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BCIC logoBCP Investment Corporation(BCIC)Earnings, Financials & Key Ratios

BCIC•NASDAQ•Banking & Credit
7.0× P/E·Price updated Jun 19, 2026
SectorFinancial ServicesIndustryAsset ManagementSub-IndustryPrivate credit and BDC lenders
AboutBCP Investment Corp. is a business development company specializing in investments in unitranche loans (including last out), first lien loans, second lien loans, subordinated debt, equity co-investment, mezzanine, buyout in middle market companies. It also makes acquisitions in businesses complementary to the firm's business. The fund primarily invests in healthcare, cargo transport, manufacturing, industrial & environmental services, logistics & distribution, media & telecommunications, real estate, education, automotive, agriculture, aerospace/defense, packaging, electronics, finance, non-durable consumer, consumer products, business services, utilities, insurance, and food and beverage sectors. The fund typically invests $1 million to $20 million in its portfolio companies. The fund provides senior secured term loans from $2 million to $20 million maturing in five to seven years; second lien term loans from $5 million to $15 million maturing in six to eight years; senior unsecured loans $5 million to $23 million maturing in six to eight years; mezzanine loans from $5 million to $15 million maturing in seven to ten years; and equity investments from $1 to $5 million. The fund targets the companies with EBITDA between $5 million and $25 million. While investing in debt securities, it invests in those middle market firms with EBITDA between $10 million and $50 million and/or total debt between $25 million and $150 million. The fund invests in minority, and majority or control equity positions alongside its private equity sponsor partners.Show more
  • Net Interest Income$40M+53.4%
  • Total Revenue$40M+92.0%
  • Net Income$11M+293.6%
  • Return on Equity5.93%+295.8%
  • Net Interest Margin7.65%+32.9%
  • Efficiency Ratio-10.38%-132.1%
  • ROA2.35%+298.7%
  • Equity / Assets39.94%+1.5%
  • Book Value per Share18.85-2.1%

BCIC Key Insights

BCP Investment Corporation (BCIC) fundamental analysis — strengths, weaknesses & financial health based on data analysis

✓Strengths

  • ✓Strong NIM of 7.6%
  • ✓Efficient operations: -10.4% efficiency ratio
  • ✓Well capitalized: 39.9% equity/assets
  • ✓Trading at only 0.4x book value

✗Weaknesses

  • ✗Weak 3Y average ROE of 2.7%
  • ✗Profits declining 18.3% over 5 years
  • ✗Weak momentum: RS Rating 16 (bottom 16%)
  • ✗Dividend payout exceeds 100% of earnings
  • ✗Shares diluted 19.7% in last year
  • ✗Trading more than 30% below 52-week high

* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.

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BCIC Price & Volume

BCP Investment Corporation (BCIC) stock price & volume — 10-year historical chart

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BCIC Growth Metrics

BCP Investment Corporation (BCIC) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR

Revenue CAGR

10 Years28.82%
5 Years-3.62%
3 Years87.36%
TTM-

Profit CAGR

10 Years-
5 Years-18.3%
3 Years-
TTM113.34%

EPS CAGR

10 Years-
5 Years-30.3%
3 Years-
TTM95.61%

Return on Capital

10 Years0.82%
5 Years1.69%
3 Years2.41%
Last Year6.71%

BCIC Recent Earnings

BCP Investment Corporation (BCIC) EPS & revenue vs analyst estimates — last 4 quarters

Full history →
●Beat EPS 4/12 qtrs (33%)●Beat Revenue 2/12 qtrs (17%)
Q2 2026Latest
May 7, 2026
Metric
Actual
Est
EPS
$0.55+27.2%
$0.43
Rev
$18M+14.0%
$15M
Q2 2026
Mar 5, 2026
Metric
Actual
Est
EPS
$0.57+5.6%
$0.54
Rev
$18M-4.7%
$18M
Q4 2025
Nov 6, 2025
Metric
Actual
Est
EPS
$2.57+406.9%
$0.51
Rev
$29M+84.2%
$16M
Q3 2025
Aug 7, 2025
Metric
Actual
Est
EPS
$0.49-192.1%
$0.53
Rev
$1M-92.4%
$13M
QuarterDateEPS (Act vs Est)Revenue (Act vs Est)
Q2 2026LatestMay 7, 2026
$0.55vs $0.43+27.2%
$18Mvs $15M+14.0%
Q2 2026Mar 5, 2026
$0.57vs $0.54+5.6%
$18Mvs $18M-4.7%
Q4 2025Nov 6, 2025
$2.57vs $0.51+406.9%
$29Mvs $16M+84.2%
Q3 2025Aug 7, 2025
$0.49vs $0.53-192.1%
$1Mvs $13M-92.4%
Based on last 12 quarters of dataView full earnings history →

BCIC Peer Comparison

BCP Investment Corporation (BCIC) competitors in Private credit and BDC lenders — business model, growth, and fundamentals comparison

Select Columns
Stock Universe
Valuation
Growth
Profitability
Financial Health
Dividends & Buybacks
Price Performance
Technical
Fundamentals ($)
Sector-Specific
Institutional Holdings
CompanyMarket CapStock PriceP/E Ratio (TTM)Revenue Growth 1YNet MarginReturn on Equity (ROE)FCF YieldDebt / Equity
ARCC logoARCCAres Capital CorporationDirect Competitor12.95B18.039.6932.87%43.69%8.11%1.12
FSCO logoFSCOFS Credit Opportunities Corp.Direct Competitor997.19M4.936.49-18.64%10.48%0.20
GBDC logoGBDCGolub Capital BDC, Inc.Direct Competitor3.22B12.358.7042.5%26.91%5.24%1.23
TPVG logoTPVGTriplePoint Venture Growth BDC Corp.Direct Competitor202.99M5.004.1036.55%-19.55%-3.39%1.33
CGBD logoCGBDCarlyle Secured Lending, Inc.Direct Competitor760.99M10.9510.8417.9%23.81%4.42%1.31
SLRC logoSLRCSLR Investment Corp.Direct Competitor677.57M12.427.3124.76%39.78%7.31%1.15
PFLT logoPFLTPennantPark Floating Rate Capital Ltd.Direct Competitor742.15M7.4810.392.2%34.83%5.84%1.65
OBDC logoOBDCBlue Owl Capital CorporationProduct Competitor5.4B10.878.7752.55%27.51%4.83%1.26

Compare BCIC vs Peers

BCP Investment Corporation (BCIC) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs ARCC

Most directly comparable listed peer for BCIC.

Scale Benchmark

vs BX

Larger-name benchmark to compare BCIC against a more recognizable public peer.

Peer Set

Compare Top 5

vs ARCC, FSCO, GBDC, TPVG

BCIC Income Statement

BCP Investment Corporation (BCIC) annual income statement — 10-year revenue, gross profit & net income history

10Y historyFree accessUpdated daily
MetricDec'17Dec'18Dec'19Dec'20Dec'21Dec'22Dec'23Dec'24Dec'25TTM
Net Interest Income
7.47M8.68M-8.18M21.48M51.37M36.54M33.1M26.11M40.06M41M
NII Growth %
-36.38%16.12%-194.28%362.55%139.12%-28.87%-9.42%-21.1%53.39%415.37%
Net Interest Margin %
2.34%3.04%-2.64%3.58%7.92%5.9%6.03%5.76%7.65%7.54%
Interest Income
15.14M16.08M79K31.77M65.01M54.24M58.4M46.9M60.66M63.14M
Interest Expense
7.66M7.4M8.26M10.28M13.64M17.7M25.31M20.78M20.6M22.14M
Loan Loss Provision
00040000-9.22M-6.75M
Non-Interest Income
9.62M-8.37M8.79M15.98M-12.62M-48.2M-15.05M-26.21M-20.94M-2.93M
Non-Interest Income %
38.86%-108.64%99.11%33.47%-24.08%-798.16%-34.71%-126.72%-52.73%-4.86%
Total Revenue
24.75M▲ 0%
7.71M▼ 68.9%
8.87M▲ 15.1%
47.74M▲ 438.4%
52.39M▲ 9.7%
6.04M▼ 88.5%
43.35M▲ 617.9%
20.68M▼ 52.3%
39.72M▲ 92.0%
60.21M▲ 0%
Revenue Growth %
46.96%-68.86%15.05%438.4%9.74%-88.47%617.9%-52.29%92.01%1110.88%
Non-Interest Expense
13.71M9.88M13.11M5.89M11.28M8.55M7.08M6.69M-4.12M32.73M
Efficiency Ratio
55.36%128.13%147.81%12.33%21.53%141.55%16.33%32.34%-10.38%54.36%
Operating Income
3.39M▲ 0%
-9.57M▼ 382.5%
-12.5M▼ 30.6%
31.57M▲ 352.6%
27.47M▼ 13.0%
-20.21M▼ 173.6%
10.97M▲ 154.3%
-6.79M▼ 161.9%
32.46M▲ 578.1%
12.09M▲ 0%
Operating Margin %
13.69%-124.18%-140.97%66.13%52.43%-334.66%25.3%-32.82%81.72%20.08%
Operating Income Growth %
425.86%-382.51%-30.61%352.56%-13%-173.58%154.27%-161.89%578.14%-
Pretax Income
3.39M▲ 0%
-9.57M▼ 382.5%
-12.5M▼ 30.6%
31.57M▲ 352.6%
27.47M▼ 13.0%
-20.21M▼ 173.6%
10.97M▲ 154.3%
-6.79M▼ 161.9%
11.49M▲ 269.3%
-671K▲ 0%
Pretax Margin %
13.69%-124.18%-140.97%66.13%52.43%-334.66%25.3%-32.82%28.94%-1.11%
Income Tax
00001.44M786K-414K-853K0-2.07M
Effective Tax Rate %
0%0%0%0%5.25%-3.89%-3.77%12.57%0%308.79%
Net Income
3.39M▲ 0%
-9.57M▼ 382.5%
-12.5M▼ 30.6%
31.57M▲ 352.6%
26.03M▼ 17.6%
-21M▼ 180.7%
11.38M▲ 154.2%
-5.93M▼ 152.1%
11.49M▲ 293.6%
1.4M▲ 0%
Net Margin %
13.69%-124.18%-140.96%66.13%49.67%-347.67%26.25%-28.69%28.94%2.33%
Net Income Growth %
425.86%-382.51%-30.6%352.58%-17.57%-180.67%154.21%-152.15%293.63%113.34%
Net Income (Continuing)
3.39M-9.57M-12.5M31.57M26.03M-21M11.38M-5.93M11.49M1.4M
EPS (Diluted)
0.90▲ 0%
-2.56▼ 384.4%
-3.32▼ 29.7%
6.32▲ 290.4%
3.05▼ 51.7%
-2.18▼ 171.5%
1.20▲ 155.0%
-0.64▼ 153.3%
1.04▲ 262.5%
0.11▲ 0%
EPS Growth %
421.43%-384.44%-29.69%290.36%-51.74%-171.48%155.05%-153.33%262.5%95.61%
EPS (Basic)
0.90-2.56-3.326.323.05-2.181.20-0.641.04-
Diluted Shares Outstanding
3.72M3.74M3.76M5M8.54M9.63M9.51M9.27M11.1M12.44M

BCIC Balance Sheet

BCP Investment Corporation (BCIC) balance sheet — assets, liabilities & shareholders' equity

MetricDec'17Dec'18Dec'19Dec'20Dec'21Dec'22Dec'23Dec'24Dec'25TTM
Cash & Short Term Investments
2.03M5.42M136.86K6.99M28.92M5.15M26.91M17.53M3.72M105.61M
Cash & Due from Banks
2.03M5.42M136.86K6.99M28.92M5.15M26.91M17.53M3.72M58.03M
Short Term Investments
00000000029.79M
Total Investments
311.96M273.31M35.19M35.4M00000476.89M
Investments Growth %
-14.88%-12.39%-87.12%0.61%-100%----0%
Long-Term Investments
311.96M273.31M35.19M35.4M00000447.1M
Accounts Receivables
0026.26M28.44M26.21M7.15M7.27M7.46M03.79M
Goodwill & Intangibles
0000000000
Goodwill
0000000000
Intangible Assets
0000000000
PP&E (Net)
0000000000
Other Assets
-319.81M-285.46M248.82M529.35M593.17M607.18M515.06M428.65M519.92M2.83M
Total Current Assets
80.39T7.77M26.4M35.43M55.13M12.3M34.18M24.99M3.72M93.98M
Total Non-Current Assets
311.96M273.31M284.01M564.75M593.17M607.18M515.06M428.65M519.92M449.93M
Total Assets
319.81M▲ 0%
285.46M▼ 10.7%
310.41M▲ 8.7%
600.18M▲ 93.4%
648.3M▲ 8.0%
619.49M▼ 4.4%
549.24M▼ 11.3%
453.63M▼ 17.4%
523.64M▲ 15.4%
543.91M▲ 0%
Asset Growth %
-16.14%-10.74%8.74%93.35%8.02%-4.44%-11.34%-17.41%15.43%49.42%
Return on Assets (ROA)
0.97%-3.16%-4.2%6.93%4.17%-3.31%1.95%-1.18%2.35%0.27%
Accounts Payable
36.57M26.93M136.49K1.09M7.42M5M4.45M3.65M4.03M0
Total Debt
101.41M100.4M153.86M373.31M347.19M373.31M322.41M265.14M306.88M336.4M
Net Debt
99.38M94.98M153.73M366.32M318.27M368.16M295.5M247.61M303.16M278.37M
Long-Term Debt
00153.86M373.31M347.19M373.31M322.41M265.14M306.88M336.4M
Short-Term Debt
0000000000
Other Liabilities
004.21M9.52M13.57M9.06M8.86M6.36M1.71M14.51M
Total Current Liabilities
36.57M26.93M136.49K1.09M7.42M5M4.45M3.65M5.89M1.9M
Total Non-Current Liabilities
101.41M100.4M158.07M382.82M360.76M382.37M331.27M271.5M308.6M349.01M
Total Liabilities
138M127.44M158.21M383.91M368.18M387.36M335.72M275.14M314.49M350.91M
Total Equity
203.88M▲ 0%
204.34M▲ 0.2%
152.2M▼ 25.5%
216.26M▲ 42.1%
280.12M▲ 29.5%
232.12M▼ 17.1%
213.52M▼ 8.0%
178.49M▼ 16.4%
209.16M▲ 17.2%
193M▲ 0%
Equity Growth %
-38.58%0.22%-25.52%42.09%29.53%-17.14%-8.02%-16.4%17.18%35.32%
Equity / Assets (Capital Ratio)
63.75%71.58%49.03%36.03%43.21%37.47%38.88%39.35%39.94%35.48%
Return on Equity (ROE)
1.26%-4.69%-7.01%17.14%10.49%-8.2%5.11%-3.03%5.93%0.7%
Book Value per Share
54.7654.7040.4343.2632.8224.0922.4519.2518.8515.52
Tangible BV per Share
54.7654.7040.4343.2632.8224.0922.4519.2518.8515.52
Common Stock
373.39K373.27K448.3K75K97K96K94K92K125K124K
Additional Paid-in Capital
329.79M306.78M451.35M639.14M733.1M736.78M717.84M714.33M811.11M809.09M
Retained Earnings
-9.99M-149.14M-299.6M-422.95M-453.07M-504.76M-504.41M-535.93M-602.08M-616.21M
Accumulated OCI
-52.34M158.02M00000000
Treasury Stock
0000000000
Preferred Stock
52.34M000000000

BCIC Cash Flow Statement

BCP Investment Corporation (BCIC) cash flow — operating, investing & free cash flow history

MetricDec'17Dec'18Dec'19Dec'20Dec'21Dec'22Dec'23Dec'24Dec'25TTM
Cash from Operations
89.11M24.15M-16.06M121.68M61.15M-33.1M22.14M9.36M66.65M36.86M
Operating CF Growth %
72.9%-72.89%-166.51%857.45%-49.74%-154.13%166.9%-57.73%612.07%334.15%
Net Income
3.39M-9.57M-12.5M31.57M26.03M-21M11.38M-5.93M11.49M1.4M
Depreciation & Amortization
00-165.04K-6.81B8.44M17.91M0007.99M
Deferred Taxes
00-258.94B0000000
Other Non-Cash Items
60.74M40.29M42.81M6.9B17.42M-45.09M11.11M18.41M65.44M37.29M
Working Capital Changes
24.98M-6.56M-46.21M4.36M9.26M15.07M-344K-3.11M-10.28M-4.89M
Cash from Investing
0041.58T97.06B48.9M-61.24M98.76M47.27M050.79M
Purchase of Investments
00-100.85T-115.99B-280.56M-222.2M-48.19M-78.42M0-38.41M
Sale/Maturity of Investments
00142.43T213.05B329.46M160.96M146.94M125.69M089.2M
Net Investment Activity
0041.58T97.06B48.9M-61.24M98.76M47.27M050.79M
Acquisitions
0000000000
Other Investing
0000000000
Cash from Financing
-96.91M-16.86M11.84M-43.88M-75.71M-2.11M-82.47M-88.25M-94.1M-53.13M
Dividends Paid
-17.41M-14.67M-11.74M-10.55M-19.65M-23.55M-25.63M-25.26M-21.64M-39.24M
Share Repurchases
00-15.55T-863K-1.83M-3.83M-4.36M-3.83M-9.26M-11.32M
Stock Issued
1.3K015.55T571.84K4.02M378K0000
Net Stock Activity
1.3K00-291.16K2.19M-3.45M-4.36M-3.83M-9.26M-11.32M
Debt Issuance (Net)
-1000K-643.91K1000K-1000K-1000K1000K-1000K-1000K-1000K-1000K
Other Financing
-3.02M-1.55M-1.85M-432.37K-547K-836K00-1.48M48.4M
Net Change in Cash
-7.8M▲ 0%
7.29M▲ 193.4%
-4.22M▼ 157.9%
77.8M▲ 1943.5%
-14.56M▼ 118.7%
-35.21M▼ 141.8%
38.43M▲ 209.2%
-31.61M▼ 182.2%
-27.45M▲ 13.2%
34.52M▲ 0%
Exchange Rate Effect
00-41.58T-97.06B-48.9M61.24M0000
Cash at Beginning
9.84M2.03M9.32M5.1M82.9M68.34M33.13M71.56M39.95M12.5M
Cash at End
2.03M9.32M5.1M82.9M68.34M33.13M71.56M39.95M12.5M58.03M
Interest Paid
000000000-96.46M
Income Taxes Paid
0000000000
Free Cash Flow
89.11M▲ 0%
24.15M▼ 72.9%
-16.06M▼ 166.5%
121.68M▲ 857.4%
61.15M▼ 49.7%
-33.1M▼ 154.1%
22.14M▲ 166.9%
9.36M▼ 57.7%
66.65M▲ 612.1%
36.86M▲ 0%
FCF Growth %
72.9%-72.89%-166.51%857.45%-49.74%-154.13%166.9%-57.73%612.07%86.02%

BCIC Banking Ratios

BCP Investment Corporation (BCIC) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios

Metric201720182019202020212022202320242025TTM
Return on Equity (ROE)
1.26%-4.69%-7.01%17.14%10.49%-8.2%5.11%-3.03%5.93%0.7%
Return on Assets (ROA)
0.97%-3.16%-4.2%6.93%4.17%-3.31%1.95%-1.18%2.35%0.27%
Net Interest Margin
2.34%3.04%-2.64%3.58%7.92%5.9%6.03%5.76%7.65%7.54%
Efficiency Ratio
55.36%128.13%147.81%12.33%21.53%141.55%16.33%32.34%-10.38%54.36%
Equity / Assets
63.75%71.58%49.03%36.03%43.21%37.47%38.88%39.35%39.94%35.48%
Book Value / Share
54.7654.740.4343.2632.8224.0922.4519.2518.8515.52
NII Growth
-36.38%16.12%-194.28%362.55%139.12%-28.87%-9.42%-21.1%53.39%82.7%
Dividend Payout
513.9%--33.41%75.49%---188.33%2521.77%
Related:BCIC Dividend History·BCIC Revenue History·BCIC Price History·BCIC P/E History·BCIC Financial Ratios·BCIC Institutional Holders

BCIC SEC Filings & Documents

BCP Investment Corporation (BCIC) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

May 8, 2026·SEC

Material company update

Mar 24, 2026·SEC

Material company update

Mar 12, 2026·SEC

10-K Annual Reports

4
FY 2026

Mar 5, 2026·SEC

FY 2025

Mar 13, 2025·SEC

FY 2024

Mar 13, 2024·SEC

10-Q Quarterly Reports

6
FY 2026

May 7, 2026·SEC

FY 2025

Nov 6, 2025·SEC

FY 2025

Aug 7, 2025·SEC

BCIC Frequently Asked Questions

BCP Investment Corporation (BCIC) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials

BCP Investment Corporation (BCIC) grew revenue by 92.0% over the past year. This is strong growth.

Yes, BCP Investment Corporation (BCIC) is profitable, generating $1.4M in net income for fiscal year 2025 (28.9% net margin).

Dividend & Returns

Yes, BCP Investment Corporation (BCIC) pays a dividend with a yield of 26.87%. This makes it attractive for income-focused investors.

BCP Investment Corporation (BCIC) has a return on equity (ROE) of 5.9%. This is below average, suggesting room for improvement.

Industry Metrics

BCP Investment Corporation (BCIC) has a net interest margin (NIM) of 7.6%. This indicates healthy earnings from lending activities.

BCP Investment Corporation (BCIC) has an efficiency ratio of -10.4%. This is excellent, indicating strong cost control.

What if you invested $1,000 in BCIC back in 2006?

Total return calculator · dividends reinvested · 20+ years of data

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How much would $100/month in BCIC be worth today?

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