8-K Announcements
6Apr 17, 2026·SEC
Apr 15, 2026·SEC
Apr 1, 2026·SEC
Home Bancshares, Inc. (HOMB) fundamental analysis — strengths, weaknesses & financial health based on data analysis
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
Home Bancshares, Inc. (HOMB) stock price & volume — 10-year historical chart
Home Bancshares, Inc. (HOMB) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Home Bancshares, Inc. (HOMB) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 15, 2026 | $0.60vs $0.60+0.0% | $267Mvs $273M-2.3% |
| Q1 2026 | Feb 27, 2026 | $0.60 | $374M |
| Q1 2026 | Jan 14, 2026 | $0.60vs $0.60+0.0% | $282Mvs $272M+3.5% |
| Q4 2025 | Oct 15, 2025 | $0.61vs $0.60+2.2% | $280Mvs $270M+3.6% |
Home Bancshares, Inc. (HOMB) competitors in Banks with large fee businesses — business model, growth, and fundamentals comparison
Home Bancshares, Inc. (HOMB) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Home Bancshares, Inc. (HOMB) annual income statement — 10-year revenue, gross profit & net income history
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 405.96M | 455.9M | 561.01M | 563.22M | 582.55M | 572.97M | 758.68M | 826.95M | 848.77M | 877.92M |
| NII Growth % | 14.13% | 12.3% | 23.05% | 0.39% | 3.43% | -1.65% | 32.41% | 9% | 2.64% | 20.93% |
| Net Interest Margin % | 4.14% | 3.16% | 3.67% | 3.75% | 3.55% | 3.17% | 3.32% | 3.65% | 3.77% | 3.87% |
| Interest Income | 436.54M | 520.25M | 685.37M | 717.99M | 675.96M | 625.17M | 877.77M | 1.18B | 1.3B | 1.28B |
| Interest Expense | 30.58M | 64.35M | 124.36M | 154.77M | 93.41M | 52.2M | 119.09M | 348.11M | 451M | 399.99M |
| Loan Loss Provision | 18.61M | 44.25M | 4.32M | 1.32M | 129.25M | -4.75M | 61.58M | 10.45M | 48.4M | -72.16M |
| Non-Interest Income | 80.03M | 88.53M | 94.33M | 90.91M | 102.01M | 126.81M | 158.2M | 151.32M | 152.23M | 82.66M |
| Non-Interest Income % | 15.49% | 14.54% | 12.1% | 11.24% | 13.11% | 16.86% | 15.27% | 11.41% | 10.48% | 6.08% |
| Total Revenue | 516.56M▲ 0% | 608.78M▲ 17.9% | 779.7M▲ 28.1% | 808.9M▲ 3.7% | 777.97M▼ 3.8% | 751.98M▼ 3.3% | 1.04B▲ 37.8% | 1.33B▲ 28.0% | 1.45B▲ 9.5% | 1.36B▲ 0% |
| Revenue Growth % | 16.18% | 17.85% | 28.08% | 3.75% | -3.82% | -3.34% | 37.76% | 28.03% | 9.47% | -19.5% |
| Non-Interest Expense | 184.73M | 229.1M | 255.5M | 267.18M | 277.61M | 287.76M | 460.73M | 455.93M | 430.26M | 455.3M |
| Efficiency Ratio | 35.76% | 37.63% | 32.77% | 33.03% | 35.68% | 38.27% | 44.47% | 34.37% | 29.63% | 33.46% |
| Operating Income | 282.65M▲ 0% | 271.08M▼ 4.1% | 395.52M▲ 45.9% | 385.62M▼ 2.5% | 277.7M▼ 28.0% | 416.77M▲ 50.1% | 394.57M▼ 5.3% | 511.88M▲ 29.7% | 522.34M▲ 2.0% | 577.44M▲ 0% |
| Operating Margin % | 54.72% | 44.53% | 50.73% | 47.67% | 35.7% | 55.42% | 38.09% | 38.59% | 35.97% | 42.44% |
| Operating Income Growth % | 29.36% | -4.09% | 45.9% | -2.5% | -27.99% | 50.08% | -5.33% | 29.73% | 2.04% | - |
| Pretax Income | 282.65M▲ 0% | 271.08M▼ 4.1% | 395.52M▲ 45.9% | 385.62M▼ 2.5% | 277.7M▼ 28.0% | 416.77M▲ 50.1% | 394.57M▼ 5.3% | 511.88M▲ 29.7% | 522.34M▲ 2.0% | 577.44M▲ 0% |
| Pretax Margin % | 54.72% | 44.53% | 50.73% | 47.67% | 35.7% | 55.42% | 38.09% | 38.59% | 35.97% | 42.44% |
| Income Tax | 105.5M | 136M | 95.12M | 96.08M | 63.26M | 97.75M | 89.31M | 118.95M | 120.1M | 119.66M |
| Effective Tax Rate % | 37.33% | 50.17% | 24.05% | 24.92% | 22.78% | 23.45% | 22.64% | 23.24% | 22.99% | 20.72% |
| Net Income | 177.15M▲ 0% | 135.08M▼ 23.7% | 300.4M▲ 122.4% | 289.54M▼ 3.6% | 214.45M▼ 25.9% | 319.02M▲ 48.8% | 305.26M▼ 4.3% | 392.93M▲ 28.7% | 402.24M▲ 2.4% | 457.78M▲ 0% |
| Net Margin % | 34.29% | 22.19% | 38.53% | 35.79% | 27.57% | 42.42% | 29.47% | 29.62% | 27.7% | 33.65% |
| Net Income Growth % | 28.18% | -23.74% | 122.38% | -3.62% | -25.93% | 48.76% | -4.31% | 28.72% | 2.37% | 18.01% |
| Net Income (Continuing) | 177.15M | 135.08M | 300.4M | 289.54M | 214.45M | 319.02M | 305.26M | 392.93M | 402.24M | 457.78M |
| EPS (Diluted) | 1.26▲ 0% | 0.89▼ 29.4% | 1.73▲ 94.4% | 1.73▲ 0.0% | 1.30▼ 24.9% | 1.94▲ 49.2% | 1.57▼ 19.1% | 1.94▲ 23.6% | 2.01▲ 3.6% | 2.32▲ 0% |
| EPS Growth % | 24.75% | -29.37% | 94.38% | 0% | -24.86% | 49.23% | -19.07% | 23.57% | 3.61% | 19.59% |
| EPS (Basic) | 1.26 | 0.90 | 1.73 | 1.73 | 1.30 | 1.94 | 1.57 | 1.94 | 2.01 | - |
| Diluted Shares Outstanding | 140.71M | 151.53M | 174.12M | 167.8M | 165.37M | 164.86M | 195.02M | 202.77M | 200.07M | 197.29M |
Home Bancshares, Inc. (HOMB) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 1.29B | 2.3B | 2.44B | 2.57B | 3.74B | 6.77B | 4.77B | 4.51B | 2.65B | 12.05B |
| Cash & Due from Banks | 216.65M | 635.93M | 657.94M | 490.6M | 1.26B | 3.65B | 724.79M | 1B | 910.35M | 800.92M |
| Short Term Investments | 1.07B | 1.66B | 1.79B | 2.08B | 2.47B | 3.12B | 4.04B | 3.51B | 1.74B | 1.59B |
| Total Investments | 8.66B | 12.11B | 12.94B | 12.85B | 13.45B | 12.72B | 19.45B | 18.93B | 18.84B | 19.19B |
| Investments Growth % | 7.13% | 39.75% | 6.88% | -0.7% | 4.65% | -5.43% | 52.91% | -2.69% | -0.47% | 0.19% |
| Long-Term Investments | 7.59B | 10.45B | 11.16B | 10.77B | 10.98B | 9.6B | 15.41B | 15.42B | 17.1B | 68.09B |
| Accounts Receivables | 30.84M | 45.71M | 48.95M | 45.09M | 60.53M | 46.74M | 103.2M | 118.97M | 120.13M | 110.7M |
| Goodwill & Intangibles | 396.29M | 977.3M | 1B | 994.98M | 1B | 998.07M | 1.46B | 1.45B | 1.44B | 1.43B |
| Goodwill | 377.98M | 927.95M | 958.41M | 958.41M | 973.02M | 973.02M | 1.4B | 1.4B | 1.4B | 1.4B |
| Intangible Assets | 18.31M | 49.35M | 42.9M | 36.57M | 30.73M | 25.05M | 58.45M | 48.77M | 40.33M | 34.23M |
| PP&E (Net) | 205.3M | 237.44M | 233.26M | 280.1M | 278.61M | 275.76M | 405.07M | 393.3M | 386.32M | 374.51M |
| Other Assets | 233.29M | 367.62M | 345.99M | 325.55M | 272.84M | 283.79M | 535.39M | 573.67M | 612.21M | 644.2M |
| Total Current Assets | 1.32B | 2.35B | 2.49B | 2.62B | 3.8B | 6.82B | 4.87B | 4.63B | 2.77B | 2.5B |
| Total Non-Current Assets | 8.49B | 12.1B | 12.81B | 12.41B | 12.6B | 11.24B | 18.01B | 18.03B | 19.72B | 20.2B |
| Total Assets | 9.81B▲ 0% | 14.45B▲ 47.3% | 15.3B▲ 5.9% | 15.03B▼ 1.8% | 16.4B▲ 9.1% | 18.05B▲ 10.1% | 22.88B▲ 26.8% | 22.66B▼ 1.0% | 22.49B▼ 0.7% | 22.71B▲ 0% |
| Asset Growth % | 5.59% | 47.32% | 5.9% | -1.77% | 9.09% | 10.08% | 26.76% | -0.99% | -0.73% | -0.61% |
| Return on Assets (ROA) | 1.86% | 1.11% | 2.02% | 1.91% | 1.36% | 1.85% | 1.49% | 1.73% | 1.78% | 2.02% |
| Accounts Payable | 51.23M | 41.96M | 67.91M | 102.41M | 128M | 113.87M | 196.88M | 194.65M | 0 | 0 |
| Total Debt | 1.49B | 1.82B | 1.98B | 1.14B | 939.26M | 911.98M | 1.22B | 1.88B | 1.2B | 975.59M |
| Net Debt | 1.27B | 1.18B | 1.33B | 649.12M | -324.53M | -2.74B | 496.78M | 883.01M | 292M | 174.67M |
| Long-Term Debt | 1.37B | 1.67B | 1.84B | 991M | 770.33M | 771.09M | 1.09B | 1.74B | 1.04B | 729.09M |
| Short-Term Debt | 121.29M | 147.79M | 143.68M | 148.73M | 168.93M | 140.89M | 131.15M | 142.09M | 162.35M | 246.5M |
| Other Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 181.08M | 189.55M |
| Total Current Liabilities | 7.11B | 10.58B | 11.11B | 11.53B | 13.02B | 14.52B | 18.27B | 17.12B | 17.31B | 17.57B |
| Total Non-Current Liabilities | 1.37B | 1.67B | 1.84B | 991M | 770.33M | 771.09M | 1.09B | 1.74B | 1.22B | 918.64M |
| Total Liabilities | 8.48B | 12.25B | 12.95B | 12.52B | 13.79B | 15.29B | 19.36B | 18.87B | 18.53B | 18.49B |
| Total Equity | 1.33B▲ 0% | 2.2B▲ 66.0% | 2.35B▲ 6.6% | 2.51B▲ 6.9% | 2.61B▲ 3.8% | 2.77B▲ 6.1% | 3.53B▲ 27.5% | 3.79B▲ 7.5% | 3.96B▲ 4.5% | 4.21B▲ 0% |
| Equity Growth % | 10.65% | 66.05% | 6.61% | 6.88% | 3.75% | 6.14% | 27.5% | 7.51% | 4.48% | 22.95% |
| Equity / Assets (Capital Ratio) | 13.53% | 15.25% | 15.36% | 16.71% | 15.89% | 15.32% | 15.41% | 16.73% | 17.61% | 18.56% |
| Return on Equity (ROE) | 14.02% | 7.65% | 13.19% | 11.91% | 8.38% | 11.88% | 9.7% | 10.74% | 10.38% | 10.86% |
| Book Value per Share | 9.43 | 14.55 | 13.50 | 14.97 | 15.76 | 16.78 | 18.08 | 18.70 | 19.80 | 21.36 |
| Tangible BV per Share | 6.62 | 8.10 | 7.74 | 9.04 | 9.69 | 10.72 | 10.61 | 11.56 | 12.61 | 14.10 |
| Common Stock | 1.41M | 1.74M | 1.71M | 1.66M | 1.65M | 1.64M | 2.03M | 2.02M | 1.99M | 1.97M |
| Additional Paid-in Capital | 869.74M | 1.68B | 1.61B | 1.54B | 1.52B | 1.49B | 2.39B | 2.35B | 2.27B | 2.21B |
| Retained Earnings | 455.95M | 530.66M | 752.18M | 956.55M | 1.04B | 1.27B | 1.44B | 1.69B | 1.94B | 2.18B |
| Accumulated OCI | 400K | -3.42M | -13.81M | 16.22M | 44.12M | 10.46M | -305.46M | -249.07M | -256.11M | -183.13M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Home Bancshares, Inc. (HOMB) cash flow — operating, investing & free cash flow history
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 175.7M | 140.07M | 303.9M | 247.41M | 291.73M | 389.38M | 413.17M | 379.67M | 460.65M | 460.65M |
| Operating CF Growth % | -14.32% | -20.28% | 116.96% | -18.59% | 17.91% | 33.47% | 6.11% | -8.11% | 21.33% | -94.45% |
| Net Income | 177.15M | 135.08M | 300.4M | 289.54M | 214.45M | 319.02M | 305.26M | 392.93M | 402.24M | 457.78M |
| Depreciation & Amortization | 14.55M | 16.72M | 19.2M | 19.43M | 20.08M | 19.48M | 31.86M | 30.93M | 29.2M | 28.95M |
| Deferred Taxes | 12.71M | 34.08M | 3.29M | 28.97M | -19.75M | 3.87M | 2.21M | -4.08M | 8.3M | 15.28M |
| Other Non-Cash Items | -33.09M | 23.38M | -49.51M | -68.23M | 88.38M | 31.99M | 57.24M | -31.24M | 49.22M | -61.57M |
| Working Capital Changes | -2.24M | -75.89M | 21.43M | -33.02M | -20.04M | 6.17M | 7.47M | -18.14M | -37.54M | -65.37M |
| Cash from Investing | -558.68M | -318.63M | -779.58M | 221.66M | -651.94M | 624.66M | -1.02B | 578.46M | 5.67M | -57.76M |
| Purchase of Investments | -279.39M | -692.76M | -502.4M | -609.51M | -1.16B | -1.41B | -2.04B | -13.26M | -64.07M | -61.58M |
| Sale/Maturity of Investments | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 4M |
| Net Investment Activity | -278.39M | -691.76M | -501.4M | -608.51M | -1.16B | -1.41B | -2.04B | -12.26M | -63.07M | -57.58M |
| Acquisitions | 0 | 227.84M | -377.41M | 0 | -421.21M | 0 | 858.58M | 0 | 0 | 0 |
| Other Investing | -696.99M | -125.31M | -274.98M | 281.72M | 156.1M | 1.36B | -899.04M | 8.85M | -382.88M | -426.51M |
| Cash from Financing | 343.81M | 597.84M | 497.68M | -636.41M | 1.13B | 1.37B | -2.31B | -682.71M | -556.18M | -544.68M |
| Dividends Paid | -48.1M | -60.37M | -79.87M | -85.63M | -87.68M | -92.14M | -128.42M | -145.9M | -150M | -156.43M |
| Share Repurchases | -9.82M | -20.82M | -104.28M | -84.89M | -25.69M | -44.48M | -70.86M | -48.77M | -86.49M | -69.77M |
| Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Stock Activity | -9.82M | -20.82M | -104.28M | -84.89M | -25.69M | -44.48M | -70.86M | -48.77M | -86.49M | -69.77M |
| Debt Issuance (Net) | -1000K | 1000K | 1000K | -1000K | -1000K | -1000K | 1000K | 1000K | -1000K | -3.25M |
| Other Financing | 502.47M | 477.22M | 508.62M | 385.06M | 1.47B | 1.54B | -2.19B | -1.14B | 380.87M | 589.82M |
| Net Change in Cash | -39.17M▲ 0% | 419.28M▲ 1170.3% | 22.01M▼ 94.8% | -167.34M▼ 860.4% | 773.19M▲ 562.1% | 2.39B▲ 208.7% | -2.93B▼ 222.6% | 275.42M▲ 109.4% | -89.87M▼ 132.6% | -216.76M▲ 0% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 255.82M | 216.65M | 635.93M | 657.94M | 490.6M | 1.26B | 3.65B | 724.79M | 1B | 1.1B |
| Cash at End | 216.65M | 635.93M | 657.94M | 490.6M | 1.26B | 3.65B | 724.79M | 1B | 910.35M | 800.92M |
| Interest Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 125.28M |
| Income Taxes Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Free Cash Flow | 172.62M▲ 0% | 134.88M▼ 21.9% | 294.27M▲ 118.2% | 232.52M▼ 21.0% | 280.18M▲ 20.5% | 379.1M▲ 35.3% | 393.59M▲ 3.8% | 357.2M▼ 9.2% | 422.12M▲ 18.2% | 353.63M▲ 0% |
| FCF Growth % | -11.26% | -21.86% | 118.17% | -20.98% | 20.5% | 35.3% | 3.82% | -9.25% | 18.17% | -25.55% |
Home Bancshares, Inc. (HOMB) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 14.02% | 7.65% | 13.19% | 11.91% | 8.38% | 11.88% | 9.7% | 10.74% | 10.38% | 10.86% |
| Return on Assets (ROA) | 1.86% | 1.11% | 2.02% | 1.91% | 1.36% | 1.85% | 1.49% | 1.73% | 1.78% | 2.02% |
| Net Interest Margin | 4.14% | 3.16% | 3.67% | 3.75% | 3.55% | 3.17% | 3.32% | 3.65% | 3.77% | 3.87% |
| Efficiency Ratio | 35.76% | 37.63% | 32.77% | 33.03% | 35.68% | 38.27% | 44.47% | 34.37% | 29.63% | 33.46% |
| Equity / Assets | 13.53% | 15.25% | 15.36% | 16.71% | 15.89% | 15.32% | 15.41% | 16.73% | 17.61% | 18.56% |
| Book Value / Share | 9.43 | 14.55 | 13.5 | 14.97 | 15.76 | 16.78 | 18.08 | 18.7 | 19.8 | 21.36 |
| NII Growth | 14.13% | 12.3% | 23.05% | 0.39% | 3.43% | -1.65% | 32.41% | 9% | 2.64% | 5.21% |
| Dividend Payout | 27.15% | 44.69% | 26.59% | 29.57% | 40.88% | 28.88% | 42.07% | 37.13% | 37.29% | 34.17% |
Home Bancshares, Inc. (HOMB) SEC filings — annual & quarterly reports (10-K, 10-Q)
Apr 17, 2026·SEC
Apr 15, 2026·SEC
Apr 1, 2026·SEC
Home Bancshares, Inc. (HOMB) stock FAQ — growth, dividends, profitability & financials explained
Home Bancshares, Inc. (HOMB) grew revenue by 9.5% over the past year. This is steady growth.
Yes, Home Bancshares, Inc. (HOMB) is profitable, generating $457.8M in net income for fiscal year 2024 (27.7% net margin).
Yes, Home Bancshares, Inc. (HOMB) pays a dividend with a yield of 2.79%. This makes it attractive for income-focused investors.
Home Bancshares, Inc. (HOMB) has a return on equity (ROE) of 10.4%. This is reasonable for most industries.
Home Bancshares, Inc. (HOMB) has a net interest margin (NIM) of 3.8%. This indicates healthy earnings from lending activities.
Home Bancshares, Inc. (HOMB) has an efficiency ratio of 29.6%. This is excellent, indicating strong cost control.
Home Bancshares, Inc. (HOMB) financial analysis — history, returns, DCA and operating performance tools
Historical returns with dividends reinvested
Dollar cost averaging vs lump sum
Yield, growth, payout safety & DRIP
EPS trends, net income & profitability
Long-term charts & historical price data
Sales growth patterns & revenue breakdown
30 years of market, efficiency and balance-sheet ratios
DCF intrinsic value, peer multiples & estimates