.20 | 82.35 | 47.97 | 34.42 | 33.78 | 28.07 | 50.33 | 12.08 | 35.36 |
| EV / EBITDA | — | — | — | — | — | — | — | — | — | — | — |
| EV / EBIT | — | — | — | — | — | — | — | — | — | — | — |
| EV / FCF | — | — | — | — | — | — | — | — | — | — | — |
APCX Profitability
Margins and return-on-capital ratios measuring operating efficiency
AppTech Payments Corp. earns an operating margin of -3459.1%. Operating margins have expanded from -3607.6% to -3459.1% over the past 3 years, signaling improving operational efficiency. A negative ROE of -184.9% indicates the company is currently destroying shareholder equity.
Margins
Full margin charts and quarterly trend are on the Earnings History page
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 81.2% | 81.2% | 62.9% | 51.1% | 57.6% | 57.4% | 60.3% | 57.3% | -56.1% | 38.0% | 42.7% |
| Operating Margin | -3459.1% | -3459.1% | -3806.5% | -3607.6% | -21841.8% | -1095.6% | -370.3% | -709.3% | -424.5% | -290.0% | -340.4% |
| Net Profit Margin | -3236.6% | -3236.6% | -3673.0% | -3618.0% | -22385.6% | -1270.7% | -524.4% | -838.9% | -607.2% | -770.5% | -684.3% |
Return on Capital
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | -184.9% | -184.9% | -318.7% | -436.0% | -180090.0% | — | — | — | — | — | — |
| ROA | -103.0% | -103.0% | -177.4% | -162.2% | -1996.9% | -1802.3% | -2313.0% | -214.6% | -156.5% | -1049.0% | -222.4% |
| ROIC | -183.2% | -183.2% | -318.1% | -300.4% | — | — | — | — | — | — | — |
| ROCE | -194.5% | -194.5% | -323.4% | -412.8% | -28167.4% | — | — | — | — | — | — |
APCX Leverage & Debt
Solvency and debt-coverage ratios — lower is generally safer
The company holds a net cash position — cash of $868000 exceeds total debt of $147000, providing substantial financial flexibility for buybacks, acquisitions, or weathering downturns.
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.03 | 0.03 | 0.04 | 0.27 | 47.57 | — | — | — | — | — | — |
| Debt / EBITDA | — | — | — | — | — | — | — | — | — | — | — |
| Net Debt / Equity | — | -0.13 | -0.27 | -0.19 | 47.39 | — | — | — | — | — | — |
| Net Debt / EBITDA | — | — | — | — | — | — | — | — | — | — | — |
| Debt / FCF | — | — | — | — | — | — | — | — | — | — | — |
| Interest Coverage | -14.78 | -14.78 | -368.94 | -38.93 | -24.85 | -10.55 | -3.28 | -3.87 | -2.32 | -1.03 | -1.11 |
Net cash position: cash ($868000) exceeds total debt ($147000)
APCX Liquidity & Efficiency
Short-term solvency ratios and asset-utilisation metrics
The current ratio of 0.70x is below 1.0, meaning current liabilities exceed current assets. The current ratio has declined from 0.90x to 0.70x over the past 3 years.
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Current Ratio | 0.70 | 0.70 | 0.37 | 0.90 | 0.09 | 0.01 | 0.01 | 0.00 | 0.01 | 0.00 | 0.01 |
| Quick Ratio | 0.70 | 0.70 | 0.37 | 0.90 | 0.09 | 0.01 | 0.01 | 0.00 | 0.01 | 0.00 | 0.01 |
| Cash Ratio | 0.25 | 0.25 | 0.31 | 0.70 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Asset Turnover | — | 0.03 | 0.06 | 0.04 | 0.05 | 0.87 | 3.02 | 8.13 | 0.13 | 10.52 | 0.50 |
| Inventory Turnover | 4.43 | — | — | — | — | — | — | — | — | — | — |
| Days Sales Outstanding | — | 56.87 | 21.73 | 41.37 | 41.60 | 45.01 | 42.52 | 34.23 | 37.49 | 33.14 | 38.45 |
APCX Shareholder Yields
Earnings, FCF, buyback, and dividend yields — total returns to shareholders
AppTech Payments Corp. does not currently pay a dividend and has no material buyback yield, reinvesting earnings back into the business.
Dividends
Full dividend history and growth charts are on the Dividend History page
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | — | — | — | — | — | — | — | — | — | — | — |
| Payout Ratio | — | — | — | — | — | — | — | — | — | — | — |
Total Shareholder Return Metrics
| Metric | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Earnings Yield | — | — | — | — | — | — | — | — | — | — | — |
| FCF Yield | — | — | — | — | — | — | — | — | — | — | — |
| Buyback Yield | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Total Shareholder Yield | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Shares Outstanding | — | $25M | $19M | $16M | $11M | $9M | $9M | $9M | $8M | $7M | $61M |
Peer Comparison
Compare APCX with 10 similar companies in its peer group
| Company | Market Cap | P/E | EV/EBITDA | P/FCF | Gross Margin | Op Margin | ROE | ROIC | Debt/EBITDA |
|---|---|---|---|---|---|---|---|---|---|
 APCXYou | $14M | -1.1 | — | — | 81.2% | -3459.1% | -184.9% | -183.2% | — |
 USIO | $36M | -14.0 | — | 33.7 | 23.1% | -2.6% | -13.6% | -12.0% | — |
 IIIV | $506M | 40.9 | 14.0 | 134.9 | 55.7% | 1.9% | 3.5% | 0.6% | 0.2 |
 PRTH | $451M | 8.1 | 6.9 | 6.0 | 21.4% | 14.8% | — | 13.4% | 5.1 |
 FOUR | $4B | 43.4 | 9.5 | 7.6 | 34.2% | 8.4% | 8.0% | 6.3% | 5.9 |
 RPAY | $307M | -1.2 | 7.0 | 3.4 | 75.0% | -3.9% | -40.9% | -1.0% | 4.9 |
 FLYW | $2B | 161.2 | 47.8 | 21.4 | 61.4% | 1.8% | 1.6% | 2.1% | — |
 PAYC | $8B | 17.1 | 9.8 | 18.4 | 78.6% | 27.6% | 27.4% | 30.7% | 0.2 |
 V | $616B | 31.5 | 24.6 | 28.6 | 80.4% | 60.0% | 52.1% | 29.2% | 1.0 |
 MA | $443B | 30.3 | 22.0 | 26.2 | 83.4% | 59.2% | 209.9% | 56.5% | 0.9 |
 FIS | $24B | 63.0 | 7.7 | 10.0 | 36.9% | 16.5% | 2.6% | 6.0% | 1.1 |
| Technology Median | — | 27.7 | 17.5 | 19.2 | 48.5% | -0.6% | 2.4% | 2.9% | 2.9 |
Peer selection based on competitive and market overlap. Compare multiple stocks →
Download Financial Ratios Data
Includes 30+ ratios · 21 years · Updated daily
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Quick answers to the most common questions about buying APCX stock.
What is AppTech Payments Corp.'s P/E ratio?
AppTech Payments Corp.'s current P/E ratio is -1.1x. This places it at the 50th percentile of its historical range.
What is AppTech Payments Corp.'s ROE?
AppTech Payments Corp.'s return on equity (ROE) is -184.9%. The historical average is -296.0%.
Is APCX stock overvalued?
Based on historical data, AppTech Payments Corp. is trading at a P/E of -1.1x. This is at the 50th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.
What are AppTech Payments Corp.'s profit margins?
AppTech Payments Corp. has 81.2% gross margin and -3459.1% operating margin.