BCP Investment Corporation (BCIC) Financial Ratios
20 years of historical data (2006–2025) · Financial Services · Asset Management
EV/EBITDA
↓
12.25
↓-51% vs avg
5yr avg: 25.18
30Y Low10.9·High66.8
P/FCF
↓
1.35
↓-82% vs avg
5yr avg: 7.36
30Y Low0.8·High16.2
P/B Ratio
↓
0.39
↓-52% vs avg
5yr avg: 0.80
30Y Low0.3·High1.5
ROE
↓
5.9%
↓+188% vs avg
5yr avg: 2.1%
30Y Low-25%·High17%
Debt/EBITDA
↓
9.56
↓-44% vs avg
5yr avg: 17.20
30Y Low3.9·High29.9
Percentile shows where the current value sits in 30-year historical distribution. Sparklines show 5-year trend.
BCIC Valuation Multiples
Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow
BCP Investment Corporation trades at 7.0x earnings, 40% below its 5-year average of 11.6x, sitting at the 17th percentile of its historical range. Compared to the Financial Services sector median P/E of 13.6x, the stock trades at a discount of 49%. On a free-cash-flow basis, the stock trades at 1.3x P/FCF, 82% below the 5-year average of 7.4x.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Market Cap | $90M | $131M | $152M | $173M | $222M | $211M | $95M | $80M | $129M | $127M | $148M |
| Enterprise Value | $393M | $434M | $399M | $468M | $590M | $530M | $462M | $234M | $224M | $226M | $322M |
| P/E Ratio → | 6.98 | 11.38 | — | 15.16 | — | 8.12 | 3.02 | — | — | 37.89 | — |
| P/S Ratio | 2.26 | 3.31 | 7.33 | 3.99 | 36.69 | 4.03 | 2.00 | 9.00 | 16.77 | 5.13 | 8.78 |
| P/B Ratio | 0.39 | 0.63 | 0.85 | 0.81 | 0.95 | 0.75 | 0.44 | 0.52 | 0.63 | 0.62 | 0.45 |
| P/FCF | 1.35 | 1.97 | 16.19 | 7.81 | — | 3.46 | 0.78 | — | 5.35 | 1.42 | 2.87 |
| P/OCF | 1.35 | 1.97 | 16.19 | 7.81 | — | 3.46 | 0.78 | — | 5.35 | 1.42 | 2.87 |
P/E links to full P/E history page with 30-year chart
BCIC EV Ratios
Enterprise-value multiples — capital-structure-neutral measures of total business value
BCP Investment Corporation's enterprise value stands at 12.2x EBITDA, 51% below its 5-year average of 25.2x. The Financial Services sector median is 11.4x, placing the stock at a 7% premium on an enterprise-value basis.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| EV / Revenue | — | 10.94 | 19.30 | 10.81 | 97.66 | 10.11 | 9.67 | 26.33 | 29.09 | 9.14 | 19.12 |
| EV / EBITDA | 12.25 | 13.54 | — | 42.72 | — | 19.28 | 14.63 | — | — | 66.81 | — |
| EV / EBIT | 12.11 | 13.54 | — | 42.72 | — | 19.28 | 14.63 | — | — | 66.81 | — |
| EV / FCF | — | 6.52 | 42.64 | 21.16 | — | 8.66 | 3.80 | — | 9.28 | 2.54 | 6.25 |
BCIC Profitability
Margins and return-on-capital ratios measuring operating efficiency
BCP Investment Corporation earns an operating margin of 81.7%, significantly above the Financial Services sector average of 20.3%. Operating margins have expanded from 25.3% to 81.7% over the past 3 years, signaling improving operational efficiency. ROE of 5.9% is modest, trailing the sector median of 9.0%. ROIC of 5.1% represents adequate returns on invested capital versus a sector median of 5.5%.
Margins
Full margin charts and quarterly trend are on the Earnings History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 71.3% | 71.3% | -0.5% | 41.6% | -193.1% | 74.0% | 78.5% | 6.8% | 3.9% | 69.1% | 45.9% |
| Operating Margin | 81.7% | 81.7% | -32.8% | 25.3% | -334.7% | 52.4% | 66.1% | -141.0% | -124.2% | 13.7% | -6.2% |
| Net Profit Margin | 28.9% | 28.9% | -28.7% | 26.3% | -347.7% | 49.7% | 66.1% | -141.0% | -124.2% | 13.7% | -6.2% |
Return on Capital
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 5.9% | 5.9% | -3.0% | 5.1% | -8.2% | 10.5% | 17.1% | -7.0% | -4.7% | 1.3% | -0.4% |
| ROA | 2.4% | 2.4% | -1.2% | 1.9% | -3.3% | 4.2% | 6.9% | -4.2% | -3.2% | 1.0% | -0.3% |
| ROIC | 5.1% | 5.1% | -1.0% | 1.4% | -2.5% | 3.4% | 5.3% | -3.1% | -2.4% | 0.6% | -0.2% |
| ROCE | 6.7% | 6.7% | -1.4% | 1.9% | -3.2% | 4.4% | 6.9% | -4.4% | -3.5% | 1.0% | -0.3% |
BCIC Leverage & Debt
Solvency and debt-coverage ratios — lower is generally safer
BCP Investment Corporation carries a Debt/EBITDA ratio of 9.6x, which is highly leveraged (124% above the sector average of 4.3x). Net debt stands at $303M ($307M total debt minus $4M cash). Interest coverage of just 1.6x is concerning — the company has limited headroom to absorb earnings volatility before struggling with debt service.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 1.47 | 1.47 | 1.49 | 1.51 | 1.61 | 1.24 | 1.73 | 1.01 | 0.49 | 0.50 | 0.53 |
| Debt / EBITDA | 9.56 | 9.56 | — | 29.40 | — | 12.64 | 11.82 | — | — | 29.93 | — |
| Net Debt / Equity | — | 1.45 | 1.39 | 1.38 | 1.59 | 1.14 | 1.69 | 1.01 | 0.46 | 0.49 | 0.52 |
| Net Debt / EBITDA | 9.45 | 9.45 | — | 26.94 | — | 11.59 | 11.60 | — | — | 29.33 | — |
| Debt / FCF | — | 4.55 | 26.45 | 13.35 | — | 5.20 | 3.01 | — | 3.93 | 1.12 | 3.38 |
| Interest Coverage | 1.56 | 1.56 | -0.33 | 0.43 | -1.14 | 2.01 | 3.07 | -1.51 | -1.29 | 0.44 | -0.11 |
BCIC Liquidity & Efficiency
Short-term solvency ratios and asset-utilisation metrics
The current ratio of 0.63x is below 1.0, meaning current liabilities exceed current assets. The current ratio has declined from 7.68x to 0.63x over the past 3 years.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Current Ratio | 0.63 | 0.63 | 6.85 | 7.68 | 2.46 | 7.43 | 32.53 | 193.41 | 0.29 | 999999.00 | 215529.41 |
| Quick Ratio | 0.63 | 0.63 | 6.85 | 7.68 | 2.46 | 7.43 | 32.53 | 193.41 | 0.29 | 999999.00 | 215529.41 |
| Cash Ratio | 0.63 | 0.63 | 4.81 | 6.05 | 1.03 | 3.90 | 6.42 | 1.00 | 0.20 | 0.06 | 0.12 |
| Asset Turnover | — | 0.08 | 0.05 | 0.08 | 0.01 | 0.08 | 0.08 | 0.03 | 0.03 | 0.08 | 0.04 |
| Inventory Turnover | — | — | — | — | — | — | — | — | — | — | — |
| Days Sales Outstanding | — | — | — | — | — | — | — | — | — | — | — |
BCIC Shareholder Yields
Earnings, FCF, buyback, and dividend yields — total returns to shareholders
BCP Investment Corporation returns 37.2% to shareholders annually — split between a 26.9% dividend yield and 10.3% buyback yield. The payout ratio exceeds 100% at 188.3%, meaning the company is paying out more than it earns — this level is unsustainable long-term without earnings recovery. The earnings yield of 14.3% (inverse of P/E) provides a useful comparison to bond yields when assessing the stock's relative attractiveness to fixed income.
Dividends
Full dividend history and growth charts are on the Dividend History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | 26.9% | — | — | — | — | — | — | — | — | — | — |
| Payout Ratio | 188.3% | 188.3% | — | — | — | 75.5% | 33.4% | — | — | 513.9% | — |
Total Shareholder Return Metrics
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Earnings Yield | 14.3% | 8.8% | — | 6.6% | — | 12.3% | 33.1% | — | — | 2.6% | — |
| FCF Yield | 74.2% | 50.8% | 6.2% | 12.8% | — | 28.9% | 127.4% | — | 18.7% | 70.2% | 34.9% |
| Buyback Yield | 10.3% | — | — | — | — | — | — | — | — | — | — |
| Total Shareholder Yield | 37.2% | — | — | — | — | — | — | — | — | — | — |
| Shares Outstanding | — | $11M | $9M | $10M | $10M | $9M | $5M | $4M | $4M | $4M | $4M |
Peer Comparison
Compare BCIC with 10 similar companies in its peer group
| Company | Market Cap | P/E | EV/EBITDA | P/FCF | Gross Margin | Op Margin | ROE | ROIC | Debt/EBITDA |
|---|---|---|---|---|---|---|---|---|---|
 BCICYou | $90M | 7.0 | 12.2 | 1.3 | 71.3% | 81.7% | 5.9% | 5.1% | 9.6 |
 ARCC | $13B | 9.7 | 12.8 | 11.3 | 75.7% | 69.7% | 9.4% | 5.7% | 7.3 |
 FSCO | $997M | 6.5 | 5.7 | 1.9 | 79.3% | 74.5% | 10.5% | 6.4% | 1.9 |
 GBDC | $3B | 8.7 | 11.8 | — | 81.5% | 78.9% | 9.4% | 5.9% | 7.1 |
 TPVG | $203M | 4.1 | 8.6 | — | 83.5% | 77.9% | 14.1% | 7.2% | 6.2 |
 CGBD | $761M | 10.8 | 12.8 | — | 70.9% | 86.2% | 6.8% | 5.6% | 8.7 |
 SLRC | $678M | 7.3 | 11.1 | — | 73.3% | 72.9% | 9.3% | 5.8% | 7.0 |
 PFLT | $742M | 10.4 | 35.5 | 7.8 | 45.6% | 39.4% | 6.8% | 2.1% | 26.3 |
 OBDC | $5B | 8.8 | 11.8 | 3.1 | 75.3% | 73.2% | 9.4% | 6.1% | 7.5 |
 HTGC | $3B | 8.4 | 14.1 | — | 87.2% | 66.7% | 16.2% | 6.6% | 6.3 |
 MAIN | $5B | 9.2 | 13.6 | 13.6 | 100.0% | 80.7% | 17.0% | 7.5% | 4.7 |
| Financial Services Median | — | 13.6 | 11.4 | 11.1 | 64.1% | 20.3% | 9.0% | 5.5% | 4.3 |
Peer selection based on competitive and market overlap. Compare multiple stocks →
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BCIC — Frequently Asked Questions
Quick answers to the most common questions about buying BCIC stock.
What is BCP Investment Corporation's P/E ratio?
BCP Investment Corporation's current P/E ratio is 7.0x. The historical average is 17.8x. This places it at the 17th percentile of its historical range.
What is BCP Investment Corporation's EV/EBITDA?
BCP Investment Corporation's current EV/EBITDA is 12.2x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 24.5x.
What is BCP Investment Corporation's ROE?
BCP Investment Corporation's return on equity (ROE) is 5.9%. The historical average is 1.7%.
Is BCIC stock overvalued?
Based on historical data, BCP Investment Corporation is trading at a P/E of 7.0x. This is at the 17th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.
What is BCP Investment Corporation's dividend yield?
BCP Investment Corporation's current dividend yield is 26.87% with a payout ratio of 188.3%.
What are BCP Investment Corporation's profit margins?
BCP Investment Corporation has 71.3% gross margin and 81.7% operating margin. Operating margin above 20% indicates strong pricing power and cost efficiency.
How much debt does BCP Investment Corporation have?
BCP Investment Corporation's Debt/EBITDA ratio is 9.6x, indicating high leverage. A ratio above 4x may signal elevated financial risk.